submit-social-housing-lettings-and-sales-data/spec/models/validations/sales/soft_validations_spec.rb

require "rails_helper"

RSpec.describe Validations::Sales::SoftValidations do
  let(:record) { create(:sales_log) }

  describe "income1 min validations" do
    context "when validating soft min" do
      it "returns false if no income1 is given" do
        record.income1 = nil

        expect(record).not_to be_income1_under_soft_min
      end

      it "returns false if no ecstat1 is given" do
        record.ecstat1 = nil

        expect(record).not_to be_income1_under_soft_min
      end

      [
        {
          income1: 4500,
          ecstat1: 1,
        },
        {
          income1: 1400,
          ecstat1: 2,
        },
        {
          income1: 999,
          ecstat1: 3,
        },
        {
          income1: 1899,
          ecstat1: 5,
        },
        {
          income1: 1888,
          ecstat1: 0,
        },
      ].each do |test_case|
        it "returns true if income1 is below soft min for ecstat1 #{test_case[:ecstat1]}" do
          record.income1 = test_case[:income1]
          record.ecstat1 = test_case[:ecstat1]
          expect(record)
            .to be_income1_under_soft_min
        end
      end

      [
        {
          income1: 5001,
          ecstat1: 1,
        },
        {
          income1: 1600,
          ecstat1: 2,
        },
        {
          income1: 1004,
          ecstat1: 3,
        },
        {
          income1: 2899,
          ecstat1: 4,
        },
        {
          income1: 2899,
          ecstat1: 5,
        },
        {
          income1: 5,
          ecstat1: 6,
        },
        {
          income1: 10_888,
          ecstat1: 0,
        },
      ].each do |test_case|
        it "returns false if income1 is over soft min for ecstat1 #{test_case[:ecstat1]}" do
          record.income1 = test_case[:income1]
          record.ecstat1 = test_case[:ecstat1]
          expect(record)
            .not_to be_income1_under_soft_min
        end
      end
    end
  end

  describe "mortgage amount validations" do
    context "when validating soft max" do
      it "returns false if no mortgage is given" do
        record.mortgage = nil
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns false if no inc1mort is given" do
        record.inc1mort = nil
        record.mortgage = 20_000
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns false if no inc2mort is given and it's a joint purchase" do
        record.jointpur = 1
        record.inc1mort = 1
        record.income1 = 10
        record.inc2mort = nil
        record.mortgage = 20_000
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns true if no inc2mort is given and it's not a joint purchase" do
        record.jointpur = 2
        record.inc1mort = 1
        record.income1 = 10
        record.inc2mort = nil
        record.mortgage = 20_000
        expect(record)
          .to be_mortgage_over_soft_max
      end

      it "returns false if no income1 is given and inc1mort is yes" do
        record.inc1mort = 1
        record.inc2mort = 2
        record.income1 = nil
        record.mortgage = 20_000
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns false if no income2 is given and inc2mort is yes" do
        record.inc1mort = 2
        record.inc2mort = 1
        record.income2 = nil
        record.mortgage = 20_000
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns true if only income1 is used for mortgage and it is less than 1/5 of the mortgage" do
        record.inc1mort = 1
        record.income1 = 10_000
        record.mortgage = 51_000
        record.inc2mort = 2
        expect(record)
          .to be_mortgage_over_soft_max
      end

      it "returns false if only income1 is used for mortgage and it is more than 1/5 of the mortgage" do
        record.inc1mort = 1
        record.income1 = 10_000
        record.mortgage = 44_000
        record.inc2mort = 2
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns true if only income2 is used for mortgage and it is less than 1/5 of the mortgage" do
        record.inc1mort = 2
        record.inc2mort = 1
        record.income2 = 10_000
        record.mortgage = 51_000
        expect(record)
          .to be_mortgage_over_soft_max
      end

      it "returns false if only income2 is used for mortgage and it is more than 1/5 of the mortgage" do
        record.inc1mort = 2
        record.inc2mort = 1
        record.income2 = 10_000
        record.mortgage = 44_000
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns true if income1 and income2 are used for mortgage and their sum is less than 1/5 of the mortgage" do
        record.inc1mort = 1
        record.inc2mort = 1
        record.income1 = 10_000
        record.income2 = 10_000
        record.mortgage = 101_000
        expect(record)
          .to be_mortgage_over_soft_max
      end

      it "returns false if income1 and income2 are used for mortgage and their sum is more than 1/5 of the mortgage" do
        record.inc1mort = 1
        record.inc2mort = 1
        record.income1 = 8_000
        record.income2 = 17_000
        record.mortgage = 124_000
        expect(record)
          .not_to be_mortgage_over_soft_max
      end

      it "returns true if neither of the incomes are used for mortgage and the mortgage is more than 0" do
        record.inc1mort = 2
        record.inc2mort = 2
        record.mortgage = 124_000
        expect(record)
          .to be_mortgage_over_soft_max
      end

      it "returns false if neither of the incomes are used for mortgage and the mortgage is 0" do
        record.inc1mort = 2
        record.inc2mort = 2
        record.mortgage = 0
        expect(record)
          .not_to be_mortgage_over_soft_max
      end
    end

    context "when validating mortgage and deposit against discounted value" do
      [
        {
          nil_field: "mortgage",
          value: 500_000,
          deposit: 10_000,
          discount: 10,
        },
        {
          nil_field: "value",
          mortgage: 100_000,
          deposit: 10_000,
          discount: 10,
        },
        {
          nil_field: "deposit",
          value: 500_000,
          mortgage: 100_000,
          discount: 10,
        },
        {
          nil_field: "discount",
          value: 500_000,
          mortgage: 100_000,
          deposit: 10_000,
        },
      ].each do |test_case|
        it "returns false if #{test_case[:nil_field]} is not present" do
          record.value = test_case[:value]
          record.mortgage = test_case[:mortgage]
          record.deposit = test_case[:deposit]
          record.discount = test_case[:discount]
          expect(record).not_to be_mortgage_plus_deposit_less_than_discounted_value
        end
      end

      it "returns false if the deposit and mortgage add up to the discounted value or more" do
        record.value = 500_000
        record.discount = 20
        record.mortgage = 200_000
        record.deposit = 200_000
        expect(record).not_to be_mortgage_plus_deposit_less_than_discounted_value
      end

      it "returns true if the deposit and mortgage add up to less than the discounted value" do
        record.value = 500_000
        record.discount = 10
        record.mortgage = 200_000
        record.deposit = 200_000
        expect(record).to be_mortgage_plus_deposit_less_than_discounted_value
      end
    end

    context "when validating extra borrowing" do
      it "returns false if extrabor not present" do
        record.mortgage = 50_000
        record.deposit = 40_000
        record.value = 100_000
        record.discount = 11
        expect(record)
          .not_to be_extra_borrowing_expected_but_not_reported
      end

      it "returns false if mortgage not present" do
        record.extrabor = 2
        record.deposit = 40_000
        record.value = 100_000
        record.discount = 11
        expect(record)
          .not_to be_extra_borrowing_expected_but_not_reported
      end

      it "returns false if deposit not present" do
        record.extrabor = 2
        record.mortgage = 50_000
        record.value = 100_000
        record.discount = 11
        expect(record)
          .not_to be_extra_borrowing_expected_but_not_reported
      end

      it "returns false if value not present" do
        record.extrabor = 2
        record.mortgage = 50_000
        record.deposit = 40_000
        record.discount = 11
        expect(record)
          .not_to be_extra_borrowing_expected_but_not_reported
      end

      it "returns false if discount not present" do
        record.extrabor = 2
        record.mortgage = 50_000
        record.deposit = 40_000
        record.value = 100_000
        expect(record)
          .not_to be_extra_borrowing_expected_but_not_reported
      end

      it "returns false if extra borrowing expected and reported" do
        record.extrabor = 1
        record.mortgage = 50_000
        record.deposit = 40_000
        record.value = 100_000
        record.discount = 11
        expect(record)
          .not_to be_extra_borrowing_expected_but_not_reported
      end

      it "returns true if extra borrowing expected but not reported" do
        record.extrabor = 2
        record.mortgage = 50_000
        record.deposit = 40_000
        record.value = 100_000
        record.discount = 11
        expect(record)
          .to be_extra_borrowing_expected_but_not_reported
      end
    end
  end

  describe "savings amount validations" do
    context "when validating soft max" do
      it "returns false if no savings is given" do
        record.savings = nil
        expect(record)
          .not_to be_savings_over_soft_max
      end

      it "savings is over 100_000" do
        record.savings = 100_001
        expect(record)
          .to be_savings_over_soft_max
      end

      it "savings is under 100_000" do
        record.savings = 99_999
        expect(record)
          .not_to be_mortgage_over_soft_max
      end
    end
  end

  describe "deposit amount validations" do
    context "when validating soft max" do
      it "returns false if no savings is given" do
        record.savings = nil
        record.deposit = 8_001
        expect(record)
          .not_to be_deposit_over_soft_max
      end

      it "returns false if no deposit is given" do
        record.deposit = nil
        record.savings = 6_000
        expect(record)
          .not_to be_deposit_over_soft_max
      end

      it "returns true if deposit is more than 4/3 of savings" do
        record.deposit = 8_001
        record.savings = 6_000
        expect(record)
          .to be_deposit_over_soft_max
      end

      it "returns false if deposit is less than 4/3 of savings" do
        record.deposit = 7_999
        record.savings = 6_000
        expect(record)
          .not_to be_deposit_over_soft_max
      end
    end

    context "when validating shared ownership deposit" do
      it "returns false if MORTGAGE + DEPOSIT + CASHDIS are equal VALUE * EQUITY/100" do
        record.mortgage = 1000
        record.deposit = 1000
        record.cashdis = 1000
        record.value = 3000
        record.equity = 100

        expect(record)
          .not_to be_shared_ownership_deposit_invalid
      end

      it "returns false if mortgage is used and no mortgage is given" do
        record.mortgage = nil
        record.deposit = 1000
        record.cashdis = 1000
        record.value = 3000
        record.equity = 100

        expect(record)
          .not_to be_shared_ownership_deposit_invalid
      end

      it "returns true if mortgage is not used and no mortgage is given" do
        record.mortgage = nil
        record.mortgageused = 2
        record.deposit = 1000
        record.cashdis = 1000
        record.value = 3000
        record.equity = 100

        expect(record)
          .to be_shared_ownership_deposit_invalid
      end

      it "returns false if no deposit is given" do
        record.mortgage = 1000
        record.deposit = nil
        record.cashdis = 1000
        record.value = 3000
        record.equity = 100

        expect(record)
          .not_to be_shared_ownership_deposit_invalid
      end

      it "returns false if no cashdis is given and cashdis is routed to" do
        record.mortgage = 1000
        record.deposit = 1000
        record.type = 18
        record.cashdis = nil
        record.value = 3000
        record.equity = 100

        expect(record)
          .not_to be_shared_ownership_deposit_invalid
      end

      it "returns true if no cashdis is given and cashdis is not routed to" do
        record.mortgage = 1000
        record.deposit = 1000
        record.type = 2
        record.cashdis = nil
        record.value = 3000
        record.equity = 100

        expect(record)
          .to be_shared_ownership_deposit_invalid
      end

      it "returns false if no value is given" do
        record.mortgage = 1000
        record.deposit = 1000
        record.cashdis = 1000
        record.value = nil
        record.equity = 100

        expect(record)
          .not_to be_shared_ownership_deposit_invalid
      end

      it "returns false if no equity is given" do
        record.mortgage = 1000
        record.deposit = 1000
        record.cashdis = 1000
        record.value = 3000
        record.equity = nil

        expect(record)
          .not_to be_shared_ownership_deposit_invalid
      end

      it "returns true if MORTGAGE + DEPOSIT + CASHDIS are not equal VALUE * EQUITY/100" do
        record.mortgage = 1000
        record.deposit = 1000
        record.cashdis = 1000
        record.value = 4323
        record.equity = 100

        expect(record)
          .to be_shared_ownership_deposit_invalid
      end
    end
  end

  describe "hodate_more_than_3_years_before_saledate" do
    it "when hodate not set" do
      record.saledate = Time.zone.now
      record.hodate = nil

      expect(record).not_to be_hodate_3_years_or_more_saledate
    end

    it "when saledate not set" do
      record.saledate = nil
      record.hodate = Time.zone.now

      expect(record).not_to be_hodate_3_years_or_more_saledate
    end

    it "when saledate and hodate not set" do
      record.saledate = nil
      record.hodate = nil

      expect(record).not_to be_hodate_3_years_or_more_saledate
    end

    it "when 3 years or more before saledate" do
      record.saledate = Time.zone.now
      record.hodate = record.saledate - 4.years

      expect(record).to be_hodate_3_years_or_more_saledate
    end

    it "when less than 3 years before saledate" do
      record.saledate = Time.zone.now
      record.hodate = 2.months.ago

      expect(record).not_to be_hodate_3_years_or_more_saledate
    end
  end

  describe "wheelchair_when_not_disabled" do
    it "when hodate not set" do
      record.disabled = 2
      record.wheel = nil

      expect(record).not_to be_wheelchair_when_not_disabled
    end

    it "when disabled not set" do
      record.disabled = nil
      record.wheel = 1

      expect(record).not_to be_wheelchair_when_not_disabled
    end

    it "when disabled and wheel not set" do
      record.disabled = nil
      record.wheel = nil

      expect(record).not_to be_wheelchair_when_not_disabled
    end

    it "when disabled == 2 && wheel == 1" do
      record.disabled = 2
      record.wheel = 1

      expect(record).to be_wheelchair_when_not_disabled
    end

    it "when disabled == 2 && wheel != 1" do
      record.disabled = 2
      record.wheel = 2

      expect(record).not_to be_wheelchair_when_not_disabled
    end
  end

  describe "purchase_price_out_of_soft_range" do
    before do
      LaSaleRange.create!(
        la: "E07000223",
        bedrooms: 2,
        soft_min: 177_000,
        soft_max: 384_000,
        start_year: 2022,
      )
    end

    it "when value not set" do
      record.value = nil

      expect(record).not_to be_purchase_price_out_of_soft_range
    end

    it "when beds not set" do
      record.beds = nil

      expect(record).not_to be_purchase_price_out_of_soft_range
    end

    it "when la not set" do
      record.la = nil

      expect(record).not_to be_purchase_price_out_of_soft_range
    end

    it "when saledate not set" do
      record.saledate = nil

      expect(record).not_to be_purchase_price_out_of_soft_range
    end

    it "when below soft min" do
      record.value = 176_999
      record.beds = 2
      record.la = "E07000223"
      record.saledate = Time.zone.local(2023, 1, 1)

      expect(record).to be_purchase_price_out_of_soft_range
    end

    it "when above soft max" do
      record.value = 384_001
      record.beds = 2
      record.la = "E07000223"
      record.saledate = Time.zone.local(2023, 1, 1)

      expect(record).to be_purchase_price_out_of_soft_range
    end

    it "when in soft range" do
      record.value = 200_000
      record.beds = 2
      record.la = "E07000223"
      record.saledate = Time.zone.local(2023, 1, 1)

      expect(record).not_to be_purchase_price_out_of_soft_range
    end
  end

  describe "#grant_outside_common_range?" do
    it "returns true if grant is below 9000" do
      record.grant = 1_000

      expect(record).to be_grant_outside_common_range
    end

    it "returns true if grant is above 16000" do
      record.grant = 100_000

      expect(record).to be_grant_outside_common_range
    end

    it "returns false if grant is within expected range" do
      record.grant = 10_000

      expect(record).not_to be_grant_outside_common_range
    end
  end

  describe "#staircase_bought_above_fifty" do
    it "returns false when stairbought is not set" do
      record.stairbought = nil

      expect(record).not_to be_staircase_bought_above_fifty
    end

    it "returns false when stairbought is below fifty" do
      record.stairbought = 40

      expect(record).not_to be_staircase_bought_above_fifty
    end

    it "returns true when stairbought is above fifty" do
      record.stairbought = 70

      expect(record).to be_staircase_bought_above_fifty
    end
  end

  describe "#monthly_charges_over_soft_max?" do
    it "returns false if mscharge is not given" do
      record.mscharge = nil
      record.proptype = 4
      record.type = 2

      expect(record).not_to be_monthly_charges_over_soft_max
    end

    it "returns false if proptype is not given" do
      record.mscharge = 999
      record.proptype = nil
      record.type = 2

      expect(record).not_to be_monthly_charges_over_soft_max
    end

    it "returns false if type is not given" do
      record.mscharge = 999
      record.proptype = 4
      record.type = nil

      expect(record).not_to be_monthly_charges_over_soft_max
    end

    context "with old persons shared ownership" do
      it "returns false if the monthly charge is under 550" do
        record.mscharge = 540
        record.proptype = 4
        record.type = 24

        expect(record).not_to be_monthly_charges_over_soft_max
      end

      it "returns true if the monthly charge is over 550" do
        record.mscharge = 999
        record.proptype = 4
        record.type = 24

        expect(record).to be_monthly_charges_over_soft_max
      end
    end

    context "with non old persons type of ownership" do
      it "returns false if the monthly charge is under 300" do
        record.mscharge = 280
        record.proptype = 4
        record.type = 18

        expect(record).not_to be_monthly_charges_over_soft_max
      end

      it "returns true if the monthly charge is over 300" do
        record.mscharge = 400
        record.proptype = 4
        record.type = 18

        expect(record).to be_monthly_charges_over_soft_max
      end
    end
  end

  describe "#person_2_student_not_child?" do
    it "returns false if age is not given" do
      record.age2 = nil
      record.relat2 = "P"
      record.ecstat2 = 7

      expect(record).not_to be_person_2_student_not_child
    end

    it "returns false if retaltionship is not given" do
      record.age2 = 17
      record.relat2 = nil
      record.ecstat2 = 7

      expect(record).not_to be_person_2_student_not_child
    end

    it "returns false if economic status is not given" do
      record.age2 = 17
      record.relat2 = "P"
      record.ecstat2 = nil

      expect(record).not_to be_person_2_student_not_child
    end

    it "returns true if it's a student aged 16-19 and not a child" do
      record.age2 = 17
      record.relat2 = "P"
      record.ecstat2 = 7

      expect(record).to be_person_2_student_not_child
    end
  end

  describe "#person_3_student_not_child?" do
    it "returns false if age is not given" do
      record.age3 = nil
      record.relat3 = "P"
      record.ecstat3 = 7

      expect(record).not_to be_person_3_student_not_child
    end

    it "returns false if retaltionship is not given" do
      record.age3 = 17
      record.relat3 = nil
      record.ecstat3 = 7

      expect(record).not_to be_person_3_student_not_child
    end

    it "returns false if economic status is not given" do
      record.age3 = 17
      record.relat3 = "P"
      record.ecstat3 = nil

      expect(record).not_to be_person_3_student_not_child
    end

    it "returns true if it's a student aged 16-19 and not a child" do
      record.age3 = 17
      record.relat3 = "P"
      record.ecstat3 = 7

      expect(record).to be_person_3_student_not_child
    end
  end

  describe "#discounted_ownership_value_invalid?" do
    context "when grant is routed to" do
      let(:record) { FactoryBot.build(:sales_log, mortgage: 10_000, deposit: 5_000, value: 30_000, ownershipsch: 2, type: 8, saledate: Time.zone.local(2023, 4, 3)) }

      context "and not provided" do
        before do
          record.grant = nil
        end

        it "returns false" do
          expect(record).not_to be_discounted_ownership_value_invalid
        end
      end

      context "and is provided" do
        it "returns true if mortgage, deposit and grant total does not equal market value" do
          record.grant = 3_000
          expect(record).to be_discounted_ownership_value_invalid
        end

        it "returns false if mortgage, deposit and grant total equals market value" do
          record.grant = 15_000
          expect(record).not_to be_discounted_ownership_value_invalid
        end
      end
    end

    context "when discount is routed to" do
      let(:record) { FactoryBot.build(:sales_log, mortgage: 10_000, deposit: 5_000, value: 30_000, ownershipsch: 2, type: 9, saledate: Time.zone.local(2023, 4, 3)) }

      context "and not provided" do
        before do
          record.discount = nil
        end

        it "returns false" do
          expect(record).not_to be_discounted_ownership_value_invalid
        end
      end

      context "and is provided" do
        it "returns true if mortgage and deposit total does not equal market value - discount" do
          record.discount = 10
          expect(record).to be_discounted_ownership_value_invalid
        end

        it "returns false if mortgage and deposit total equals market value - discount" do
          record.discount = 50
          expect(record).not_to be_discounted_ownership_value_invalid
        end
      end
    end

    context "when neither discount nor grant is routed to" do
      let(:record) { FactoryBot.build(:sales_log, mortgage: 10_000, value: 30_000, ownershipsch: 2, type: 29, saledate: Time.zone.local(2023, 4, 3)) }

      it "returns true if mortgage and deposit total does not equal market value" do
        record.deposit = 2_000
        expect(record).to be_discounted_ownership_value_invalid
      end

      it "returns false if mortgage and deposit total equals market value" do
        record.deposit = 20_000
        expect(record).not_to be_discounted_ownership_value_invalid
      end
    end

    context "when mortgage is routed to" do
      let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, deposit: 5_000, grant: 3_000, value: 20_000, discount: 10, ownershipsch: 2, saledate: Time.zone.local(2023, 4, 3)) }

      context "and not provided" do
        before do
          record.mortgage = nil
        end

        it "returns false" do
          expect(record).not_to be_discounted_ownership_value_invalid
        end
      end

      context "and is provided" do
        it "returns true if mortgage, grant and deposit total does not equal market value - discount" do
          record.mortgage = 10
          expect(record).to be_discounted_ownership_value_invalid
        end

        it "returns false if mortgage, grant and deposit total equals market value - discount" do
          record.mortgage = 10_000
          expect(record).not_to be_discounted_ownership_value_invalid
        end
      end
    end

    context "when mortgage is not routed to" do
      let(:record) { FactoryBot.build(:sales_log, mortgageused: 2, deposit: 5_000, grant: 3_000, value: 20_000, discount: 10, ownershipsch: 2, saledate: Time.zone.local(2023, 4, 3)) }

      it "returns true if grant and deposit total does not equal market value - discount" do
        expect(record).to be_discounted_ownership_value_invalid
      end

      it "returns false if mortgage, grant and deposit total equals market value - discount" do
        record.grant = 13_000
        expect(record).not_to be_discounted_ownership_value_invalid
      end
    end

    context "when ownership is not discounted" do
      let(:record) { FactoryBot.build(:sales_log, mortgage: 10_000, deposit: 5_000, grant: 3_000, value: 20_000, discount: 10, ownershipsch: 1, saledate: Time.zone.local(2023, 4, 3)) }

      it "returns false" do
        expect(record).not_to be_discounted_ownership_value_invalid
      end
    end
  end
end