diff --git a/app/models/form/sales/pages/buyer1_income.rb b/app/models/form/sales/pages/buyer1_income.rb
index 943296d2b..657cf8807 100644
--- a/app/models/form/sales/pages/buyer1_income.rb
+++ b/app/models/form/sales/pages/buyer1_income.rb
@@ -2,6 +2,7 @@ class Form::Sales::Pages::Buyer1Income < ::Form::Page
   def initialize(id, hsh, subsection)
     super
     @id = "buyer_1_income"
+    @copy_key = "sales.income_benefits_and_savings.buyer_1_income"
   end
 
   def questions
diff --git a/app/models/form/sales/pages/buyer1_income_max_value_check.rb b/app/models/form/sales/pages/buyer1_income_max_value_check.rb
index b093baa2a..55599ff26 100644
--- a/app/models/form/sales/pages/buyer1_income_max_value_check.rb
+++ b/app/models/form/sales/pages/buyer1_income_max_value_check.rb
@@ -6,8 +6,9 @@ class Form::Sales::Pages::Buyer1IncomeMaxValueCheck < ::Form::Page
         "income1_over_soft_max?" => true,
       },
     ]
+    @copy_key = "sales.soft_validations.income1_value_check.max"
     @title_text = {
-      "translation" => "soft_validations.income.over_soft_max_for_la_buyer_1",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
diff --git a/app/models/form/sales/pages/buyer1_income_min_value_check.rb b/app/models/form/sales/pages/buyer1_income_min_value_check.rb
index 2feb4f887..9fc85bb76 100644
--- a/app/models/form/sales/pages/buyer1_income_min_value_check.rb
+++ b/app/models/form/sales/pages/buyer1_income_min_value_check.rb
@@ -6,8 +6,9 @@ class Form::Sales::Pages::Buyer1IncomeMinValueCheck < ::Form::Page
         "income1_under_soft_min?" => true,
       },
     ]
+    @copy_key = "sales.soft_validations.income1_value_check.min"
     @title_text = {
-      "translation" => "soft_validations.income.under_soft_min_for_economic_status.title_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
@@ -22,7 +23,7 @@ class Form::Sales::Pages::Buyer1IncomeMinValueCheck < ::Form::Page
       ],
     }
     @informative_text = {
-      "translation" => "soft_validations.income.under_soft_min_for_economic_status.hint_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.informative_text",
       "arguments" => [],
     }
   end
diff --git a/app/models/form/sales/pages/buyer2_income.rb b/app/models/form/sales/pages/buyer2_income.rb
index f865418a7..fd35d52cc 100644
--- a/app/models/form/sales/pages/buyer2_income.rb
+++ b/app/models/form/sales/pages/buyer2_income.rb
@@ -2,6 +2,7 @@ class Form::Sales::Pages::Buyer2Income < ::Form::Page
   def initialize(id, hsh, subsection)
     super
     @id = "buyer_2_income"
+    @copy_key = "sales.income_benefits_and_savings.buyer_2_income"
     @depends_on = [{
       "joint_purchase?" => true,
     }]
diff --git a/app/models/form/sales/pages/buyer2_income_max_value_check.rb b/app/models/form/sales/pages/buyer2_income_max_value_check.rb
index 894da8799..deece885e 100644
--- a/app/models/form/sales/pages/buyer2_income_max_value_check.rb
+++ b/app/models/form/sales/pages/buyer2_income_max_value_check.rb
@@ -6,8 +6,9 @@ class Form::Sales::Pages::Buyer2IncomeMaxValueCheck < ::Form::Page
         "income2_over_soft_max?" => true,
       },
     ]
+    @copy_key = "sales.soft_validations.income2_value_check.max"
     @title_text = {
-      "translation" => "soft_validations.income.over_soft_max_for_la_buyer_2",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
diff --git a/app/models/form/sales/pages/buyer2_income_min_value_check.rb b/app/models/form/sales/pages/buyer2_income_min_value_check.rb
index adef17843..a7b68cd10 100644
--- a/app/models/form/sales/pages/buyer2_income_min_value_check.rb
+++ b/app/models/form/sales/pages/buyer2_income_min_value_check.rb
@@ -6,8 +6,9 @@ class Form::Sales::Pages::Buyer2IncomeMinValueCheck < ::Form::Page
         "income2_under_soft_min?" => true,
       },
     ]
+    @copy_key = "sales.soft_validations.income2_value_check.min"
     @title_text = {
-      "translation" => "soft_validations.income.under_soft_min_for_economic_status.title_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
@@ -22,7 +23,7 @@ class Form::Sales::Pages::Buyer2IncomeMinValueCheck < ::Form::Page
       ],
     }
     @informative_text = {
-      "translation" => "soft_validations.income.under_soft_min_for_economic_status.hint_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.informative_text",
       "arguments" => [],
     }
   end
diff --git a/app/models/form/sales/pages/combined_income_max_value_check.rb b/app/models/form/sales/pages/combined_income_max_value_check.rb
index 82f2e4469..1cd1fd851 100644
--- a/app/models/form/sales/pages/combined_income_max_value_check.rb
+++ b/app/models/form/sales/pages/combined_income_max_value_check.rb
@@ -6,8 +6,9 @@ class Form::Sales::Pages::CombinedIncomeMaxValueCheck < ::Form::Page
         "combined_income_over_soft_max?" => true,
       },
     ]
+    @copy_key = "sales.soft_validations.combined_income_value_check"
     @title_text = {
-      "translation" => "soft_validations.income.over_soft_max_for_la_combined",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
diff --git a/app/models/form/sales/pages/deposit_value_check.rb b/app/models/form/sales/pages/deposit_value_check.rb
index cca25a43b..cbec4b031 100644
--- a/app/models/form/sales/pages/deposit_value_check.rb
+++ b/app/models/form/sales/pages/deposit_value_check.rb
@@ -1,12 +1,13 @@
 class Form::Sales::Pages::DepositValueCheck < ::Form::Page
   def initialize(id, hsh, subsection, joint_purchase:)
     super(id, hsh, subsection)
+    @copy_key = "sales.soft_validations.deposit_value_check.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}"
     @informative_text = {
-      "translation" => "soft_validations.deposit.hint_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.informative_text",
       "arguments" => [],
     }
     @title_text = {
-      "translation" => "soft_validations.deposit.title_text.#{joint_purchase ? 'two' : 'one'}",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
diff --git a/app/models/form/sales/pages/housing_benefits.rb b/app/models/form/sales/pages/housing_benefits.rb
index 90d721ad8..c40dff5f4 100644
--- a/app/models/form/sales/pages/housing_benefits.rb
+++ b/app/models/form/sales/pages/housing_benefits.rb
@@ -2,6 +2,7 @@ class Form::Sales::Pages::HousingBenefits < ::Form::Page
   def initialize(id, hsh, subsection, joint_purchase:)
     super(id, hsh, subsection)
     @joint_purchase = joint_purchase
+    @copy_key = "sales.income_benefits_and_savings.housing_benefits.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}"
   end
 
   def questions
diff --git a/app/models/form/sales/pages/mortgage_value_check.rb b/app/models/form/sales/pages/mortgage_value_check.rb
index 949cea27f..bfab9a014 100644
--- a/app/models/form/sales/pages/mortgage_value_check.rb
+++ b/app/models/form/sales/pages/mortgage_value_check.rb
@@ -2,10 +2,10 @@ class Form::Sales::Pages::MortgageValueCheck < ::Form::Page
   def initialize(id, hsh, subsection, person_index = nil)
     super(id, hsh, subsection)
     @depends_on = depends_on
-    @informative_text = {}
     @person_index = person_index
+    @copy_key = "sales.soft_validations.mortgage_value_check"
     @title_text = {
-      "translation" => "soft_validations.mortgage.title_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
@@ -15,7 +15,7 @@ class Form::Sales::Pages::MortgageValueCheck < ::Form::Page
       ],
     }
     @informative_text = {
-      "translation" => "soft_validations.mortgage.hint_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.informative_text",
       "arguments" => [],
     }
   end
diff --git a/app/models/form/sales/pages/previous_ownership.rb b/app/models/form/sales/pages/previous_ownership.rb
index 50711baf7..ac7a17787 100644
--- a/app/models/form/sales/pages/previous_ownership.rb
+++ b/app/models/form/sales/pages/previous_ownership.rb
@@ -3,6 +3,7 @@ class Form::Sales::Pages::PreviousOwnership < ::Form::Page
     super(id, hsh, subsection)
     @joint_purchase = joint_purchase
     @depends_on = [{ "joint_purchase?" => @joint_purchase }]
+    @copy_key = "sales.income_benefits_and_savings.prevown.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}"
   end
 
   def questions
diff --git a/app/models/form/sales/pages/savings.rb b/app/models/form/sales/pages/savings.rb
index 7a13dbe34..64a2b1ecf 100644
--- a/app/models/form/sales/pages/savings.rb
+++ b/app/models/form/sales/pages/savings.rb
@@ -2,6 +2,7 @@ class Form::Sales::Pages::Savings < ::Form::Page
   def initialize(id, hsh, subsection, joint_purchase:)
     super(id, hsh, subsection)
     @joint_purchase = joint_purchase
+    @copy_key = "sales.income_benefits_and_savings.savings.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}"
   end
 
   def questions
diff --git a/app/models/form/sales/pages/savings_value_check.rb b/app/models/form/sales/pages/savings_value_check.rb
index bcb95abc9..00be6decd 100644
--- a/app/models/form/sales/pages/savings_value_check.rb
+++ b/app/models/form/sales/pages/savings_value_check.rb
@@ -1,8 +1,9 @@
 class Form::Sales::Pages::SavingsValueCheck < ::Form::Page
   def initialize(id, hsh, subsection, joint_purchase:)
     super(id, hsh, subsection)
+    @copy_key = "sales.soft_validations.savings_value_check.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}"
     @title_text = {
-      "translation" => "soft_validations.savings.title_text.#{joint_purchase ? 'two' : 'one'}",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.title_text",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
@@ -12,7 +13,7 @@ class Form::Sales::Pages::SavingsValueCheck < ::Form::Page
       ],
     }
     @informative_text = {
-      "translation" => "soft_validations.savings.hint_text",
+      "translation" => "forms.#{form.start_date.year}.#{@copy_key}.informative_text",
       "arguments" => [],
     }
     @joint_purchase = joint_purchase
diff --git a/app/models/form/sales/questions/buyer1_income.rb b/app/models/form/sales/questions/buyer1_income.rb
index 106f040f8..3f1159a8f 100644
--- a/app/models/form/sales/questions/buyer1_income.rb
+++ b/app/models/form/sales/questions/buyer1_income.rb
@@ -2,9 +2,7 @@ class Form::Sales::Questions::Buyer1Income < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "income1"
-    @check_answer_label = "Buyer 1’s gross annual income"
-    @header = "Buyer 1’s gross annual income"
-    @hint_text = "Provide the gross annual income (i.e. salary before tax) plus the annual amount of benefits, Universal Credit or pensions, and income from investments."
+    @copy_key = "sales.income_benefits_and_savings.buyer_1_income.income1"
     @type = "numeric"
     @min = 0
     @max = 999_999
diff --git a/app/models/form/sales/questions/buyer1_income_known.rb b/app/models/form/sales/questions/buyer1_income_known.rb
index b00b45475..46c1f4caa 100644
--- a/app/models/form/sales/questions/buyer1_income_known.rb
+++ b/app/models/form/sales/questions/buyer1_income_known.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::Buyer1IncomeKnown < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "income1nk"
-    @check_answer_label = "Buyer 1’s gross annual income known?"
-    @header = "Do you know buyer 1’s annual income?"
+    @copy_key = "sales.income_benefits_and_savings.buyer_1_income.income1nk"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @conditional_for = {
diff --git a/app/models/form/sales/questions/buyer1_income_value_check.rb b/app/models/form/sales/questions/buyer1_income_value_check.rb
index 63e3b6478..410bd53d5 100644
--- a/app/models/form/sales/questions/buyer1_income_value_check.rb
+++ b/app/models/form/sales/questions/buyer1_income_value_check.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::Buyer1IncomeValueCheck < ::Form::Question
   def initialize(id, hsh, page, check_answers_card_number:)
     super(id, hsh, page)
     @id = "income1_value_check"
-    @check_answer_label = "Buyer 1 income confirmation"
-    @header = "Are you sure this is correct?"
+    @copy_key = "sales.soft_validations.income1_value_check"
     @type = "interruption_screen"
     @answer_options = {
       "0" => { "value" => "Yes" },
diff --git a/app/models/form/sales/questions/buyer1_mortgage.rb b/app/models/form/sales/questions/buyer1_mortgage.rb
index eaa2a07fa..d2a94f6b5 100644
--- a/app/models/form/sales/questions/buyer1_mortgage.rb
+++ b/app/models/form/sales/questions/buyer1_mortgage.rb
@@ -2,8 +2,6 @@ class Form::Sales::Questions::Buyer1Mortgage < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "inc1mort"
-    @check_answer_label = "Buyer 1’s income used for mortgage application"
-    @header = "Was buyer 1’s income used for a mortgage application?"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @check_answers_card_number = 1
diff --git a/app/models/form/sales/questions/buyer2_income.rb b/app/models/form/sales/questions/buyer2_income.rb
index cff25b344..39777f870 100644
--- a/app/models/form/sales/questions/buyer2_income.rb
+++ b/app/models/form/sales/questions/buyer2_income.rb
@@ -2,10 +2,8 @@ class Form::Sales::Questions::Buyer2Income < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "income2"
-    @check_answer_label = "Buyer 2’s gross annual income"
-    @header = "Buyer 2’s gross annual income"
+    @copy_key = "sales.income_benefits_and_savings.buyer_2_income.income2"
     @type = "numeric"
-    @hint_text = "Provide the gross annual income (i.e. salary before tax) plus the annual amount of benefits, Universal Credit or pensions, and income from investments."
     @min = 0
     @max = 999_999
     @step = 1
diff --git a/app/models/form/sales/questions/buyer2_income_known.rb b/app/models/form/sales/questions/buyer2_income_known.rb
index b3cc5f33a..0b125f2af 100644
--- a/app/models/form/sales/questions/buyer2_income_known.rb
+++ b/app/models/form/sales/questions/buyer2_income_known.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::Buyer2IncomeKnown < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "income2nk"
-    @check_answer_label = "Buyer 2’s gross annual income known?"
-    @header = "Do you know buyer 2’s annual income?"
+    @copy_key = "sales.income_benefits_and_savings.buyer_2_income.income2"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @conditional_for = {
diff --git a/app/models/form/sales/questions/buyer2_income_value_check.rb b/app/models/form/sales/questions/buyer2_income_value_check.rb
index 37b6cb380..6b0bab5c2 100644
--- a/app/models/form/sales/questions/buyer2_income_value_check.rb
+++ b/app/models/form/sales/questions/buyer2_income_value_check.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::Buyer2IncomeValueCheck < ::Form::Question
   def initialize(id, hsh, page, check_answers_card_number:)
     super(id, hsh, page)
     @id = "income2_value_check"
-    @check_answer_label = "Buyer 2 income confirmation"
-    @header = "Are you sure this is correct?"
+    @copy_key = "sales.soft_validations.income2_value_check"
     @type = "interruption_screen"
     @answer_options = {
       "0" => { "value" => "Yes" },
diff --git a/app/models/form/sales/questions/buyer2_mortgage.rb b/app/models/form/sales/questions/buyer2_mortgage.rb
index 42b8cda06..415d5b714 100644
--- a/app/models/form/sales/questions/buyer2_mortgage.rb
+++ b/app/models/form/sales/questions/buyer2_mortgage.rb
@@ -2,8 +2,6 @@ class Form::Sales::Questions::Buyer2Mortgage < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "inc2mort"
-    @check_answer_label = "Buyer 2’s income used for mortgage application"
-    @header = "Was buyer 2’s income used for a mortgage application?"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @check_answers_card_number = 2
diff --git a/app/models/form/sales/questions/combined_income_value_check.rb b/app/models/form/sales/questions/combined_income_value_check.rb
index 47cafeaa2..c2688ffe5 100644
--- a/app/models/form/sales/questions/combined_income_value_check.rb
+++ b/app/models/form/sales/questions/combined_income_value_check.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::CombinedIncomeValueCheck < ::Form::Question
   def initialize(id, hsh, page, check_answers_card_number:)
     super(id, hsh, page)
     @id = "combined_income_value_check"
-    @check_answer_label = "Combined income confirmation"
-    @header = "Are you sure this is correct?"
+    @copy_key = "sales.soft_validations.combined_income_value_check"
     @type = "interruption_screen"
     @answer_options = {
       "0" => { "value" => "Yes" },
diff --git a/app/models/form/sales/questions/deposit_value_check.rb b/app/models/form/sales/questions/deposit_value_check.rb
index f3cd27e3a..f8d403d9c 100644
--- a/app/models/form/sales/questions/deposit_value_check.rb
+++ b/app/models/form/sales/questions/deposit_value_check.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::DepositValueCheck < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "deposit_value_check"
-    @check_answer_label = "Deposit confirmation"
-    @header = "Are you sure that the deposit is this much higher than the buyer's savings?"
+    @copy_key = "sales.soft_validations.deposit_value_check"
     @type = "interruption_screen"
     @answer_options = {
       "0" => { "value" => "Yes" },
diff --git a/app/models/form/sales/questions/housing_benefits.rb b/app/models/form/sales/questions/housing_benefits.rb
index 70bc4ba2e..d7a670f2e 100644
--- a/app/models/form/sales/questions/housing_benefits.rb
+++ b/app/models/form/sales/questions/housing_benefits.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::HousingBenefits < ::Form::Question
   def initialize(id, hsh, page, joint_purchase:)
     super(id, hsh, page)
     @id = "hb"
-    @check_answer_label = "Housing-related benefits #{joint_purchase ? 'buyers' : 'buyer'} received before buying this property"
-    @header = "#{joint_purchase ? 'Were the buyers' : 'Was the buyer'} receiving any of these housing-related benefits immediately before buying this property?"
+    @copy_key = "sales.income_benefits_and_savings.housing_benefits.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @question_number = QUESTION_NUMBER_FROM_YEAR[form.start_date.year] || QUESTION_NUMBER_FROM_YEAR[QUESTION_NUMBER_FROM_YEAR.keys.max]
diff --git a/app/models/form/sales/questions/mortgage_value_check.rb b/app/models/form/sales/questions/mortgage_value_check.rb
index 39079d40e..99307ab38 100644
--- a/app/models/form/sales/questions/mortgage_value_check.rb
+++ b/app/models/form/sales/questions/mortgage_value_check.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::MortgageValueCheck < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "mortgage_value_check"
-    @check_answer_label = "Mortgage confirmation"
-    @header = "Are you sure that the mortgage is more than 5 times the income used for the mortgage application?"
+    @copy_key = "sales.soft_validations.mortgage_value_check"
     @type = "interruption_screen"
     @answer_options = {
       "0" => { "value" => "Yes" },
diff --git a/app/models/form/sales/questions/prevown.rb b/app/models/form/sales/questions/prevown.rb
index f913f950b..ecd6c9071 100644
--- a/app/models/form/sales/questions/prevown.rb
+++ b/app/models/form/sales/questions/prevown.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::Prevown < ::Form::Question
   def initialize(id, hsh, page, joint_purchase:)
     super(id, hsh, page)
     @id = "prevown"
-    @check_answer_label = I18n.t("check_answer_labels.prevown", count: joint_purchase ? 2 : 1)
-    @header = I18n.t("questions.prevown", count: joint_purchase ? 2 : 1)
+    @copy_key = "sales.income_benefits_and_savings.prevown.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @question_number = QUESTION_NUMBER_FROM_YEAR[form.start_date.year] || QUESTION_NUMBER_FROM_YEAR[QUESTION_NUMBER_FROM_YEAR.keys.max]
diff --git a/app/models/form/sales/questions/prevshared.rb b/app/models/form/sales/questions/prevshared.rb
index 018f57faa..f4ced14b9 100644
--- a/app/models/form/sales/questions/prevshared.rb
+++ b/app/models/form/sales/questions/prevshared.rb
@@ -2,11 +2,8 @@ class Form::Sales::Questions::Prevshared < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "prevshared"
-    @check_answer_label = "Previous property shared ownership?"
-    @header = "Was the previous property under shared ownership?"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
-    @hint_text = "For any buyer"
     @question_number = QUESTION_NUMBER_FROM_YEAR[form.start_date.year] || QUESTION_NUMBER_FROM_YEAR[QUESTION_NUMBER_FROM_YEAR.keys.max]
   end
 
diff --git a/app/models/form/sales/questions/savings.rb b/app/models/form/sales/questions/savings.rb
index 82b8e0f87..bb1f939a5 100644
--- a/app/models/form/sales/questions/savings.rb
+++ b/app/models/form/sales/questions/savings.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::Savings < ::Form::Question
   def initialize(id, hsh, page, joint_purchase:)
     super(id, hsh, page)
     @id = "savings"
-    @check_answer_label = "#{joint_purchase ? 'Buyers’' : 'Buyer’s'} total savings before any deposit paid"
-    @header = "Enter their total savings to the nearest £10"
+    @copy_key = "sales.income_benefits_and_savings.savings.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}.savings"
     @type = "numeric"
     @width = 5
     @prefix = "£"
diff --git a/app/models/form/sales/questions/savings_nk.rb b/app/models/form/sales/questions/savings_nk.rb
index 931ba835a..3c7e115f4 100644
--- a/app/models/form/sales/questions/savings_nk.rb
+++ b/app/models/form/sales/questions/savings_nk.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::SavingsNk < ::Form::Question
   def initialize(id, hsh, page, joint_purchase:)
     super(id, hsh, page)
     @id = "savingsnk"
-    @check_answer_label = "#{joint_purchase ? 'Buyers’' : 'Buyer’s'} total savings known?"
-    @header = "Do you know how much the #{joint_purchase ? 'buyers' : 'buyer'} had in savings before they paid any deposit for the property?"
+    @copy_key = "sales.income_benefits_and_savings.savings.#{joint_purchase ? 'joint_purchase' : 'not_joint_purchase'}.savingsnk"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @conditional_for = {
diff --git a/app/models/form/sales/questions/savings_value_check.rb b/app/models/form/sales/questions/savings_value_check.rb
index bcd16827a..f547969bf 100644
--- a/app/models/form/sales/questions/savings_value_check.rb
+++ b/app/models/form/sales/questions/savings_value_check.rb
@@ -2,8 +2,7 @@ class Form::Sales::Questions::SavingsValueCheck < ::Form::Question
   def initialize(id, hsh, page)
     super
     @id = "savings_value_check"
-    @check_answer_label = "Savings confirmation"
-    @header = "Are you sure the savings are higher than £100,000?"
+    @copy_key = "sales.soft_validations.savings_value_check"
     @type = "interruption_screen"
     @answer_options = {
       "0" => { "value" => "Yes" },
diff --git a/app/models/forms/bulk_upload_lettings/guidance.rb b/app/models/forms/bulk_upload_lettings/guidance.rb
index dc0de3271..b2fcf947e 100644
--- a/app/models/forms/bulk_upload_lettings/guidance.rb
+++ b/app/models/forms/bulk_upload_lettings/guidance.rb
@@ -4,11 +4,18 @@ module Forms
       include ActiveModel::Model
       include ActiveModel::Attributes
       include Rails.application.routes.url_helpers
+      include CollectionTimeHelper
 
       attribute :year, :integer
       attribute :referrer
       attribute :organisation_id, :integer
 
+      def initialize(params)
+        super(params)
+
+        self.year = current_collection_start_year if year.nil?
+      end
+
       def view_path
         "bulk_upload_shared/guidance"
       end
diff --git a/app/models/forms/bulk_upload_sales/guidance.rb b/app/models/forms/bulk_upload_sales/guidance.rb
index be61ef650..80cfc5143 100644
--- a/app/models/forms/bulk_upload_sales/guidance.rb
+++ b/app/models/forms/bulk_upload_sales/guidance.rb
@@ -4,11 +4,18 @@ module Forms
       include ActiveModel::Model
       include ActiveModel::Attributes
       include Rails.application.routes.url_helpers
+      include CollectionTimeHelper
 
       attribute :year, :integer
       attribute :referrer
       attribute :organisation_id, :integer
 
+      def initialize(params)
+        super(params)
+
+        self.year = current_collection_start_year if year.nil?
+      end
+
       def view_path
         "bulk_upload_shared/guidance"
       end
diff --git a/app/services/bulk_upload/lettings/year2024/row_parser.rb b/app/services/bulk_upload/lettings/year2024/row_parser.rb
index a40094e26..a7eb96c61 100644
--- a/app/services/bulk_upload/lettings/year2024/row_parser.rb
+++ b/app/services/bulk_upload/lettings/year2024/row_parser.rb
@@ -618,7 +618,7 @@ private
   end
 
   def key_address_fields_provided?
-    field_17.present? && field_19.present? && field_21.present? && field_22.present?
+    field_17.present? && field_19.present? && postcode_full.present?
   end
 
   def validate_address_fields
@@ -1355,7 +1355,7 @@ private
   end
 
   def postcode_full
-    "#{field_21} #{field_22}" if field_21 && field_22
+    [field_21, field_22].compact_blank.join(" ") if field_21 || field_22
   end
 
   def owning_organisation
diff --git a/app/services/bulk_upload/sales/year2024/row_parser.rb b/app/services/bulk_upload/sales/year2024/row_parser.rb
index 44e81786b..fbc99ba02 100644
--- a/app/services/bulk_upload/sales/year2024/row_parser.rb
+++ b/app/services/bulk_upload/sales/year2024/row_parser.rb
@@ -616,7 +616,7 @@ private
   end
 
   def key_address_fields_provided?
-    field_23.present? && field_25.present? && field_27.present? && field_28.present?
+    field_23.present? && field_25.present? && postcode_full.present?
   end
 
   def validate_address_fields
@@ -1074,7 +1074,7 @@ private
   end
 
   def postcode_full
-    "#{field_27} #{field_28}" if field_27 && field_28
+    [field_27, field_28].compact_blank.join(" ") if field_27 || field_28
   end
 
   def ppostcode_full
diff --git a/config/credentials.yml.enc b/config/credentials.yml.enc
index 9cd4bba71..8e0af1b34 100644
--- a/config/credentials.yml.enc
+++ b/config/credentials.yml.enc
@@ -1 +1 @@
-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--ziMOTnYBB5TDyXYU--3FJMs8e6R8lheqcqB8p8uQ==
\ No newline at end of file
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--EZ5GxuRKaFfGdzCE--OZ1EwaObJ4ZF59N0JcJ7Dg==
\ No newline at end of file
diff --git a/config/locales/en.yml b/config/locales/en.yml
index b92d1c06c..b33afe23b 100644
--- a/config/locales/en.yml
+++ b/config/locales/en.yml
@@ -684,13 +684,6 @@ en:
         message: "Net income is lower than expected based on the household’s working situation. Are you sure this is correct?"
       in_soft_max_range:
         message: "Net income is higher than expected based on the household’s working situation. Are you sure this is correct?"
-    income:
-      under_soft_min_for_economic_status:
-        title_text: "You told us income was %{income}."
-        hint_text: "This is less than we would expect for someone in this working situation."
-      over_soft_max_for_la_buyer_1: "You told us the income of buyer 1 is %{income}. This seems high.  Are you sure this is correct?"
-      over_soft_max_for_la_buyer_2: "You told us the income of buyer 2 is %{income}. This seems high.  Are you sure this is correct?"
-      over_soft_max_for_la_combined: "You told us the combined income of this household is %{combined_income}. This seems high.  Are you sure this is correct?"
     rent:
       outside_range_title: "You told us the rent is %{brent}."
       informative_text: "This is %{higher_or_lower} than we would expect."
@@ -753,24 +746,11 @@ Make sure these answers are correct."
     percentage_discount_value:
       title_text: "You told us that the percentage discount is %{discount}."
       hint_text: "This is higher than we would expect."
-    savings:
-      title_text:
-        one: "You told us the buyer’s savings were %{savings}."
-        two: "You told us the buyers’ savings were %{savings}."
-      hint_text: "This is higher than we would expect."
-    deposit:
-      title_text:
-        one: "You told us the buyer’s deposit was %{deposit} and their savings were %{savings}."
-        two: "You told us the buyers’ deposit was %{deposit} and their savings were %{savings}."
-      hint_text: "The deposit amount is higher than we would expect for the amount of savings they have."
     grant:
       title_text: "You told us that the grant amount is %{grant}."
       hint_text: "Loans, grants and subsidies are usually between £9,000 and £16,000."
     wheelchair:
       title_text: "You told us that someone in the household uses a wheelchair."
-    mortgage:
-      title_text: "You told us that the mortgage amount is %{mortgage}."
-      hint_text: "This is more than 5 times the income, which is higher than we would expect."
     referral:
       title_text: "Are you sure?"
       hint_text: "This is a general needs log, and this referral type is for supported housing."
@@ -840,9 +820,6 @@ Make sure these answers are correct."
     soctenant:
       one: "Was the buyer a private registered provider, housing association or local authority tenant immediately before this sale?"
       other: "Were any of the buyers private registered providers, housing association or local authority tenants immediately before this sale?"
-    prevown:
-      one: "Has the buyer previously owned a property?"
-      other: "Have any of the buyers previously owned a property?"
     stairowned:
       one: "What percentage of the property does the buyer now own in total?"
       other: "What percentage of the property do the buyers now own in total?"
@@ -865,9 +842,6 @@ Make sure these answers are correct."
     soctenant:
       one: "Buyer was a registered provider, housing association or local authority tenant immediately before this sale?"
       other: "Any buyers were registered providers, housing association or local authority tenants immediately before this sale?"
-    prevown:
-      one: "Buyer previously owned a property."
-      other: "Buyers previously owned a property."
     stairowned:
       one: "Percentage the buyer now owns in total."
       other: "Percentage the buyers now own in total."
diff --git a/config/locales/forms/2023/sales/income_benefits_and_savings.en.yml b/config/locales/forms/2023/sales/income_benefits_and_savings.en.yml
new file mode 100644
index 000000000..49262d7a1
--- /dev/null
+++ b/config/locales/forms/2023/sales/income_benefits_and_savings.en.yml
@@ -0,0 +1,90 @@
+en:
+  forms:
+    2023:
+      sales:
+        income_benefits_and_savings:
+          buyer_1_income:
+            page_header: ""
+            income1nk:
+              check_answer_label: "Buyer 1’s gross annual income known?"
+              hint_text: ""
+              question_text: "Do you know buyer 1’s annual income?"
+            income1:
+              check_answer_label: "Buyer 1’s gross annual income"
+              hint_text: "Provide the gross annual income (i.e. salary before tax) plus the annual amount of benefits, Universal Credit or pensions, and income from investments."
+              question_text: "Buyer 1’s gross annual income"
+        
+          inc1mort:
+            page_header: ""
+            check_answer_label: "Buyer 1’s income used for mortgage application"
+            hint_text: ""
+            question_text: "Was buyer 1’s income used for a mortgage application?"
+
+          buyer_2_income:
+            page_header: ""
+            income2nk:
+              check_answer_label: "Buyer 2’s gross annual income known?"
+              hint_text: ""
+              question_text: "Do you know buyer 2’s annual income?"
+            income2:
+              check_answer_label: "Buyer 2’s gross annual income"
+              hint_text: "Provide the gross annual income (i.e. salary before tax) plus the annual amount of benefits, Universal Credit or pensions, and income from investments."
+              question_text: "Buyer 2’s gross annual income"
+
+          inc2mort:
+            page_header: ""
+            check_answer_label:  "Buyer 2’s income used for mortgage application"
+            hint_text: ""
+            question_text: "Was buyer 2’s income used for a mortgage application?"
+
+          housing_benefits:
+            joint_purchase:
+              page_header: ""
+              check_answer_label: "Housing-related benefits buyers received before buying this property"
+              hint_text: ""
+              question_text:  "Were the buyers receiving any of these housing-related benefits immediately before buying this property?"
+            not_joint_purchase:
+              page_header: ""
+              check_answer_label: "Housing-related benefits buyer received before buying this property"
+              hint_text: ""
+              question_text:  "Was the buyer receiving any of these housing-related benefits immediately before buying this property?"
+            
+          savings:
+            joint_purchase:
+              page_header: ""
+              savingsnk:
+                check_answer_label:  "Buyers’ total savings known?"
+                hint_text: ""
+                question_text: "Do you know how much the 'buyers' had in savings before they paid any deposit for the property?"
+              savings:
+                check_answer_label: "Buyers’ total savings before any deposit paid"
+                hint_text: "Include any savings, investments, ISAs, premium bonds, shares, or money held in a bank or building society account."
+                question_text: "Enter their total savings to the nearest £10"
+            not_joint_purchase:
+              page_header: ""
+              savingsnk:
+                check_answer_label:  "Buyer’s total savings known?"
+                hint_text: ""
+                question_text: "Do you know how much the buyer had in savings before they paid any deposit for the property?"
+              savings:
+                check_answer_label: "Buyer’s total savings before any deposit paid"
+                hint_text: "Include any savings, investments, ISAs, premium bonds, shares, or money held in a bank or building society account."
+                question_text: "Enter their total savings to the nearest £10"
+
+          prevown:
+            joint_purchase:
+              page_header: ""
+              check_answer_label: "Buyers previously owned a property."
+              hint_text: ""
+              question_text: "Have any of the buyers previously owned a property?"
+            not_joint_purchase:
+              page_header: ""
+              check_answer_label: "Buyer previously owned a property."
+              hint_text: ""
+              question_text: "Has the buyer previously owned a property?"
+
+          prevshared:
+            page_header: ""
+            check_answer_label: "Previous property shared ownership?"
+            hint_text: "For any buyer"
+            question_text: "Was the previous property under shared ownership?"
\ No newline at end of file
diff --git a/config/locales/forms/2023/sales/soft_validations.en.yml b/config/locales/forms/2023/sales/soft_validations.en.yml
new file mode 100644
index 000000000..de5138208
--- /dev/null
+++ b/config/locales/forms/2023/sales/soft_validations.en.yml
@@ -0,0 +1,60 @@
+en:
+  forms:
+    2023:
+      sales:
+        soft_validations:
+          income1_value_check:
+            page_header: ""
+            check_answer_label: "Buyer 1 income confirmation"
+            hint_text: ""
+            question_text: "Are you sure this is correct?"
+            min:
+              title_text: "You told us income was %{income}."
+              informative_text: "This is less than we would expect for someone in this working situation."
+            max:
+              title_text: "You told us the income of buyer 1 is %{income}. This seems high. Are you sure this is correct?"
+          income2_value_check:
+            page_header: ""
+            check_answer_label: "Buyer 2 income confirmation"
+            hint_text: ""
+            question_text: "Are you sure this is correct?"
+            min:
+              title_text: "You told us income was %{income}."
+              informative_text: "This is less than we would expect for someone in this working situation."
+            max:
+              title_text: "You told us the income of buyer 2 is %{income}. This seems high. Are you sure this is correct?"
+          combined_income_value_check:
+            page_header: ""
+            check_answer_label: "Combined income confirmation"
+            hint_text: ""
+            question_text: "Are you sure this is correct?"
+            title_text: "You told us the combined income of this household is %{combined_income}. This seems high.  Are you sure this is correct?"
+          mortgage_value_check:
+            page_header: ""
+            check_answer_label: "Mortgage confirmation"
+            hint_text: ""
+            question_text: "Are you sure that the mortgage is more than 5 times the income used for the mortgage application?"
+            title_text: "You told us that the mortgage amount is %{mortgage}."
+            informative_text: "This is more than 5 times the income, which is higher than we would expect."
+          savings_value_check:
+            page_header: ""
+            check_answer_label: "Savings confirmation"
+            hint_text: ""
+            question_text: "Are you sure the savings are higher than £100,000?"
+            joint_purchase:
+              title_text: You told us the buyers’ savings were %{savings}."
+              informative_text: "This is higher than we would expect."
+            not_joint_purchase:
+              title_text: "You told us the buyer’s savings were %{savings}."
+              informative_text: "This is higher than we would expect."
+          deposit_value_check::
+            page_header: ""
+            check_answer_label: "Deposit confirmation"
+            hint_text: ""
+            question_text: "Are you sure that the deposit is this much higher than the buyer's savings?"
+            joint_purchase:
+              title_text: "You told us the buyers’ deposit was %{deposit} and their savings were %{savings}."
+              informative_text: "The deposit amount is higher than we would expect for the amount of savings they have."
+            not_joint_purchase:
+              title_text: "You told us the buyer’s deposit was %{deposit} and their savings were %{savings}."
+              informative_text: "The deposit amount is higher than we would expect for the amount of savings they have."
diff --git a/config/locales/forms/2024/sales/income_benefits_and_savings.en.yml b/config/locales/forms/2024/sales/income_benefits_and_savings.en.yml
new file mode 100644
index 000000000..0654c9e1f
--- /dev/null
+++ b/config/locales/forms/2024/sales/income_benefits_and_savings.en.yml
@@ -0,0 +1,90 @@
+en:
+  forms:
+    2024:
+      sales:
+        income_benefits_and_savings:
+          buyer_1_income:
+            page_header: ""
+            income1nk:
+              check_answer_label: "Buyer 1’s gross annual income known?"
+              hint_text: ""
+              question_text: "Do you know buyer 1’s annual income?"
+            income1:
+              check_answer_label: "Buyer 1’s gross annual income"
+              hint_text: "Provide the gross annual income (i.e. salary before tax) plus the annual amount of benefits, Universal Credit or pensions, and income from investments."
+              question_text: "Buyer 1’s gross annual income"
+        
+          inc1mort:
+            page_header: ""
+            check_answer_label: "Buyer 1’s income used for mortgage application"
+            hint_text: ""
+            question_text: "Was buyer 1’s income used for a mortgage application?"
+
+          buyer_2_income:
+            page_header: ""
+            income2nk:
+              check_answer_label: "Buyer 2’s gross annual income known?"
+              hint_text: ""
+              question_text: "Do you know buyer 2’s annual income?"
+            income2:
+              check_answer_label: "Buyer 2’s gross annual income"
+              hint_text: "Provide the gross annual income (i.e. salary before tax) plus the annual amount of benefits, Universal Credit or pensions, and income from investments."
+              question_text: "Buyer 2’s gross annual income"
+
+          inc2mort:
+            page_header: ""
+            check_answer_label:  "Buyer 2’s income used for mortgage application"
+            hint_text: ""
+            question_text: "Was buyer 2’s income used for a mortgage application?"
+
+          housing_benefits:
+            joint_purchase:
+              page_header: ""
+              check_answer_label: "Housing-related benefits buyers received before buying this property"
+              hint_text: ""
+              question_text:  "Were the buyers receiving any of these housing-related benefits immediately before buying this property?"
+            not_joint_purchase:
+              page_header: ""
+              check_answer_label: "Housing-related benefits buyer received before buying this property"
+              hint_text: ""
+              question_text:  "Was the buyer receiving any of these housing-related benefits immediately before buying this property?"
+            
+          savings:
+            joint_purchase:
+              page_header: ""
+              savingsnk:
+                check_answer_label:  "Buyers’ total savings known?"
+                hint_text: ""
+                question_text: "Do you know how much the 'buyers' had in savings before they paid any deposit for the property?"
+              savings:
+                check_answer_label: "Buyers’ total savings before any deposit paid"
+                hint_text: "Include any savings, investments, ISAs, premium bonds, shares, or money held in a bank or building society account."
+                question_text: "Enter their total savings to the nearest £10"
+            not_joint_purchase:
+              page_header: ""
+              savingsnk:
+                check_answer_label:  "Buyer’s total savings known?"
+                hint_text: ""
+                question_text: "Do you know how much the buyer had in savings before they paid any deposit for the property?"
+              savings:
+                check_answer_label: "Buyer’s total savings before any deposit paid"
+                hint_text: "Include any savings, investments, ISAs, premium bonds, shares, or money held in a bank or building society account."
+                question_text: "Enter their total savings to the nearest £10"
+
+          prevown:
+            joint_purchase:
+              page_header: ""
+              check_answer_label: "Buyers previously owned a property."
+              hint_text: ""
+              question_text: "Have any of the buyers previously owned a property?"
+            not_joint_purchase:
+              page_header: ""
+              check_answer_label: "Buyer previously owned a property."
+              hint_text: ""
+              question_text: "Has the buyer previously owned a property?"
+
+          prevshared:
+            page_header: ""
+            check_answer_label: "Previous property shared ownership?"
+            hint_text: "For any buyer"
+            question_text: "Was the previous property under shared ownership?"
\ No newline at end of file
diff --git a/config/locales/forms/2024/sales/soft_validations.en.yml b/config/locales/forms/2024/sales/soft_validations.en.yml
new file mode 100644
index 000000000..853d21ad2
--- /dev/null
+++ b/config/locales/forms/2024/sales/soft_validations.en.yml
@@ -0,0 +1,60 @@
+en:
+  forms:
+    2024:
+      sales:
+        soft_validations:
+          income1_value_check:
+            page_header: ""
+            check_answer_label: "Buyer 1 income confirmation"
+            hint_text: ""
+            question_text: "Are you sure this is correct?"
+            min:
+              title_text: "You told us income was %{income}."
+              informative_text: "This is less than we would expect for someone in this working situation."
+            max:
+              title_text: "You told us the income of buyer 1 is %{income}. This seems high. Are you sure this is correct?"
+          income2_value_check:
+            page_header: ""
+            check_answer_label: "Buyer 2 income confirmation"
+            hint_text: ""
+            question_text: "Are you sure this is correct?"
+            min:
+              title_text: "You told us income was %{income}."
+              informative_text: "This is less than we would expect for someone in this working situation."
+            max:
+              title_text: "You told us the income of buyer 2 is %{income}. This seems high. Are you sure this is correct?"
+          combined_income_value_check:
+            page_header: ""
+            check_answer_label: "Combined income confirmation"
+            hint_text: ""
+            question_text: "Are you sure this is correct?"
+            title_text: "You told us the combined income of this household is %{combined_income}. This seems high.  Are you sure this is correct?"
+          mortgage_value_check:
+            page_header: ""
+            check_answer_label: "Mortgage confirmation"
+            hint_text: ""
+            question_text: "Are you sure that the mortgage is more than 5 times the income used for the mortgage application?"
+            title_text: "You told us that the mortgage amount is %{mortgage}."
+            informative_text: "This is more than 5 times the income, which is higher than we would expect."
+          savings_value_check:
+            page_header: ""
+            check_answer_label: "Savings confirmation"
+            hint_text: ""
+            question_text: "Are you sure the savings are higher than £100,000?"
+            joint_purchase:
+              title_text: You told us the buyers’ savings were %{savings}."
+              informative_text: "This is higher than we would expect."
+            not_joint_purchase:
+              title_text: "You told us the buyer’s savings were %{savings}."
+              informative_text: "This is higher than we would expect."
+          deposit_value_check:
+            page_header: ""
+            check_answer_label: "Deposit confirmation"
+            hint_text: ""
+            question_text: "Are you sure that the deposit is this much higher than the buyer's savings?"
+            joint_purchase:
+              title_text: "You told us the buyers’ deposit was %{deposit} and their savings were %{savings}."
+              informative_text: "The deposit amount is higher than we would expect for the amount of savings they have."
+            not_joint_purchase:
+              title_text: "You told us the buyer’s deposit was %{deposit} and their savings were %{savings}."
+              informative_text: "The deposit amount is higher than we would expect for the amount of savings they have."
diff --git a/spec/models/form/sales/pages/buyer1_income_max_value_check_spec.rb b/spec/models/form/sales/pages/buyer1_income_max_value_check_spec.rb
index 48e921468..fa5cf1e7c 100644
--- a/spec/models/form/sales/pages/buyer1_income_max_value_check_spec.rb
+++ b/spec/models/form/sales/pages/buyer1_income_max_value_check_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Pages::Buyer1IncomeMaxValueCheck, type: :model do
 
   let(:page_id) { "prefix_buyer_1_income_max_value_check" }
   let(:page_definition) { nil }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/pages/buyer1_income_min_value_check_spec.rb b/spec/models/form/sales/pages/buyer1_income_min_value_check_spec.rb
index 1736daef7..79d61ce06 100644
--- a/spec/models/form/sales/pages/buyer1_income_min_value_check_spec.rb
+++ b/spec/models/form/sales/pages/buyer1_income_min_value_check_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Pages::Buyer1IncomeMinValueCheck, type: :model do
 
   let(:page_id) { "prefix_buyer_1_income_min_value_check" }
   let(:page_definition) { nil }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/pages/buyer2_income_max_value_check_spec.rb b/spec/models/form/sales/pages/buyer2_income_max_value_check_spec.rb
index 440a6bb13..f467db18d 100644
--- a/spec/models/form/sales/pages/buyer2_income_max_value_check_spec.rb
+++ b/spec/models/form/sales/pages/buyer2_income_max_value_check_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Pages::Buyer2IncomeMaxValueCheck, type: :model do
 
   let(:page_id) { "prefix_buyer_2_income_max_value_check" }
   let(:page_definition) { nil }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/pages/buyer2_income_min_value_check_spec.rb b/spec/models/form/sales/pages/buyer2_income_min_value_check_spec.rb
index 887dcab29..44b85ef9e 100644
--- a/spec/models/form/sales/pages/buyer2_income_min_value_check_spec.rb
+++ b/spec/models/form/sales/pages/buyer2_income_min_value_check_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Pages::Buyer2IncomeMinValueCheck, type: :model do
 
   let(:page_id) { "prefix_buyer_2_income_min_value_check" }
   let(:page_definition) { nil }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/pages/combined_income_max_value_check_spec.rb b/spec/models/form/sales/pages/combined_income_max_value_check_spec.rb
index c79cb38da..f9b9954d9 100644
--- a/spec/models/form/sales/pages/combined_income_max_value_check_spec.rb
+++ b/spec/models/form/sales/pages/combined_income_max_value_check_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Pages::CombinedIncomeMaxValueCheck, type: :model do
 
   let(:page_id) { "prefix_combined_income_max_value_check" }
   let(:page_definition) { nil }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/pages/deposit_value_check_spec.rb b/spec/models/form/sales/pages/deposit_value_check_spec.rb
index 5c4cd3608..dcd12449c 100644
--- a/spec/models/form/sales/pages/deposit_value_check_spec.rb
+++ b/spec/models/form/sales/pages/deposit_value_check_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Pages::DepositValueCheck, type: :model do
 
   let(:page_id) { "deposit_value_check" }
   let(:page_definition) { nil }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/pages/mortgage_value_check_spec.rb b/spec/models/form/sales/pages/mortgage_value_check_spec.rb
index e4dc11bbc..be5aa5a77 100644
--- a/spec/models/form/sales/pages/mortgage_value_check_spec.rb
+++ b/spec/models/form/sales/pages/mortgage_value_check_spec.rb
@@ -6,7 +6,8 @@ RSpec.describe Form::Sales::Pages::MortgageValueCheck, type: :model do
   let(:page_id) { "buyer_1_income_mortgage_value_check" }
   let(:page_definition) { nil }
   let(:index) { 1 }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/pages/savings_value_check_spec.rb b/spec/models/form/sales/pages/savings_value_check_spec.rb
index 81672977d..e680ff5d1 100644
--- a/spec/models/form/sales/pages/savings_value_check_spec.rb
+++ b/spec/models/form/sales/pages/savings_value_check_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Pages::SavingsValueCheck, type: :model do
 
   let(:page_id) { "savings_value_check" }
   let(:page_definition) { nil }
-  let(:subsection) { instance_double(Form::Subsection) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:subsection) { instance_double(Form::Subsection, form:) }
 
   it "has correct subsection" do
     expect(page.subsection).to eq(subsection)
diff --git a/spec/models/form/sales/subsections/discounted_ownership_scheme_spec.rb b/spec/models/form/sales/subsections/discounted_ownership_scheme_spec.rb
index e703e713a..bfd5313fb 100644
--- a/spec/models/form/sales/subsections/discounted_ownership_scheme_spec.rb
+++ b/spec/models/form/sales/subsections/discounted_ownership_scheme_spec.rb
@@ -5,7 +5,8 @@ RSpec.describe Form::Sales::Subsections::DiscountedOwnershipScheme, type: :model
 
   let(:subsection_id) { nil }
   let(:subsection_definition) { nil }
-  let(:section) { instance_double(Form::Sales::Sections::SaleInformation) }
+  let(:form) { instance_double(Form, start_date: Time.zone.local(2024, 4, 1)) }
+  let(:section) { instance_double(Form::Sales::Sections::SaleInformation, form:) }
 
   it "has correct section" do
     expect(discounted_ownership_scheme.section).to eq(section)
diff --git a/spec/models/form/sales/subsections/shared_ownership_scheme_spec.rb b/spec/models/form/sales/subsections/shared_ownership_scheme_spec.rb
index ea3fcd40e..922281fd0 100644
--- a/spec/models/form/sales/subsections/shared_ownership_scheme_spec.rb
+++ b/spec/models/form/sales/subsections/shared_ownership_scheme_spec.rb
@@ -8,7 +8,7 @@ RSpec.describe Form::Sales::Subsections::SharedOwnershipScheme, type: :model do
   let(:section) { instance_double(Form::Sales::Sections::SaleInformation) }
 
   before do
-    allow(section).to receive(:form).and_return(instance_double(Form, start_year_after_2024?: false))
+    allow(section).to receive(:form).and_return(instance_double(Form, start_year_after_2024?: false, start_date: Time.zone.local(2023, 4, 1)))
   end
 
   it "has correct section" do
diff --git a/spec/models/forms/bulk_upload_lettings/guidance_spec.rb b/spec/models/forms/bulk_upload_lettings/guidance_spec.rb
index 271ff8b27..41e74c50c 100644
--- a/spec/models/forms/bulk_upload_lettings/guidance_spec.rb
+++ b/spec/models/forms/bulk_upload_lettings/guidance_spec.rb
@@ -6,6 +6,7 @@ RSpec.describe Forms::BulkUploadLettings::Guidance do
   subject(:bu_guidance) { described_class.new(year:, referrer:) }
 
   let(:year) { 2024 }
+  let(:referrer) { nil }
 
   describe "#back_path" do
     context "when referrer is prepare-your-file" do
@@ -40,4 +41,20 @@ RSpec.describe Forms::BulkUploadLettings::Guidance do
       end
     end
   end
+
+  describe "year" do
+    context "when year is not provided" do
+      let(:year) { nil }
+
+      before do
+        # rubocop:disable RSpec/AnyInstance
+        allow_any_instance_of(CollectionTimeHelper).to receive(:current_collection_start_year).and_return(2030)
+        # rubocop:enable RSpec/AnyInstance
+      end
+
+      it "is set to the current collection start year" do
+        expect(bu_guidance.year).to eq(2030)
+      end
+    end
+  end
 end
diff --git a/spec/models/forms/bulk_upload_sales/guidance_spec.rb b/spec/models/forms/bulk_upload_sales/guidance_spec.rb
index 6eacf6d0c..f9c986cb2 100644
--- a/spec/models/forms/bulk_upload_sales/guidance_spec.rb
+++ b/spec/models/forms/bulk_upload_sales/guidance_spec.rb
@@ -6,6 +6,7 @@ RSpec.describe Forms::BulkUploadSales::Guidance do
   subject(:bu_guidance) { described_class.new(year:, referrer:) }
 
   let(:year) { 2024 }
+  let(:referrer) { nil }
 
   describe "#back_path" do
     context "when referrer is prepare-your-file" do
@@ -40,4 +41,20 @@ RSpec.describe Forms::BulkUploadSales::Guidance do
       end
     end
   end
+
+  describe "year" do
+    context "when year is not provided" do
+      let(:year) { nil }
+
+      before do
+        # rubocop:disable RSpec/AnyInstance
+        allow_any_instance_of(CollectionTimeHelper).to receive(:current_collection_start_year).and_return(2030)
+        # rubocop:enable RSpec/AnyInstance
+      end
+
+      it "is set to the current collection start year" do
+        expect(bu_guidance.year).to eq(2030)
+      end
+    end
+  end
 end
diff --git a/spec/services/bulk_upload/lettings/year2024/row_parser_spec.rb b/spec/services/bulk_upload/lettings/year2024/row_parser_spec.rb
index 596712162..2e4c82635 100644
--- a/spec/services/bulk_upload/lettings/year2024/row_parser_spec.rb
+++ b/spec/services/bulk_upload/lettings/year2024/row_parser_spec.rb
@@ -2718,6 +2718,14 @@ RSpec.describe BulkUpload::Lettings::Year2024::RowParser do
       it "strips whitespace" do
         expect(parser.log.postcode_full).to eql("EC1N 2TD")
       end
+
+      context "when a partial postcode is provided" do
+        let(:attributes) { { bulk_upload:, field_4: 1, field_21: "EC1N", field_22: "" } }
+
+        it "is set to the partial value" do
+          expect(parser.log.postcode_full).to eql("EC1N")
+        end
+      end
     end
 
     describe "#la" do