diff --git a/app/models/validations/financial_validations.rb b/app/models/validations/financial_validations.rb
index 048957acf..a06328c25 100644
--- a/app/models/validations/financial_validations.rb
+++ b/app/models/validations/financial_validations.rb
@@ -21,14 +21,22 @@ module Validations::FinancialValidations
   end
 
   def validate_net_income(record)
-    return unless record.ecstat1 && record.weekly_net_income
+    if record.ecstat1 && record.weekly_net_income
+      if record.weekly_net_income > record.applicable_income_range.hard_max
+        record.errors.add :earnings, I18n.t("validations.financial.earnings.under_hard_max", hard_max: record.applicable_income_range.hard_max)
+      end
+
+      if record.weekly_net_income < record.applicable_income_range.hard_min
+        record.errors.add :earnings, I18n.t("validations.financial.earnings.over_hard_min", hard_min: record.applicable_income_range.hard_min)
+      end
+    end
 
-    if record.weekly_net_income > record.applicable_income_range.hard_max
-      record.errors.add :earnings, I18n.t("validations.financial.earnings.under_hard_max", hard_max: record.applicable_income_range.hard_max)
+    if record.earnings.present? && record.incfreq.blank?
+      record.errors.add :incfreq, I18n.t("validations.financial.earnings.freq_missing")
     end
 
-    if record.weekly_net_income < record.applicable_income_range.hard_min
-      record.errors.add :earnings, I18n.t("validations.financial.earnings.over_hard_min", hard_min: record.applicable_income_range.hard_min)
+    if record.incfreq.present? && record.earnings.blank?
+      record.errors.add :earnings, I18n.t("validations.financial.earnings.earnings_missing")
     end
   end
 
diff --git a/config/locales/en.yml b/config/locales/en.yml
index c40da4bda..5d1ef486b 100644
--- a/config/locales/en.yml
+++ b/config/locales/en.yml
@@ -68,6 +68,8 @@ en:
       earnings:
         under_hard_max: "Net income cannot be greater than %{hard_max} given the tenant’s working situation"
         over_hard_min: "Net income cannot be less than %{hard_min} given the tenant’s working situation"
+        freq_missing: "How often the household receives this amount must be provided"
+        earnings_missing: "How much income the household has in total must be provided"
 
     household:
       reasonpref:
diff --git a/spec/models/validations/financial_validations.rb b/spec/models/validations/financial_validations.rb
new file mode 100644
index 000000000..1cbd1cde1
--- /dev/null
+++ b/spec/models/validations/financial_validations.rb
@@ -0,0 +1,24 @@
+require "rails_helper"
+
+RSpec.describe Validations::FinancialValidations do
+  subject(:financial_validator) { validator_class.new }
+
+  let(:validator_class) { Class.new { include Validations::FinancialValidations } }
+  let(:record) { FactoryBot.create(:case_log) }
+
+  describe "earnings and income frequency" do
+    it "when earnings are provided it validates that income frequency must be provided" do
+      record.earnings = 500
+      record.incfreq = nil
+      financial_validator.validate_net_income(record)
+      expect(record.errors["incfreq"]).to include(match I18n.t("validations.financial.earnings.freq_missing"))
+    end
+
+    it "when income frequency is provided it validates that earnings must be provided" do
+      record.earnings = nil
+      record.incfreq = "Weekly"
+      financial_validator.validate_net_income(record)
+      expect(record.errors["earnings"]).to include(match I18n.t("validations.financial.earnings.earnings_missing"))
+    end
+  end
+end
diff --git a/spec/models/validations/property_validations_spec.rb b/spec/models/validations/property_validations_spec.rb
index 15e981036..003208cf4 100644
--- a/spec/models/validations/property_validations_spec.rb
+++ b/spec/models/validations/property_validations_spec.rb
@@ -1,5 +1,4 @@
 require "rails_helper"
-require_relative "../../request_helper"
 
 RSpec.describe Validations::PropertyValidations do
   subject(:property_validator) { property_validator_class.new }