diff --git a/app/models/validations/household_validations.rb b/app/models/validations/household_validations.rb
index 8f28bff74..47d094be8 100644
--- a/app/models/validations/household_validations.rb
+++ b/app/models/validations/household_validations.rb
@@ -121,6 +121,14 @@ module Validations::HouseholdValidations
     end
   end
 
+  def validate_combination_of_housing_needs_responses(record)
+    if record.housingneeds == 1 && record.housingneeds_type == 3 && record.housingneeds_other&.zero?
+      record.errors.add :housingneeds, I18n.t("validations.household.housingneeds.invalid")
+      record.errors.add :housingneeds_type, I18n.t("validations.household.housingneeds.invalid")
+      record.errors.add :housingneeds_other, I18n.t("validations.household.housingneeds.invalid")
+    end
+  end
+
 private
 
   def household_no_illness?(record)
diff --git a/config/locales/en.yml b/config/locales/en.yml
index 68e1d72fc..e223c7fc9 100644
--- a/config/locales/en.yml
+++ b/config/locales/en.yml
@@ -389,6 +389,8 @@ en:
       housingneeds_type:
         only_one_option_permitted: "Only one disabled access need: fully wheelchair-accessible housing, wheelchair access to essential rooms or level access housing, can be selected"
       housingneeds:
+        invalid:
+          If somebody in the household has disabled access needs, they must have the access needs listed, or other access needs
         no_disabled_needs_conjunction: "No disabled access needs can’t be selected if you have selected fully wheelchair-accessible housing, wheelchair access to essential rooms, level access housing or other disabled access needs"
         dont_know_disabled_needs_conjunction: "Don’t know disabled access needs can’t be selected if you have selected fully wheelchair-accessible housing, wheelchair access to essential rooms, level access housing or other disabled access needs"
         no_and_dont_know_disabled_needs_conjunction: "No disabled access needs and don’t know disabled access needs cannot be selected together"
diff --git a/spec/models/validations/household_validations_spec.rb b/spec/models/validations/household_validations_spec.rb
index a79db2541..b1c01b7a5 100644
--- a/spec/models/validations/household_validations_spec.rb
+++ b/spec/models/validations/household_validations_spec.rb
@@ -637,4 +637,20 @@ RSpec.describe Validations::HouseholdValidations do
       end
     end
   end
+
+  describe "housing needs validations" do
+    it "is invalid when a combination of housingneeds == 1 (yes) && housingneeds_type == 3 (none of listed) && housingneeds_other == 0 (no)" do
+      record.housingneeds = 1
+      record.housingneeds_type = 3
+      record.housingneeds_other = 0
+
+      household_validator.validate_combination_of_housing_needs_responses(record)
+
+      error_message = ["If somebody in the household has disabled access needs, they must have the access needs listed, or other access needs"]
+
+      expect(record.errors["housingneeds"]).to eq(error_message)
+      expect(record.errors["housingneeds_type"]).to eq(error_message)
+      expect(record.errors["housingneeds_other"]).to eq(error_message)
+    end
+  end
 end