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module Validations::Sales::SoftValidations
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include Validations::Sales::SaleInformationValidations
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ALLOWED_INCOME_RANGES_SALES = {
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1 => OpenStruct.new(soft_min: 5000),
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2 => OpenStruct.new(soft_min: 1500),
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3 => OpenStruct.new(soft_min: 1000),
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5 => OpenStruct.new(soft_min: 2000),
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0 => OpenStruct.new(soft_min: 2000),
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}.freeze
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def income1_under_soft_min?
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return false unless ecstat1 && income1 && ALLOWED_INCOME_RANGES_SALES[ecstat1]
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income1 < ALLOWED_INCOME_RANGES_SALES[ecstat1][:soft_min]
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end
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def income2_under_soft_min?
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return false unless ecstat2 && income2 && ALLOWED_INCOME_RANGES_SALES[ecstat2]
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income2 < ALLOWED_INCOME_RANGES_SALES[ecstat2][:soft_min]
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end
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def income1_over_soft_max?
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return unless income1 && la && discounted_ownership_sale?
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income_over_soft_max?(income1)
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end
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def income2_over_soft_max?
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return unless income2 && la && discounted_ownership_sale?
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income_over_soft_max?(income2)
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end
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def combined_income_over_soft_max?
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return unless income1 && income2 && la && discounted_ownership_sale?
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income_over_soft_max?(income1 + income2)
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end
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def staircase_bought_above_fifty?
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stairbought && stairbought > 50
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end
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def mortgage_over_soft_max?
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return false unless mortgage && inc1mort && (inc2mort || not_joint_purchase?)
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return false if income1_used_for_mortgage? && income1.blank? || income2_used_for_mortgage? && income2.blank?
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income_used_for_mortgage = (income1_used_for_mortgage? ? income1 : 0) + (income2_used_for_mortgage? ? income2 : 0)
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mortgage > income_used_for_mortgage * 5
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end
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def wheelchair_when_not_disabled?
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return unless disabled && wheel
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wheel == 1 && disabled == 2
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end
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def savings_over_soft_max?
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savings && savings > 100_000
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end
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def deposit_over_soft_max?
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return unless savings && deposit && mortgage_used?
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deposit > savings * 4 / 3
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end
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def extra_borrowing_expected_but_not_reported?
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return unless saledate && !form.start_year_after_2024?
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return unless extrabor && mortgage && deposit && value && discount
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extrabor != 1 && mortgage + deposit > value - value * discount / 100
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end
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def purchase_price_out_of_soft_range?
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return unless value && beds && la && sale_range
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!value.between?(sale_range.soft_min, sale_range.soft_max)
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end
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def staircase_owned_out_of_soft_range?
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return unless type && stairowned
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type == 24 && stairowned.between?(76, 100)
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end
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def shared_ownership_deposit_invalid?
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return unless saledate && collection_start_year <= 2023
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return unless mortgage || mortgageused == 2 || mortgageused == 3
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return unless cashdis || !social_homebuy?
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return unless deposit && value && equity
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over_tolerance?(mortgage_deposit_and_discount_total, value * equity / 100, 1)
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end
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def mortgage_plus_deposit_less_than_discounted_value?
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return unless mortgage && deposit && value && discount
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discounted_value = value * (100 - discount) / 100
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mortgage + deposit < discounted_value
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end
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def hodate_3_years_or_more_saledate?
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return unless hodate && saledate
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saledate - hodate >= 3.years
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end
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def purchase_price_higher_or_lower_text
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value < sale_range.soft_min ? "lower" : "higher"
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end
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def purchase_price_soft_min_or_soft_max
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value < sale_range.soft_min ? sale_range.soft_min : sale_range.soft_max
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end
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def grant_outside_common_range?
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return unless grant && type && saledate
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return if form.start_year_after_2024? && (type == 21 || type == 8)
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!grant.between?(9_000, 16_000)
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end
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def monthly_charges_over_soft_max?
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return unless type && mscharge && proptype
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soft_max = old_persons_shared_ownership? ? 550 : 300
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mscharge > soft_max
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end
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(2..6).each do |person_num|
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define_method("person_#{person_num}_student_not_child?") do
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relat = send("relat#{person_num}")
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ecstat = send("ecstat#{person_num}")
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age = send("age#{person_num}")
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return unless age && ecstat && relat
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age.between?(16, 19) && ecstat == 7 && relat != "C"
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end
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end
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def discounted_ownership_value_invalid?
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return unless saledate && collection_start_year <= 2023
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return unless value && deposit && ownershipsch
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return unless mortgage || mortgageused == 2 || mortgageused == 3
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return unless discount || grant || type == 29
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mortgage_deposit_and_grant_total != value_with_discount && discounted_ownership_sale?
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end
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def buyer1_livein_wrong_for_ownership_type?
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return unless ownershipsch && buy1livein
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(discounted_ownership_sale? || shared_ownership_scheme?) && buy1livein == 2
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end
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def buyer2_livein_wrong_for_ownership_type?
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return unless ownershipsch && buy2livein
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return unless joint_purchase?
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(discounted_ownership_sale? || shared_ownership_scheme?) && buy2livein == 2
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end
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def percentage_discount_invalid?
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return unless discount && proptype
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case proptype
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when 1, 2
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discount > 50
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when 3, 4, 9
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discount > 35
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end
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end
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private
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def sale_range
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LaSaleRange.find_by(
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start_year: collection_start_year,
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la:,
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bedrooms: beds_for_la_sale_range,
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)
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end
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def income_over_soft_max?(income)
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(london_property? && income > 90_000) || (property_not_in_london? && income > 80_000)
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end
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end
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