module Validations::Sales::SaleInformationValidations
include Validations :: SharedValidations
include CollectionTimeHelper
include MoneyFormattingHelper
def validate_practical_completion_date ( record )
return unless record . hodate . present? && date_valid? ( " hodate " , record )
return if record . saledate . blank?
if record . hodate > record . saledate
record . errors . add :hodate , I18n . t ( " validations.sales.sale_information.hodate.must_be_before_saledate " )
record . errors . add :saledate , I18n . t ( " validations.sales.sale_information.saledate.must_be_after_hodate " )
end
if record . saledate - record . hodate > = 3 . years && record . form . start_year_after_2024?
record . errors . add :hodate , I18n . t ( " validations.sales.sale_information.hodate.must_be_less_than_3_years_from_saledate " )
record . errors . add :saledate , I18n . t ( " validations.sales.sale_information.saledate.must_be_less_than_3_years_from_hodate " )
end
end
def validate_exchange_date ( record )
return unless record . exdate && record . saledate
if record . exdate > record . saledate
record . errors . add :exdate , I18n . t ( " validations.sales.sale_information.exdate.must_be_before_saledate " )
record . errors . add :saledate , I18n . t ( " validations.sales.sale_information.saledate.must_be_after_exdate " )
end
if record . saledate - record . exdate > = 1 . year
record . errors . add :exdate , I18n . t ( " validations.sales.sale_information.exdate.must_be_less_than_1_year_from_saledate " )
record . errors . add :saledate , I18n . t ( " validations.sales.sale_information.saledate.must_be_less_than_1_year_from_exdate " )
end
end
def validate_previous_property_unit_type ( record )
return unless record . fromprop && record . frombeds
if record . frombeds != 1 && record . fromprop == 2
record . errors . add :frombeds , I18n . t ( " validations.sales.sale_information.frombeds.previous_property_type_bedsit " )
record . errors . add :fromprop , I18n . t ( " validations.sales.sale_information.fromprop.previous_property_type_bedsit " )
end
end
def validate_discounted_ownership_value ( record )
return unless record . saledate && record . form . start_year_after_2024?
return unless record . value && record . deposit && record . ownershipsch
return unless record . mortgage || record . mortgageused == 2 || record . mortgageused == 3
return unless record . discount || record . grant || record . type == 29
# When a percentage discount is used, a percentage tolerance is needed to account for rounding errors
tolerance = record . discount ? record . value * 0 . 05 / 100 : 1
if over_tolerance? ( record . mortgage_deposit_and_grant_total , record . value_with_discount , tolerance , strict : ! record . discount . nil? ) && record . discounted_ownership_sale?
deposit_and_grant_sentence = record . grant . present? ? " , cash deposit ( #{ record . field_formatted_as_currency ( 'deposit' ) } ), and grant ( #{ record . field_formatted_as_currency ( 'grant' ) } ) " : " and cash deposit ( #{ record . field_formatted_as_currency ( 'deposit' ) } ) "
discount_sentence = record . discount . present? ? " ( #{ record . field_formatted_as_currency ( 'value' ) } ) subtracted by the sum of the full purchase price ( #{ record . field_formatted_as_currency ( 'value' ) } ) multiplied by the percentage discount ( #{ record . discount } %) " : " "
% i [ mortgageused mortgage value deposit ownershipsch discount grant ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .discounted_ownership_value " ,
mortgage : record . mortgage & . positive? ? " ( #{ record . field_formatted_as_currency ( 'mortgage' ) } ) " : " " ,
deposit_and_grant_sentence : ,
mortgage_deposit_and_grant_total : record . field_formatted_as_currency ( " mortgage_deposit_and_grant_total " ) ,
discount_sentence : ,
value_with_discount : record . field_formatted_as_currency ( " value_with_discount " ) ) . html_safe
end
end
end
def validate_outright_sale_value_matches_mortgage_plus_deposit ( record )
return unless record . saledate && record . form . start_year_after_2024?
return unless record . outright_sale?
return unless record . mortgage_used? && record . mortgage
return unless record . deposit && record . value
if over_tolerance? ( record . mortgage_and_deposit_total , record . value , 1 )
% i [ mortgageused mortgage value deposit ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .outright_sale_value " ,
mortgage_and_deposit_total : record . field_formatted_as_currency ( " mortgage_and_deposit_total " ) ,
mortgage : record . mortgage & . positive? ? " ( #{ record . field_formatted_as_currency ( 'mortgage' ) } ) " : " " ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ) . html_safe
end
record . errors . add :ownershipsch , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.ownershipsch.outright_sale_value " ,
mortgage_and_deposit_total : record . field_formatted_as_currency ( " mortgage_and_deposit_total " ) ,
mortgage : record . mortgage & . positive? ? " ( #{ record . field_formatted_as_currency ( 'mortgage' ) } ) " : " " ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ) . html_safe
end
end
def validate_basic_monthly_rent ( record )
return unless record . mrent && record . ownershipsch && record . type
if record . shared_ownership_scheme? && ! record . old_persons_shared_ownership? && record . mrent > 9999
record . errors . add :mrent , I18n . t ( " validations.sales.sale_information.mrent.monthly_rent_higher_than_expected " )
record . errors . add :type , I18n . t ( " validations.sales.sale_information.type.monthly_rent_higher_than_expected " )
end
end
def validate_grant_amount ( record )
return unless record . saledate && record . form . start_year_after_2024?
return unless record . grant && ( record . type == 8 || record . type == 21 )
unless record . grant . between? ( 9_000 , 16_000 )
record . errors . add :grant , I18n . t ( " validations.sales.sale_information.grant.out_of_range " )
end
end
def validate_stairbought ( record )
return unless record . stairbought && record . type
return unless record . saledate && record . form . start_year_after_2024?
max_stairbought = case record . type
when 30 , 16 , 28 , 31 , 32
90
when 2 , 18
75
when 24
50
end
if max_stairbought && record . stairbought > max_stairbought
record . errors . add :stairbought , I18n . t ( " validations.sales.sale_information.stairbought.stairbought_over_max " , max_stairbought : , type : record . form . get_question ( " type " , record ) . answer_label ( record ) )
record . errors . add :type , I18n . t ( " validations.sales.sale_information.type.stairbought_over_max " , max_stairbought : , type : record . form . get_question ( " type " , record ) . answer_label ( record ) )
end
end
def validate_discount_and_value ( record )
return unless record . saledate && record . form . start_year_after_2024?
return unless record . discount && record . value && record . la
if record . london_property? && record . discount_value > 136_400
% i [ discount value la postcode_full uprn ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .value_over_discounted_london_max " , discount_value : record . field_formatted_as_currency ( " discount_value " ) )
end
elsif record . property_not_in_london? && record . discount_value > 102_400
% i [ discount value la postcode_full uprn ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .value_over_discounted_max " , discount_value : record . field_formatted_as_currency ( " discount_value " ) )
end
end
end
def validate_non_staircasing_mortgage ( record )
return unless record . saledate && record . form . start_year_after_2024?
return unless record . value && record . deposit && record . equity
return unless record . shared_ownership_scheme? && record . type && record . mortgageused && record . is_not_staircasing?
if record . social_homebuy?
check_non_staircasing_socialhomebuy_mortgage ( record )
else
check_non_staircasing_non_socialhomebuy_mortgage ( record )
end
end
def validate_staircasing_mortgage ( record )
return unless record . saledate && record . form . start_year_after_2024?
return unless record . value && record . deposit && record . stairbought
return unless record . shared_ownership_scheme? && record . type && record . mortgageused && record . is_staircase?
if record . social_homebuy?
check_staircasing_socialhomebuy_mortgage ( record )
else
check_staircasing_non_socialhomebuy_mortgage ( record )
end
end
def check_non_staircasing_socialhomebuy_mortgage ( record )
return unless record . cashdis
if record . mortgage_used?
return unless record . mortgage
if over_tolerance? ( record . mortgage_deposit_and_discount_total , record . expected_shared_ownership_deposit_value , 1 )
% i [ mortgage value deposit cashdis equity ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .non_staircasing_mortgage.mortgage_used_socialhomebuy " ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
equity : " #{ record . equity } % " ,
mortgage_deposit_and_discount_total : record . field_formatted_as_currency ( " mortgage_deposit_and_discount_total " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_used_socialhomebuy " ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
equity : " #{ record . equity } % " ,
mortgage_deposit_and_discount_total : record . field_formatted_as_currency ( " mortgage_deposit_and_discount_total " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ) . html_safe
end
elsif record . mortgage_not_used?
if over_tolerance? ( record . deposit_and_discount_total , record . expected_shared_ownership_deposit_value , 1 )
% i [ mortgageused value deposit cashdis equity ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .non_staircasing_mortgage.mortgage_not_used_socialhomebuy " ,
deposit_and_discount_total : record . field_formatted_as_currency ( " deposit_and_discount_total " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
equity : " #{ record . equity } % " ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_not_used_socialhomebuy " ,
deposit_and_discount_total : record . field_formatted_as_currency ( " deposit_and_discount_total " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
equity : " #{ record . equity } % " ) . html_safe
end
end
end
def check_non_staircasing_non_socialhomebuy_mortgage ( record )
if record . mortgage_used?
return unless record . mortgage
if over_tolerance? ( record . mortgage_and_deposit_total , record . expected_shared_ownership_deposit_value , 1 )
% i [ mortgage value deposit equity ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .non_staircasing_mortgage.mortgage_used " ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
equity : " #{ record . equity } % " ,
mortgage_and_deposit_total : record . field_formatted_as_currency ( " mortgage_and_deposit_total " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_used " ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
equity : " #{ record . equity } % " ,
mortgage_and_deposit_total : record . field_formatted_as_currency ( " mortgage_and_deposit_total " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ) . html_safe
end
elsif record . mortgage_not_used?
if over_tolerance? ( record . deposit , record . expected_shared_ownership_deposit_value , 1 )
% i [ mortgageused value deposit equity ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .non_staircasing_mortgage.mortgage_not_used " ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_not_used " ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
expected_shared_ownership_deposit_value : record . field_formatted_as_currency ( " expected_shared_ownership_deposit_value " ) ) . html_safe
end
end
end
def check_staircasing_socialhomebuy_mortgage ( record )
return unless record . cashdis
if record . mortgage_used?
return unless record . mortgage
if over_tolerance? ( record . mortgage_deposit_and_discount_total , record . stairbought_part_of_value , 1 )
% i [ mortgage value deposit cashdis stairbought ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .staircasing_mortgage.mortgage_used_socialhomebuy " ,
mortgage_deposit_and_discount_total : record . field_formatted_as_currency ( " mortgage_deposit_and_discount_total " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
stairbought : " #{ record . stairbought } % " ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.staircasing_mortgage.mortgage_used_socialhomebuy " ,
mortgage_deposit_and_discount_total : record . field_formatted_as_currency ( " mortgage_deposit_and_discount_total " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
stairbought : " #{ record . stairbought } % " ) . html_safe
end
elsif over_tolerance? ( record . deposit_and_discount_total , record . stairbought_part_of_value , 1 )
% i [ mortgageused value deposit cashdis stairbought ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .staircasing_mortgage.mortgage_not_used_socialhomebuy " ,
deposit_and_discount_total : record . field_formatted_as_currency ( " deposit_and_discount_total " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
stairbought : " #{ record . stairbought } % " ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.staircasing_mortgage.mortgage_not_used_socialhomebuy " ,
deposit_and_discount_total : record . field_formatted_as_currency ( " deposit_and_discount_total " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
cashdis : record . field_formatted_as_currency ( " cashdis " ) ,
stairbought : " #{ record . stairbought } % " ) . html_safe
end
end
def check_staircasing_non_socialhomebuy_mortgage ( record )
if record . mortgage_used?
return unless record . mortgage
if over_tolerance? ( record . mortgage_and_deposit_total , record . stairbought_part_of_value , 1 )
% i [ mortgage value deposit stairbought ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .staircasing_mortgage.mortgage_used " ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
mortgage_and_deposit_total : record . field_formatted_as_currency ( " mortgage_and_deposit_total " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.staircasing_mortgage.mortgage_used " ,
mortgage : record . field_formatted_as_currency ( " mortgage " ) ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
mortgage_and_deposit_total : record . field_formatted_as_currency ( " mortgage_and_deposit_total " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ) . html_safe
end
elsif over_tolerance? ( record . deposit , record . stairbought_part_of_value , 1 )
% i [ mortgageused value deposit stairbought ] . each do | field |
record . errors . add field , I18n . t ( " validations.sales.sale_information. #{ field } .staircasing_mortgage.mortgage_not_used " ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ) . html_safe
end
record . errors . add :type , :skip_bu_error , message : I18n . t ( " validations.sales.sale_information.type.staircasing_mortgage.mortgage_not_used " ,
deposit : record . field_formatted_as_currency ( " deposit " ) ,
value : record . field_formatted_as_currency ( " value " ) ,
stairbought_part_of_value : record . field_formatted_as_currency ( " stairbought_part_of_value " ) ) . html_safe
end
end
def validate_mortgage_used_dont_know ( record )
return unless record . mortgage_use_unknown?
if record . discounted_ownership_sale?
record . errors . add :mortgageused , I18n . t ( " validations.invalid_option " , question : " was a mortgage used for the purchase of this property? " )
end
if record . outright_sale? && record . saledate && ! record . form . start_year_after_2024?
record . errors . add :mortgageused , I18n . t ( " validations.invalid_option " , question : " was a mortgage used for the purchase of this property? " )
record . errors . add :saledate , I18n . t ( " validations.sales.sale_information.saledate.mortgage_used_year " )
end
if record . shared_ownership_scheme? && record . is_not_staircasing?
record . errors . add :mortgageused , I18n . t ( " validations.invalid_option " , question : " was a mortgage used for the purchase of this property? " )
record . errors . add :staircase , I18n . t ( " validations.sales.sale_information.staircase.mortgage_used_value " )
end
if record . stairowned && ! record . stairowned_100?
record . errors . add :stairowned , I18n . t ( " validations.sales.sale_information.stairowned.mortgageused_dont_know " )
record . errors . add :mortgageused , I18n . t ( " validations.sales.sale_information.mortgageused.mortgageused_dont_know " )
end
end
def over_tolerance? ( expected , actual , tolerance , strict : false )
if strict
( expected - actual ) . abs > tolerance
else
( expected - actual ) . abs > = tolerance
end
end
end