CLDC-2220 Update buyer pluralisation (#2272)

* Pluralise buyer in household characteristics/setup

* Pluralise buyer in sales information sections

* Pluralise buyer in savings

* Pluralise other buyers, update privacy notice test

* Pluralise buyer in validations and translations

* Route to pages when joint purchase is not answered

* Fix apostrophes

* Update translations

* More updates

app/models/form/sales/pages/buyer_interview.rb

@@ -1,12 +1,20 @@
 class Form::Sales::Pages::BuyerInterview < ::Form::Page
-  def initialize(id, hsh, subsection)
+  def initialize(id, hsh, subsection, joint_purchase:)
-    super
+    super(id, hsh, subsection)
-    @id = "buyer_interview"
+    @joint_purchase = joint_purchase
   end
 
   def questions
     @questions ||= [
-      Form::Sales::Questions::BuyerInterview.new(nil, nil, self),
+      Form::Sales::Questions::BuyerInterview.new(nil, nil, self, joint_purchase: @joint_purchase),
     ]
   end
+
+  def depends_on
+    if @joint_purchase
+      [{ "joint_purchase?" => true }]
+    else
+      [{ "not_joint_purchase?" => true }, { "jointpur" => nil }]
+    end
+  end
 end

app/models/form/sales/pages/deposit_value_check.rb

@@ -1,17 +1,12 @@
 class Form::Sales::Pages::DepositValueCheck < ::Form::Page
-  def initialize(id, hsh, subsection)
+  def initialize(id, hsh, subsection, joint_purchase:)
-    super
+    super(id, hsh, subsection)
-    @depends_on = [
-      {
-        "deposit_over_soft_max?" => true,
-      },
-    ]
     @informative_text = {
       "translation" => "soft_validations.deposit.hint_text",
       "arguments" => [],
     }
     @title_text = {
-      "translation" => "soft_validations.deposit.title_text",
+      "translation" => "soft_validations.deposit.title_text.#{joint_purchase ? 'two' : 'one'}",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
@@ -25,6 +20,7 @@ class Form::Sales::Pages::DepositValueCheck < ::Form::Page
         },
       ],
     }
+    @joint_purchase = joint_purchase
   end
 
   def questions
@@ -36,4 +32,12 @@ class Form::Sales::Pages::DepositValueCheck < ::Form::Page
   def interruption_screen_question_ids
     %w[savings deposit]
   end
+
+  def depends_on
+    if @joint_purchase
+      [{ "joint_purchase?" => true, "deposit_over_soft_max?" => true }]
+    else
+      [{ "not_joint_purchase?" => true, "deposit_over_soft_max?" => true }, { "jointpur" => nil, "deposit_over_soft_max?" => true }]
+    end
+  end
 end

app/models/form/sales/pages/housing_benefits.rb

@@ -14,7 +14,7 @@ class Form::Sales::Pages::HousingBenefits < ::Form::Page
     if @joint_purchase
       [{ "joint_purchase?" => true }]
     else
-      [{ "not_joint_purchase?" => true }]
+      [{ "not_joint_purchase?" => true }, { "jointpur" => nil }]
     end
   end
 end

app/models/form/sales/pages/living_before_purchase.rb

@@ -1,7 +1,8 @@
 class Form::Sales::Pages::LivingBeforePurchase < ::Form::Page
-  def initialize(id, hsh, subsection, ownershipsch:)
+  def initialize(id, hsh, subsection, ownershipsch:, joint_purchase:)
     super(id, hsh, subsection)
     @ownershipsch = ownershipsch
+    @joint_purchase = joint_purchase
   end
 
   def questions
@@ -13,7 +14,15 @@ class Form::Sales::Pages::LivingBeforePurchase < ::Form::Page
 
   def living_before_purchase
     if form.start_date.year >= 2023
-      Form::Sales::Questions::LivingBeforePurchase.new(nil, nil, self, ownershipsch: @ownershipsch)
+      Form::Sales::Questions::LivingBeforePurchase.new(nil, nil, self, ownershipsch: @ownershipsch, joint_purchase: @joint_purchase)
+    end
+  end
+
+  def depends_on
+    if @joint_purchase
+      [{ "joint_purchase?" => true }]
+    else
+      [{ "not_joint_purchase?" => true }, { "jointpur" => nil }]
     end
   end
 end

app/models/form/sales/pages/old_persons_shared_ownership_value_check.rb

@@ -1,19 +1,15 @@
 class Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck < ::Form::Page
-  def initialize(id, hsh, subsection)
+  def initialize(id, hsh, subsection, joint_purchase:)
-    super
+    super(id, hsh, subsection)
-    @depends_on = [
-      {
-        "buyers_age_for_old_persons_shared_ownership_invalid?" => true,
-      },
-    ]
     @title_text = {
-      "translation" => "soft_validations.old_persons_shared_ownership.title_text",
+      "translation" => "soft_validations.old_persons_shared_ownership.title_text.#{joint_purchase ? 'two' : 'one'}",
       "arguments" => [],
     }
     @informative_text = {
       "translation" => "soft_validations.old_persons_shared_ownership.hint_text",
       "arguments" => [],
     }
+    @joint_purchase = joint_purchase
   end
 
   def questions
@@ -25,4 +21,13 @@ class Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck < ::Form::Page
   def interruption_screen_question_ids
     %w[type jointpur age1 age2]
   end
+
+  def depends_on
+    if @joint_purchase
+      [{ "joint_purchase?" => true, "buyers_age_for_old_persons_shared_ownership_invalid?" => true }]
+    else
+      [{ "not_joint_purchase?" => true, "buyers_age_for_old_persons_shared_ownership_invalid?" => true },
+       { "jointpur" => nil, "buyers_age_for_old_persons_shared_ownership_invalid?" => true }]
+    end
+  end
 end

app/models/form/sales/pages/privacy_notice.rb

@@ -1,13 +1,21 @@
 class Form::Sales::Pages::PrivacyNotice < ::Form::Page
-  def initialize(id, hsh, subsection)
+  def initialize(id, hsh, subsection, joint_purchase:)
-    super
+    super(id, hsh, subsection)
-    @id = "privacy_notice"
     @header = "Department for Levelling Up, Housing and Communities privacy notice"
+    @joint_purchase = joint_purchase
   end
 
   def questions
     @questions ||= [
-      Form::Sales::Questions::PrivacyNotice.new(nil, nil, self),
+      Form::Sales::Questions::PrivacyNotice.new(nil, nil, self, joint_purchase: @joint_purchase),
     ]
   end
+
+  def depends_on
+    if @joint_purchase
+      [{ "joint_purchase?" => true }]
+    else
+      [{ "not_joint_purchase?" => true }, { "jointpur" => nil }]
+    end
+  end
 end

app/models/form/sales/pages/savings.rb

@@ -1,13 +1,21 @@
 class Form::Sales::Pages::Savings < ::Form::Page
-  def initialize(id, hsh, subsection)
+  def initialize(id, hsh, subsection, joint_purchase:)
-    super
+    super(id, hsh, subsection)
-    @id = "savings"
+    @joint_purchase = joint_purchase
   end
 
   def questions
     @questions ||= [
-      Form::Sales::Questions::SavingsNk.new(nil, nil, self),
+      Form::Sales::Questions::SavingsNk.new(nil, nil, self, joint_purchase: @joint_purchase),
-      Form::Sales::Questions::Savings.new(nil, nil, self),
+      Form::Sales::Questions::Savings.new(nil, nil, self, joint_purchase: @joint_purchase),
     ]
   end
+
+  def depends_on
+    if @joint_purchase
+      [{ "joint_purchase?" => true }]
+    else
+      [{ "not_joint_purchase?" => true }, { "jointpur" => nil }]
+    end
+  end
 end

app/models/form/sales/pages/savings_value_check.rb

@@ -1,13 +1,8 @@
 class Form::Sales::Pages::SavingsValueCheck < ::Form::Page
-  def initialize(id, hsh, subsection)
+  def initialize(id, hsh, subsection, joint_purchase:)
-    super
+    super(id, hsh, subsection)
-    @depends_on = [
-      {
-        "savings_over_soft_max?" => true,
-      },
-    ]
     @title_text = {
-      "translation" => "soft_validations.savings.title_text",
+      "translation" => "soft_validations.savings.title_text.#{joint_purchase ? 'two' : 'one'}",
       "arguments" => [
         {
           "key" => "field_formatted_as_currency",
@@ -20,6 +15,7 @@ class Form::Sales::Pages::SavingsValueCheck < ::Form::Page
       "translation" => "soft_validations.savings.hint_text",
       "arguments" => [],
     }
+    @joint_purchase = joint_purchase
   end
 
   def questions
@@ -31,4 +27,13 @@ class Form::Sales::Pages::SavingsValueCheck < ::Form::Page
   def interruption_screen_question_ids
     %w[savings]
   end
+
+  def depends_on
+    if @joint_purchase
+      [{ "joint_purchase?" => true, "savings_over_soft_max?" => true }]
+    else
+      [{ "not_joint_purchase?" => true, "savings_over_soft_max?" => true },
+       { "jointpur" => nil, "savings_over_soft_max?" => true }]
+    end
+  end
 end

app/models/form/sales/questions/buyer_interview.rb

@@ -1,11 +1,11 @@
 class Form::Sales::Questions::BuyerInterview < ::Form::Question
-  def initialize(id, hsh, page)
+  def initialize(id, hsh, page, joint_purchase:)
-    super
+    super(id, hsh, page)
     @id = "noint"
-    @check_answer_label = "Buyer interviewed in person?"
+    @check_answer_label = "#{joint_purchase ? 'Buyers' : 'Buyer'} interviewed in person?"
-    @header = "Was the buyer interviewed for any of the answers you will provide on this log?"
+    @header = "#{joint_purchase ? 'Were the buyers' : 'Was the buyer'} interviewed for any of the answers you will provide on this log?"
     @type = "radio"
-    @hint_text = "You should still try to answer all questions even if the buyer wasn't interviewed in person"
+    @hint_text = "You should still try to answer all questions even if the #{joint_purchase ? 'buyers weren’t' : 'buyer wasn’t'} interviewed in person"
     @answer_options = ANSWER_OPTIONS
     @question_number = 18
   end

app/models/form/sales/questions/housing_benefits.rb

@@ -2,7 +2,7 @@ class Form::Sales::Questions::HousingBenefits < ::Form::Question
   def initialize(id, hsh, page, joint_purchase:)
     super(id, hsh, page)
     @id = "hb"
-    @check_answer_label = "Housing-related benefits buyer received before buying this property"
+    @check_answer_label = "Housing-related benefits #{joint_purchase ? 'buyers' : 'buyer'} received before buying this property"
     @header = "#{joint_purchase ? 'Were the buyers' : 'Was the buyer'} receiving any of these housing-related benefits immediately before buying this property?"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS

app/models/form/sales/questions/living_before_purchase.rb

@@ -1,9 +1,9 @@
 class Form::Sales::Questions::LivingBeforePurchase < ::Form::Question
-  def initialize(id, hsh, page, ownershipsch:)
+  def initialize(id, hsh, page, ownershipsch:, joint_purchase:)
     super(id, hsh, page)
     @id = "proplen_asked"
-    @check_answer_label = "Buyer lived in the property before purchasing"
+    @check_answer_label = "#{joint_purchase ? 'Buyers' : 'Buyer'} lived in the property before purchasing"
-    @header = "Did the buyer live in the property before purchasing it?"
+    @header = "Did the #{joint_purchase ? 'buyers' : 'buyer'} live in the property before purchasing it?"
     @hint_text = nil
     @type = "radio"
     @answer_options = ANSWER_OPTIONS

app/models/form/sales/questions/number_joint_buyers.rb

@@ -19,7 +19,7 @@ class Form::Sales::Questions::NumberJointBuyers < ::Form::Question
     if form.start_year_after_2024?
       nil
     else
-      "You should still try to answer all questions even if the buyer wasn't interviewed in person"
+      "You should still try to answer all questions even if the buyers weren’t interviewed in person"
     end
   end
 end

app/models/form/sales/questions/privacy_notice.rb

@@ -1,21 +1,30 @@
 class Form::Sales::Questions::PrivacyNotice < ::Form::Question
-  def initialize(id, hsh, page)
+  def initialize(id, hsh, page, joint_purchase:)
-    super
+    super(id, hsh, page)
     @id = "privacynotice"
-    @check_answer_label = "Buyer has seen the privacy notice?"
+    @check_answer_label = "#{joint_purchase ? 'Buyers have' : 'Buyer has'} seen the privacy notice?"
     @header = "Declaration"
     @type = "checkbox"
-    @top_guidance_partial = form.start_year_after_2024? ? "privacy_notice_buyer_2024" : "privacy_notice_buyer"
     @question_number = 19
+    @joint_purchase = joint_purchase
+    @top_guidance_partial = guidance
   end
 
   def answer_options
     declaration_text = if form.start_year_after_2024?
-                         "The buyer has seen or been given access to the DLUHC privacy notice"
+                         "The #{@joint_purchase ? 'buyers have' : 'buyer has'} seen or been given access to the DLUHC privacy notice"
                        else
-                         "The buyer has seen the DLUHC privacy notice"
+                         "The #{@joint_purchase ? 'buyers have' : 'buyer has'} seen the DLUHC privacy notice"
                        end
 
     { "privacynotice" => { "value" => declaration_text } }.freeze
   end
+
+  def guidance
+    if form.start_year_after_2024?
+      @joint_purchase ? "privacy_notice_buyer_2024_joint_purchase" : "privacy_notice_buyer_2024"
+    else
+      @joint_purchase ? "privacy_notice_buyer_joint_purchase" : "privacy_notice_buyer"
+    end
+  end
 end

app/models/form/sales/questions/savings.rb

@@ -1,8 +1,8 @@
 class Form::Sales::Questions::Savings < ::Form::Question
-  def initialize(id, hsh, page)
+  def initialize(id, hsh, page, joint_purchase:)
-    super
+    super(id, hsh, page)
     @id = "savings"
-    @check_answer_label = "Buyer’s total savings before any deposit paid"
+    @check_answer_label = "#{joint_purchase ? 'Buyers’' : 'Buyer’s'} total savings before any deposit paid"
     @header = "Enter their total savings to the nearest £10"
     @type = "numeric"
     @width = 5

app/models/form/sales/questions/savings_nk.rb

@@ -1,9 +1,9 @@
 class Form::Sales::Questions::SavingsNk < ::Form::Question
-  def initialize(id, hsh, page)
+  def initialize(id, hsh, page, joint_purchase:)
-    super
+    super(id, hsh, page)
     @id = "savingsnk"
-    @check_answer_label = "Buyer’s total savings known?"
+    @check_answer_label = "#{joint_purchase ? 'Buyers’' : 'Buyer’s'} total savings known?"
-    @header = "Do you know how much the buyer had in savings before they paid any deposit for the property?"
+    @header = "Do you know how much the #{joint_purchase ? 'buyers' : 'buyer'} had in savings before they paid any deposit for the property?"
     @type = "radio"
     @answer_options = ANSWER_OPTIONS
     @conditional_for = {

app/models/form/sales/subsections/discounted_ownership_scheme.rb

@@ -8,7 +8,8 @@ class Form::Sales::Subsections::DiscountedOwnershipScheme < ::Form::Subsection
 
   def pages
     @pages ||= [
-      Form::Sales::Pages::LivingBeforePurchase.new("living_before_purchase_discounted_ownership", nil, self, ownershipsch: 2),
+      Form::Sales::Pages::LivingBeforePurchase.new("living_before_purchase_discounted_ownership_joint_purchase", nil, self, ownershipsch: 2, joint_purchase: true),
+      Form::Sales::Pages::LivingBeforePurchase.new("living_before_purchase_discounted_ownership", nil, self, ownershipsch: 2, joint_purchase: false),
       Form::Sales::Pages::AboutPriceRtb.new(nil, nil, self),
       Form::Sales::Pages::ExtraBorrowingValueCheck.new("extra_borrowing_price_value_check", nil, self),
       Form::Sales::Pages::PercentageDiscountValueCheck.new("percentage_discount_value_check", nil, self),
@@ -33,7 +34,8 @@ class Form::Sales::Subsections::DiscountedOwnershipScheme < ::Form::Subsection
       Form::Sales::Pages::ExtraBorrowingValueCheck.new("extra_borrowing_value_check", nil, self),
       Form::Sales::Pages::AboutDepositWithoutDiscount.new("about_deposit_discounted_ownership", nil, self, ownershipsch: 2, optional: false),
       Form::Sales::Pages::ExtraBorrowingValueCheck.new("extra_borrowing_deposit_value_check", nil, self),
-      Form::Sales::Pages::DepositValueCheck.new("discounted_ownership_deposit_value_check", nil, self),
+      Form::Sales::Pages::DepositValueCheck.new("discounted_ownership_deposit_joint_purchase_value_check", nil, self, joint_purchase: true),
+      Form::Sales::Pages::DepositValueCheck.new("discounted_ownership_deposit_value_check", nil, self, joint_purchase: false),
       Form::Sales::Pages::DepositAndMortgageValueCheck.new("discounted_ownership_deposit_and_mortgage_value_check_after_deposit", nil, self),
       Form::Sales::Pages::DiscountedSaleValueCheck.new("discounted_sale_deposit_value_check", nil, self),
       Form::Sales::Pages::LeaseholdCharges.new("leasehold_charges_discounted_ownership", nil, self, ownershipsch: 2),

app/models/form/sales/subsections/household_characteristics.rb

@@ -8,11 +8,14 @@ class Form::Sales::Subsections::HouseholdCharacteristics < ::Form::Subsection
 
   def pages
     @pages ||= [
-      (Form::Sales::Pages::BuyerInterview.new(nil, nil, self) unless form.start_year_after_2024?),
+      (Form::Sales::Pages::BuyerInterview.new("buyer_interview_joint_purchase", nil, self, joint_purchase: true) unless form.start_year_after_2024?),
-      (Form::Sales::Pages::PrivacyNotice.new(nil, nil, self) unless form.start_year_after_2024?),
+      (Form::Sales::Pages::BuyerInterview.new("buyer_interview", nil, self, joint_purchase: false) unless form.start_year_after_2024?),
+      (Form::Sales::Pages::PrivacyNotice.new("privacy_notice_joint_purchase", nil, self, joint_purchase: true) unless form.start_year_after_2024?),
+      (Form::Sales::Pages::PrivacyNotice.new("privacy_notice", nil, self, joint_purchase: false) unless form.start_year_after_2024?),
       Form::Sales::Pages::Age1.new(nil, nil, self),
       Form::Sales::Pages::RetirementValueCheck.new("age_1_retirement_value_check", nil, self, person_index: 1),
-      Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck.new("age_1_old_persons_shared_ownership_value_check", nil, self),
+      Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck.new("age_1_old_persons_shared_ownership_joint_purchase_value_check", nil, self, joint_purchase: true),
+      Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck.new("age_1_old_persons_shared_ownership_value_check", nil, self, joint_purchase: false),
       Form::Sales::Pages::GenderIdentity1.new(nil, nil, self),
       Form::Sales::Pages::RetirementValueCheck.new("gender_1_retirement_value_check", nil, self, person_index: 1),
       Form::Sales::Pages::Buyer1EthnicGroup.new(nil, nil, self),
@@ -30,7 +33,8 @@ class Form::Sales::Subsections::HouseholdCharacteristics < ::Form::Subsection
       Form::Sales::Pages::Buyer2RelationshipToBuyer1.new(nil, nil, self),
       Form::Sales::Pages::PersonStudentNotChildValueCheck.new("buyer_2_relationship_student_not_child_value_check", nil, self, person_index: 2),
       Form::Sales::Pages::Age2.new(nil, nil, self),
-      Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck.new("age_2_old_persons_shared_ownership_value_check", nil, self),
+      Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck.new("age_2_old_persons_shared_ownership_joint_purchase_value_check", nil, self, joint_purchase: true),
+      Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck.new("age_2_old_persons_shared_ownership_value_check", nil, self, joint_purchase: false),
       Form::Sales::Pages::RetirementValueCheck.new("age_2_buyer_retirement_value_check", nil, self, person_index: 2),
       Form::Sales::Pages::PersonStudentNotChildValueCheck.new("buyer_2_age_student_not_child_value_check", nil, self, person_index: 2),
       Form::Sales::Pages::GenderIdentity2.new(nil, nil, self),

app/models/form/sales/subsections/income_benefits_and_savings.rb

@@ -24,9 +24,12 @@ class Form::Sales::Subsections::IncomeBenefitsAndSavings < ::Form::Subsection
       Form::Sales::Pages::MortgageValueCheck.new("buyer_2_mortgage_value_check", nil, self, 2),
       Form::Sales::Pages::HousingBenefits.new("housing_benefits_joint_purchase", nil, self, joint_purchase: true),
       Form::Sales::Pages::HousingBenefits.new("housing_benefits_not_joint_purchase", nil, self, joint_purchase: false),
-      Form::Sales::Pages::Savings.new(nil, nil, self),
+      Form::Sales::Pages::Savings.new("savings_joint_purchase", nil, self, joint_purchase: true),
-      Form::Sales::Pages::SavingsValueCheck.new("savings_value_check", nil, self),
+      Form::Sales::Pages::Savings.new("savings", nil, self, joint_purchase: false),
-      Form::Sales::Pages::DepositValueCheck.new("savings_deposit_value_check", nil, self),
+      Form::Sales::Pages::SavingsValueCheck.new("savings_joint_purchase_value_check", nil, self, joint_purchase: true),
+      Form::Sales::Pages::SavingsValueCheck.new("savings_value_check", nil, self, joint_purchase: false),
+      Form::Sales::Pages::DepositValueCheck.new("savings_deposit_joint_purchase_value_check", nil, self, joint_purchase: true),
+      Form::Sales::Pages::DepositValueCheck.new("savings_deposit_value_check", nil, self, joint_purchase: false),
       Form::Sales::Pages::PreviousOwnership.new("previous_ownership_joint_purchase", nil, self, joint_purchase: true),
       Form::Sales::Pages::PreviousOwnership.new("previous_ownership_not_joint_purchase", nil, self, joint_purchase: false),
       previous_shared_page,

app/models/form/sales/subsections/outright_sale.rb

@@ -19,7 +19,8 @@ class Form::Sales::Subsections::OutrightSale < ::Form::Subsection
       Form::Sales::Pages::MortgageLength.new("mortgage_length_outright_sale", nil, self, ownershipsch: 3),
       Form::Sales::Pages::ExtraBorrowing.new("extra_borrowing_outright_sale", nil, self, ownershipsch: 3),
       Form::Sales::Pages::AboutDepositWithoutDiscount.new("about_deposit_outright_sale", nil, self, ownershipsch: 3, optional: false),
-      Form::Sales::Pages::DepositValueCheck.new("outright_sale_deposit_value_check", nil, self),
+      Form::Sales::Pages::DepositValueCheck.new("outright_sale_deposit_joint_purchase_value_check", nil, self, joint_purchase: true),
+      Form::Sales::Pages::DepositValueCheck.new("outright_sale_deposit_value_check", nil, self, joint_purchase: false),
       leasehold_charge_pages,
       Form::Sales::Pages::MonthlyChargesValueCheck.new("monthly_charges_outright_sale_value_check", nil, self),
     ].flatten.compact

app/models/form/sales/subsections/setup.rb

@@ -20,8 +20,10 @@ class Form::Sales::Subsections::Setup < ::Form::Subsection
       Form::Sales::Pages::BuyerLive.new(nil, nil, self),
       Form::Sales::Pages::JointPurchase.new(nil, nil, self),
       Form::Sales::Pages::NumberJointBuyers.new(nil, nil, self),
-      (Form::Sales::Pages::BuyerInterview.new(nil, nil, self) if form.start_year_after_2024?),
+      (Form::Sales::Pages::BuyerInterview.new("buyer_interview_joint_purchase", nil, self, joint_purchase: true) if form.start_year_after_2024?),
-      (Form::Sales::Pages::PrivacyNotice.new(nil, nil, self) if form.start_year_after_2024?),
+      (Form::Sales::Pages::BuyerInterview.new("buyer_interview", nil, self, joint_purchase: false) if form.start_year_after_2024?),
+      (Form::Sales::Pages::PrivacyNotice.new("privacy_notice_joint_purchase", nil, self, joint_purchase: true) if form.start_year_after_2024?),
+      (Form::Sales::Pages::PrivacyNotice.new("privacy_notice", nil, self, joint_purchase: false) if form.start_year_after_2024?),
     ].flatten.compact
   end
 end

app/models/form/sales/subsections/shared_ownership_scheme.rb

@@ -8,7 +8,8 @@ class Form::Sales::Subsections::SharedOwnershipScheme < ::Form::Subsection
 
   def pages
     @pages ||= [
-      Form::Sales::Pages::LivingBeforePurchase.new("living_before_purchase_shared_ownership", nil, self, ownershipsch: 1),
+      Form::Sales::Pages::LivingBeforePurchase.new("living_before_purchase_shared_ownership_joint_purchase", nil, self, ownershipsch: 1, joint_purchase: true),
+      Form::Sales::Pages::LivingBeforePurchase.new("living_before_purchase_shared_ownership", nil, self, ownershipsch: 1, joint_purchase: false),
       Form::Sales::Pages::Staircase.new(nil, nil, self),
       Form::Sales::Pages::AboutStaircase.new("about_staircasing_joint_purchase", nil, self, joint_purchase: true),
       Form::Sales::Pages::AboutStaircase.new("about_staircasing_not_joint_purchase", nil, self, joint_purchase: false),
@@ -41,7 +42,8 @@ class Form::Sales::Subsections::SharedOwnershipScheme < ::Form::Subsection
       (Form::Sales::Pages::AboutDepositWithDiscount.new("about_deposit_with_discount_optional", nil, self, optional: true) if form.start_year_after_2024?),
       Form::Sales::Pages::AboutDepositWithoutDiscount.new("about_deposit_shared_ownership", nil, self, ownershipsch: 1, optional: false),
       (Form::Sales::Pages::AboutDepositWithoutDiscount.new("about_deposit_shared_ownership_optional", nil, self, ownershipsch: 1, optional: true) if form.start_year_after_2024?),
-      Form::Sales::Pages::DepositValueCheck.new("deposit_value_check", nil, self),
+      Form::Sales::Pages::DepositValueCheck.new("deposit_joint_purchase_value_check", nil, self, joint_purchase: true),
+      Form::Sales::Pages::DepositValueCheck.new("deposit_value_check", nil, self, joint_purchase: false),
       Form::Sales::Pages::SharedOwnershipDepositValueCheck.new("shared_ownership_deposit_value_check", nil, self),
       Form::Sales::Pages::MonthlyRent.new(nil, nil, self),
       Form::Sales::Pages::LeaseholdCharges.new("leasehold_charges_shared_ownership", nil, self, ownershipsch: 1),

app/models/validations/sales/financial_validations.rb

@@ -48,7 +48,7 @@ module Validations::Sales::FinancialValidations
     return unless record.stairbought && record.stairowned
 
     if record.stairbought > record.stairowned
-      record.errors.add :stairowned, I18n.t("validations.financial.staircasing.percentage_bought_must_be_greater_than_percentage_owned")
+      record.errors.add :stairowned, I18n.t("validations.financial.staircasing.percentage_bought_must_be_greater_than_percentage_owned", buyer_now_owns: record.joint_purchase? ? "buyers now own" : "buyer now owns")
     end
   end
 
@@ -125,9 +125,9 @@ module Validations::Sales::FinancialValidations
 
     if record.equity > record.stairowned - record.stairbought
       formatted_equity = sprintf("%g", record.equity)
-      record.errors.add :equity, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought)
+      record.errors.add :equity, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought, buyer_owns: record.joint_purchase? ? "buyers own" : "buyer owns")
-      record.errors.add :stairowned, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought)
+      record.errors.add :stairowned, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought, buyer_owns: record.joint_purchase? ? "buyers own" : "buyer owns")
-      record.errors.add :stairbought, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought)
+      record.errors.add :stairbought, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought, buyer_owns: record.joint_purchase? ? "buyers own" : "buyer owns")
     end
   end
 

app/models/validations/sales/property_validations.rb

@@ -4,10 +4,10 @@ module Validations::Sales::PropertyValidations
     return unless record.ppostcode_full.present? && record.postcode_full.present?
 
     if record.discounted_ownership_sale? && record.ppostcode_full != record.postcode_full
-      record.errors.add :postcode_full, I18n.t("validations.property.postcode.must_match_previous")
+      record.errors.add :postcode_full, I18n.t("validations.property.postcode.must_match_previous", buyer_possessive: record.joint_purchase? ? "Buyers’" : "Buyer’s")
-      record.errors.add :ppostcode_full, I18n.t("validations.property.postcode.must_match_previous")
+      record.errors.add :ppostcode_full, I18n.t("validations.property.postcode.must_match_previous", buyer_possessive: record.joint_purchase? ? "Buyers’" : "Buyer’s")
-      record.errors.add :ownershipsch, I18n.t("validations.property.postcode.must_match_previous")
+      record.errors.add :ownershipsch, I18n.t("validations.property.postcode.must_match_previous", buyer_possessive: record.joint_purchase? ? "Buyers’" : "Buyer’s")
-      record.errors.add :uprn, I18n.t("validations.property.postcode.must_match_previous")
+      record.errors.add :uprn, I18n.t("validations.property.postcode.must_match_previous", buyer_possessive: record.joint_purchase? ? "Buyers’" : "Buyer’s")
     end
   end
 

app/views/form/guidance/_privacy_notice_buyer_2024_joint_purchase.erb

@@ -0,0 +1 @@
+<p class="govuk-body">Make sure the buyers have seen or been given access to <%= govuk_link_to "the Department for Levelling Up, Housing & Communities (DLUHC) privacy notice", privacy_notice_path, target: :_blank %> before completing this log. This is a legal requirement under data protection legislation.</p>

app/views/form/guidance/_privacy_notice_buyer_joint_purchase.erb

@@ -0,0 +1 @@
+<p class="govuk-body">Make sure the buyers have seen <%= govuk_link_to "the Department for Levelling Up, Housing & Communities (DLUHC) privacy notice", privacy_notice_path, target: :_blank %> before completing this log.</p>

config/locales/en.yml

@@ -350,7 +350,7 @@ en:
       proptype:
         bedsits_have_max_one_bedroom: "Answer cannot be 'Bedsit' if the property has 2 or more bedrooms"
       postcode:
-        must_match_previous: "Buyer's last accommodation and discounted ownership postcodes must match"
+        must_match_previous: "%{buyer_possessive} last accommodation and discounted ownership postcodes must match"
 
     financial:
       tshortfall:
@@ -428,7 +428,7 @@ en:
         not_provided: "Enter how much rent and other charges the household pays %{period}"
       cash_discount_invalid: "Cash discount must be £0 - £999,999"
       staircasing:
-        percentage_bought_must_be_greater_than_percentage_owned: "Total percentage buyer now owns must be more than percentage bought in this transaction"
+        percentage_bought_must_be_greater_than_percentage_owned: "Total percentage %{buyer_now_owns} must be more than percentage bought in this transaction"
         percentage_bought_must_be_at_least_threshold: "The minimum increase in equity while staircasing is %{threshold}%"
         percentage_bought_equal_percentage_owned: "The percentage bought is %{stairbought}% and the percentage owned in total is %{stairowned}%. These figures cannot be the same."
       monthly_leasehold_charges:
@@ -436,7 +436,7 @@ en:
       equity:
         under_min: "The minimum initial equity stake for this type of shared ownership sale is %{min_equity}%"
         over_max: "The maximum initial equity stake is %{max_equity}%"
-        over_stairowned_minus_stairbought: "The initial equity stake is %{equity}% and the percentage owned in total minus the percentage bought is %{staircase_difference}%. In a staircasing transaction, the equity stake purchased cannot be larger than the percentage the buyer owns minus the percentage bought."
+        over_stairowned_minus_stairbought: "The initial equity stake is %{equity}% and the percentage owned in total minus the percentage bought is %{staircase_difference}%. In a staircasing transaction, the equity stake purchased cannot be larger than the percentage the %{buyer_owns} minus the percentage bought."
       mortgage: "Mortgage value cannot be £0 if a mortgage was used for the purchase of this property"
       shared_ownership_deposit: "The %{mortgage_deposit_and_discount_error_fields} added together is %{mortgage_deposit_and_discount_total}. The value times the equity percentage is %{value_times_equity}. These figures should be the same"
 
@@ -690,7 +690,9 @@ Make sure these answers are correct."
     shared_ownership_deposit:
       title_text: "You told us that the %{mortgage_deposit_and_discount_error_fields} add up to %{mortgage_deposit_and_discount_total}"
     old_persons_shared_ownership:
-      title_text: "You told us the buyer is using the Older Persons Shared Ownership scheme."
+      title_text: 
+        one: "You told us the buyer is using the Older Persons Shared Ownership scheme."
+        two: "You told us the buyers are using the Older Persons Shared Ownership scheme."
       hint_text: "At least one buyer must be aged 65 years and over to use this scheme."
     staircase_bought_seems_high:
       title_text: "You told us that %{percentage}% was bought in this staircasing transaction."
@@ -715,10 +717,14 @@ Make sure these answers are correct."
       title_text: "You told us that the percentage discount is %{discount}."
       hint_text: "This is higher than we would expect."
     savings:
-      title_text: "You told us the buyer’s savings were %{savings}."
+      title_text: 
+        one: "You told us the buyer’s savings were %{savings}."
+        two: "You told us the buyers’ savings were %{savings}."
       hint_text: "This is higher than we would expect."
     deposit:
-      title_text: "You told us the buyer’s deposit was %{deposit} and their savings were %{savings}."
+      title_text: 
+        one: "You told us the buyer’s deposit was %{deposit} and their savings were %{savings}."
+        two: "You told us the buyers’ deposit was %{deposit} and their savings were %{savings}."
       hint_text: "The deposit amount is higher than we would expect for the amount of savings they have."
     grant:
       title_text: "You told us that the grant amount is %{grant}"

spec/models/form/sales/pages/buyer_interview_spec.rb

@@ -1,9 +1,9 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Pages::BuyerInterview, type: :model do
-  subject(:page) { described_class.new(page_id, page_definition, subsection) }
+  subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: false) }
 
-  let(:page_id) { nil }
+  let(:page_id) { "buyer_interview" }
   let(:page_definition) { nil }
   let(:subsection) { instance_double(Form::Subsection) }
 

spec/models/form/sales/pages/deposit_value_check_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Pages::DepositValueCheck, type: :model do
-  subject(:page) { described_class.new(page_id, page_definition, subsection) }
+  subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: false) }
 
   let(:page_id) { "deposit_value_check" }
   let(:page_definition) { nil }
@@ -27,6 +27,11 @@ RSpec.describe Form::Sales::Pages::DepositValueCheck, type: :model do
     expect(page.depends_on).to eq([
       {
         "deposit_over_soft_max?" => true,
+        "not_joint_purchase?" => true,
+      },
+      {
+        "deposit_over_soft_max?" => true,
+        "jointpur" => nil,
       },
     ])
   end

spec/models/form/sales/pages/housing_benefits_spec.rb

@@ -30,7 +30,7 @@ RSpec.describe Form::Sales::Pages::HousingBenefits, type: :model do
 
   context "when joint_purchase is false" do
     it "has correct depends_on" do
-      expect(page.depends_on).to eq([{ "not_joint_purchase?" => true }])
+      expect(page.depends_on).to eq([{ "not_joint_purchase?" => true }, { "jointpur" => nil }])
     end
   end
 

spec/models/form/sales/pages/living_before_purchase_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Pages::LivingBeforePurchase, type: :model do
-  subject(:page) { described_class.new(page_id, page_definition, subsection, ownershipsch: 1) }
+  subject(:page) { described_class.new(page_id, page_definition, subsection, ownershipsch: 1, joint_purchase: false) }
 
   let(:page_id) { nil }
   let(:page_definition) { nil }
@@ -44,6 +44,14 @@ RSpec.describe Form::Sales::Pages::LivingBeforePurchase, type: :model do
   end
 
   it "has correct depends_on" do
-    expect(page.depends_on).to be_nil
+    expect(page.depends_on).to eq([{ "not_joint_purchase?" => true }, { "jointpur" => nil }])
+  end
+
+  context "with joint purchase" do
+    subject(:page) { described_class.new(page_id, page_definition, subsection, ownershipsch: 1, joint_purchase: true) }
+
+    it "has correct depends_on" do
+      expect(page.depends_on).to eq([{ "joint_purchase?" => true }])
+    end
   end
 end

spec/models/form/sales/pages/old_persons_shared_ownership_value_check_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck, type: :model do
-  subject(:page) { described_class.new(page_id, page_definition, subsection) }
+  subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: false) }
 
   let(:page_id) { "old_persons_shared_ownership_value_check" }
   let(:page_definition) { nil }
@@ -27,13 +27,18 @@ RSpec.describe Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck, type: :m
     expect(page.depends_on).to eq([
       {
         "buyers_age_for_old_persons_shared_ownership_invalid?" => true,
+        "not_joint_purchase?" => true,
+      },
+      {
+        "buyers_age_for_old_persons_shared_ownership_invalid?" => true,
+        "jointpur" => nil,
       },
     ])
   end
 
   it "has the correct title_text" do
     expect(page.title_text).to eq({
-      "translation" => "soft_validations.old_persons_shared_ownership.title_text",
+      "translation" => "soft_validations.old_persons_shared_ownership.title_text.one",
       "arguments" => [],
     })
   end
@@ -45,4 +50,24 @@ RSpec.describe Form::Sales::Pages::OldPersonsSharedOwnershipValueCheck, type: :m
   it "has the correct interruption_screen_question_ids" do
     expect(page.interruption_screen_question_ids).to eq(%w[type jointpur age1 age2])
   end
+
+  context "with joint purchase" do
+    subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: true) }
+
+    it "has the correct title_text" do
+      expect(page.title_text).to eq({
+        "translation" => "soft_validations.old_persons_shared_ownership.title_text.two",
+        "arguments" => [],
+      })
+    end
+
+    it "has correct depends_on" do
+      expect(page.depends_on).to eq([
+        {
+          "buyers_age_for_old_persons_shared_ownership_invalid?" => true,
+          "joint_purchase?" => true,
+        },
+      ])
+    end
+  end
 end

spec/models/form/sales/pages/privacy_notice_spec.rb

@@ -1,9 +1,9 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Pages::PrivacyNotice, type: :model do
-  subject(:page) { described_class.new(page_id, page_definition, subsection) }
+  subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: false) }
 
-  let(:page_id) { nil }
+  let(:page_id) { "privacy_notice" }
   let(:page_definition) { nil }
   let(:subsection) { instance_double(Form::Subsection) }
   let(:form) { instance_double(Form) }
@@ -34,6 +34,20 @@ RSpec.describe Form::Sales::Pages::PrivacyNotice, type: :model do
   end
 
   it "has correct depends_on" do
-    expect(page.depends_on).to be_nil
+    expect(page.depends_on).to eq([{ "not_joint_purchase?" => true }, { "jointpur" => nil }])
+  end
+
+  context "with joint purchase" do
+    subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: true) }
+
+    let(:page_id) { "privacy_notice_joint_purchase" }
+
+    it "has correct depends_on" do
+      expect(page.depends_on).to eq([{ "joint_purchase?" => true }])
+    end
+
+    it "has the correct id" do
+      expect(page.id).to eq("privacy_notice_joint_purchase")
+    end
   end
 end

spec/models/form/sales/pages/savings_spec.rb

@@ -1,9 +1,9 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Pages::Savings, type: :model do
-  subject(:page) { described_class.new(page_id, page_definition, subsection) }
+  subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: false) }
 
-  let(:page_id) { nil }
+  let(:page_id) { "savings" }
   let(:page_definition) { nil }
   let(:subsection) { instance_double(Form::Subsection) }
 
@@ -28,6 +28,14 @@ RSpec.describe Form::Sales::Pages::Savings, type: :model do
   end
 
   it "has correct depends_on" do
-    expect(page.depends_on).to be_nil
+    expect(page.depends_on).to eq([{ "not_joint_purchase?" => true }, { "jointpur" => nil }])
+  end
+
+  context "with joint purchase" do
+    subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: true) }
+
+    it "has correct depends_on" do
+      expect(page.depends_on).to eq([{ "joint_purchase?" => true }])
+    end
   end
 end

spec/models/form/sales/pages/savings_value_check_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Pages::SavingsValueCheck, type: :model do
-  subject(:page) { described_class.new(page_id, page_definition, subsection) }
+  subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: false) }
 
   let(:page_id) { "savings_value_check" }
   let(:page_definition) { nil }
@@ -25,9 +25,10 @@ RSpec.describe Form::Sales::Pages::SavingsValueCheck, type: :model do
 
   it "has correct depends_on" do
     expect(page.depends_on).to eq([
-      {
+      { "not_joint_purchase?" => true,
-        "savings_over_soft_max?" => true,
+        "savings_over_soft_max?" => true },
-      },
+      { "jointpur" => nil,
+        "savings_over_soft_max?" => true },
     ])
   end
 
@@ -38,4 +39,15 @@ RSpec.describe Form::Sales::Pages::SavingsValueCheck, type: :model do
   it "has the correct interruption_screen_question_ids" do
     expect(page.interruption_screen_question_ids).to eq(%w[savings])
   end
+
+  context "with joint purchase" do
+    subject(:page) { described_class.new(page_id, page_definition, subsection, joint_purchase: true) }
+
+    it "has correct depends_on" do
+      expect(page.depends_on).to eq([
+        { "joint_purchase?" => true,
+          "savings_over_soft_max?" => true },
+      ])
+    end
+  end
 end

spec/models/form/sales/questions/buyer_interview_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Questions::BuyerInterview, type: :model do
-  subject(:question) { described_class.new(question_id, question_definition, page) }
+  subject(:question) { described_class.new(question_id, question_definition, page, joint_purchase: false) }
 
   let(:question_id) { nil }
   let(:question_definition) { nil }
@@ -32,7 +32,7 @@ RSpec.describe Form::Sales::Questions::BuyerInterview, type: :model do
   end
 
   it "has the correct hint" do
-    expect(question.hint_text).to eq("You should still try to answer all questions even if the buyer wasn't interviewed in person")
+    expect(question.hint_text).to eq("You should still try to answer all questions even if the buyer wasn’t interviewed in person")
   end
 
   it "has the correct answer_options" do
@@ -41,4 +41,20 @@ RSpec.describe Form::Sales::Questions::BuyerInterview, type: :model do
       "1" => { "value" => "No" },
     })
   end
+
+  context "with joint purchase" do
+    subject(:question) { described_class.new(question_id, question_definition, page, joint_purchase: true) }
+
+    it "has the correct header" do
+      expect(question.header).to eq("Were the buyers interviewed for any of the answers you will provide on this log?")
+    end
+
+    it "has the correct hint_text" do
+      expect(question.hint_text).to eq("You should still try to answer all questions even if the buyers weren’t interviewed in person")
+    end
+
+    it "has the correct check_answer_label" do
+      expect(question.check_answer_label).to eq("Buyers interviewed in person?")
+    end
+  end
 end

spec/models/form/sales/questions/living_before_purchase_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Questions::LivingBeforePurchase, type: :model do
-  subject(:question) { described_class.new(question_id, question_definition, page, ownershipsch: 1) }
+  subject(:question) { described_class.new(question_id, question_definition, page, ownershipsch: 1, joint_purchase: false) }
 
   let(:question_id) { nil }
   let(:question_definition) { nil }

spec/models/form/sales/questions/number_joint_buyers_spec.rb

@@ -38,7 +38,7 @@ RSpec.describe Form::Sales::Questions::NumberJointBuyers, type: :model do
   end
 
   it "has the correct hint_text" do
-    expect(question.hint_text).to eq("You should still try to answer all questions even if the buyer wasn't interviewed in person")
+    expect(question.hint_text).to eq("You should still try to answer all questions even if the buyers weren’t interviewed in person")
   end
 
   it "has the correct answer_options" do

spec/models/form/sales/questions/privacy_notice_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Questions::PrivacyNotice, type: :model do
-  subject(:question) { described_class.new(question_id, question_definition, page) }
+  subject(:question) { described_class.new(question_id, question_definition, page, joint_purchase: false) }
 
   let(:question_id) { nil }
   let(:question_definition) { nil }

spec/models/form/sales/questions/savings_nk_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Questions::SavingsNk, type: :model do
-  subject(:question) { described_class.new(question_id, question_definition, page) }
+  subject(:question) { described_class.new(question_id, question_definition, page, joint_purchase: false) }
 
   let(:question_id) { nil }
   let(:question_definition) { nil }

spec/models/form/sales/questions/savings_spec.rb

@@ -1,7 +1,7 @@
 require "rails_helper"
 
 RSpec.describe Form::Sales::Questions::Savings, type: :model do
-  subject(:question) { described_class.new(question_id, question_definition, page) }
+  subject(:question) { described_class.new(question_id, question_definition, page, joint_purchase: false) }
 
   let(:question_id) { nil }
   let(:question_definition) { nil }

spec/models/form/sales/subsections/discounted_ownership_scheme_spec.rb

@@ -14,6 +14,7 @@ RSpec.describe Form::Sales::Subsections::DiscountedOwnershipScheme, type: :model
   it "has correct pages" do
     expect(discounted_ownership_scheme.pages.map(&:id)).to eq(
       %w[
+        living_before_purchase_discounted_ownership_joint_purchase
         living_before_purchase_discounted_ownership
         about_price_rtb
         extra_borrowing_price_value_check
@@ -39,6 +40,7 @@ RSpec.describe Form::Sales::Subsections::DiscountedOwnershipScheme, type: :model
         extra_borrowing_value_check
         about_deposit_discounted_ownership
         extra_borrowing_deposit_value_check
+        discounted_ownership_deposit_joint_purchase_value_check
         discounted_ownership_deposit_value_check
         discounted_ownership_deposit_and_mortgage_value_check_after_deposit
         discounted_sale_deposit_value_check

spec/models/form/sales/subsections/household_characteristics_spec.rb

@@ -25,10 +25,13 @@ RSpec.describe Form::Sales::Subsections::HouseholdCharacteristics, type: :model
     it "has correct pages" do
       expect(household_characteristics.pages.map(&:id)).to eq(
         %w[
+          buyer_interview_joint_purchase
           buyer_interview
+          privacy_notice_joint_purchase
           privacy_notice
           buyer_1_age
           age_1_retirement_value_check
+          age_1_old_persons_shared_ownership_joint_purchase_value_check
           age_1_old_persons_shared_ownership_value_check
           buyer_1_gender_identity
           gender_1_retirement_value_check
@@ -47,6 +50,7 @@ RSpec.describe Form::Sales::Subsections::HouseholdCharacteristics, type: :model
           buyer_2_relationship_to_buyer_1
           buyer_2_relationship_student_not_child_value_check
           buyer_2_age
+          age_2_old_persons_shared_ownership_joint_purchase_value_check
           age_2_old_persons_shared_ownership_value_check
           age_2_buyer_retirement_value_check
           buyer_2_age_student_not_child_value_check
@@ -129,10 +133,13 @@ RSpec.describe Form::Sales::Subsections::HouseholdCharacteristics, type: :model
     it "has correct pages" do
       expect(household_characteristics.pages.map(&:id)).to eq(
         %w[
+          buyer_interview_joint_purchase
           buyer_interview
+          privacy_notice_joint_purchase
           privacy_notice
           buyer_1_age
           age_1_retirement_value_check
+          age_1_old_persons_shared_ownership_joint_purchase_value_check
           age_1_old_persons_shared_ownership_value_check
           buyer_1_gender_identity
           gender_1_retirement_value_check
@@ -151,6 +158,7 @@ RSpec.describe Form::Sales::Subsections::HouseholdCharacteristics, type: :model
           buyer_2_relationship_to_buyer_1
           buyer_2_relationship_student_not_child_value_check
           buyer_2_age
+          age_2_old_persons_shared_ownership_joint_purchase_value_check
           age_2_old_persons_shared_ownership_value_check
           age_2_buyer_retirement_value_check
           buyer_2_age_student_not_child_value_check
@@ -242,6 +250,7 @@ RSpec.describe Form::Sales::Subsections::HouseholdCharacteristics, type: :model
         %w[
           buyer_1_age
           age_1_retirement_value_check
+          age_1_old_persons_shared_ownership_joint_purchase_value_check
           age_1_old_persons_shared_ownership_value_check
           buyer_1_gender_identity
           gender_1_retirement_value_check
@@ -260,6 +269,7 @@ RSpec.describe Form::Sales::Subsections::HouseholdCharacteristics, type: :model
           buyer_2_relationship_to_buyer_1
           buyer_2_relationship_student_not_child_value_check
           buyer_2_age
+          age_2_old_persons_shared_ownership_joint_purchase_value_check
           age_2_old_persons_shared_ownership_value_check
           age_2_buyer_retirement_value_check
           buyer_2_age_student_not_child_value_check

spec/models/form/sales/subsections/income_benefits_and_savings_spec.rb

@@ -36,8 +36,11 @@ RSpec.describe Form::Sales::Subsections::IncomeBenefitsAndSavings, type: :model
             buyer_2_mortgage_value_check
             housing_benefits_joint_purchase
             housing_benefits_not_joint_purchase
+            savings_joint_purchase
             savings
+            savings_joint_purchase_value_check
             savings_value_check
+            savings_deposit_joint_purchase_value_check
             savings_deposit_value_check
             previous_ownership_joint_purchase
             previous_ownership_not_joint_purchase
@@ -68,8 +71,11 @@ RSpec.describe Form::Sales::Subsections::IncomeBenefitsAndSavings, type: :model
             buyer_2_mortgage_value_check
             housing_benefits_joint_purchase
             housing_benefits_not_joint_purchase
+            savings_joint_purchase
             savings
+            savings_joint_purchase_value_check
             savings_value_check
+            savings_deposit_joint_purchase_value_check
             savings_deposit_value_check
             previous_ownership_joint_purchase
             previous_ownership_not_joint_purchase

spec/models/form/sales/subsections/outright_sale_spec.rb

@@ -39,6 +39,7 @@ RSpec.describe Form::Sales::Subsections::OutrightSale, type: :model do
             mortgage_length_outright_sale
             extra_borrowing_outright_sale
             about_deposit_outright_sale
+            outright_sale_deposit_joint_purchase_value_check
             outright_sale_deposit_value_check
             monthly_charges_outright_sale_value_check
           ],
@@ -67,6 +68,7 @@ RSpec.describe Form::Sales::Subsections::OutrightSale, type: :model do
             mortgage_length_outright_sale
             extra_borrowing_outright_sale
             about_deposit_outright_sale
+            outright_sale_deposit_joint_purchase_value_check
             outright_sale_deposit_value_check
             leasehold_charges_outright_sale
             monthly_charges_outright_sale_value_check
@@ -93,6 +95,7 @@ RSpec.describe Form::Sales::Subsections::OutrightSale, type: :model do
             mortgage_length_outright_sale
             extra_borrowing_outright_sale
             about_deposit_outright_sale
+            outright_sale_deposit_joint_purchase_value_check
             outright_sale_deposit_value_check
             leasehold_charges_outright_sale
             monthly_charges_outright_sale_value_check

spec/models/form/sales/subsections/setup_spec.rb

@@ -67,7 +67,9 @@ RSpec.describe Form::Sales::Subsections::Setup, type: :model do
           buyer_live
           joint_purchase
           number_joint_buyers
+          buyer_interview_joint_purchase
           buyer_interview
+          privacy_notice_joint_purchase
           privacy_notice
         ],
       )

spec/models/form/sales/subsections/shared_ownership_scheme_spec.rb

@@ -18,6 +18,7 @@ RSpec.describe Form::Sales::Subsections::SharedOwnershipScheme, type: :model do
   it "has correct pages" do
     expect(shared_ownership_scheme.pages.map(&:id)).to eq(
       %w[
+        living_before_purchase_shared_ownership_joint_purchase
         living_before_purchase_shared_ownership
         staircasing
         about_staircasing_joint_purchase
@@ -49,6 +50,7 @@ RSpec.describe Form::Sales::Subsections::SharedOwnershipScheme, type: :model do
         extra_borrowing_shared_ownership
         about_deposit_with_discount
         about_deposit_shared_ownership
+        deposit_joint_purchase_value_check
         deposit_value_check
         shared_ownership_deposit_value_check
         monthly_rent

spec/models/validations/sales/financial_validations_spec.rb

@@ -184,11 +184,20 @@ RSpec.describe Validations::Sales::FinancialValidations do
       expect(record.errors).to be_empty
     end
 
-    it "adds an error to stairowned and not stairbought if the percentage bought is more than the percentage owned" do
+    it "adds an error to stairowned and not stairbought if the percentage bought is more than the percentage owned for joint purchase" do
       record.stairbought = 50
       record.stairowned = 40
+      record.jointpur = 1
       financial_validator.validate_percentage_bought_not_greater_than_percentage_owned(record)
-      expect(record.errors["stairowned"]).to include(match I18n.t("validations.financial.staircasing.percentage_bought_must_be_greater_than_percentage_owned"))
+      expect(record.errors["stairowned"]).to include("Total percentage buyers now own must be more than percentage bought in this transaction")
+    end
+
+    it "adds an error to stairowned and not stairbought if the percentage bought is more than the percentage owned for non joint purchase" do
+      record.stairbought = 50
+      record.stairowned = 40
+      record.jointpur = 2
+      financial_validator.validate_percentage_bought_not_greater_than_percentage_owned(record)
+      expect(record.errors["stairowned"]).to include("Total percentage buyer now owns must be more than percentage bought in this transaction")
     end
   end
 
@@ -625,10 +634,22 @@ RSpec.describe Validations::Sales::FinancialValidations do
     context "with a log in 24/25 collection year" do
       let(:now) { Time.zone.local(2024, 4, 1) }
 
-      it "adds errors if equity is more than stairowned - stairbought" do
+      it "adds errors if equity is more than stairowned - stairbought for joint purchase" do
+        record.stairbought = 2
+        record.stairowned = 3
+        record.equity = 2
+        record.jointpur = 1
+        financial_validator.validate_equity_less_than_staircase_difference(record)
+        expect(record.errors["equity"]).to include("The initial equity stake is 2% and the percentage owned in total minus the percentage bought is 1%. In a staircasing transaction, the equity stake purchased cannot be larger than the percentage the buyers own minus the percentage bought.")
+        expect(record.errors["stairowned"]).to include("The initial equity stake is 2% and the percentage owned in total minus the percentage bought is 1%. In a staircasing transaction, the equity stake purchased cannot be larger than the percentage the buyers own minus the percentage bought.")
+        expect(record.errors["stairbought"]).to include("The initial equity stake is 2% and the percentage owned in total minus the percentage bought is 1%. In a staircasing transaction, the equity stake purchased cannot be larger than the percentage the buyers own minus the percentage bought.")
+      end
+
+      it "adds errors if equity is more than stairowned - stairbought for non joint purchase" do
         record.stairbought = 2
         record.stairowned = 3
         record.equity = 2
+        record.jointpur = 2
         financial_validator.validate_equity_less_than_staircase_difference(record)
         expect(record.errors["equity"]).to include("The initial equity stake is 2% and the percentage owned in total minus the percentage bought is 1%. In a staircasing transaction, the equity stake purchased cannot be larger than the percentage the buyer owns minus the percentage bought.")
         expect(record.errors["stairowned"]).to include("The initial equity stake is 2% and the percentage owned in total minus the percentage bought is 1%. In a staircasing transaction, the equity stake purchased cannot be larger than the percentage the buyer owns minus the percentage bought.")

spec/models/validations/sales/property_validations_spec.rb

@@ -46,13 +46,24 @@ RSpec.describe Validations::Sales::PropertyValidations do
         expect(record.errors["ownershipsch"]).to be_empty
       end
 
-      it "when postcodes do not match an error is added" do
+      it "when postcodes do not match an error is added for joint purchase" do
         record.postcode_full = "SW1A 1AA"
         record.ppostcode_full = "SW1A 0AA"
+        record.jointpur = 1
         property_validator.validate_postcodes_match_if_discounted_ownership(record)
-        expect(record.errors["postcode_full"]).to include(match I18n.t("validations.property.postcode.must_match_previous"))
+        expect(record.errors["postcode_full"]).to include("Buyers’ last accommodation and discounted ownership postcodes must match")
-        expect(record.errors["ppostcode_full"]).to include(match I18n.t("validations.property.postcode.must_match_previous"))
+        expect(record.errors["ppostcode_full"]).to include("Buyers’ last accommodation and discounted ownership postcodes must match")
-        expect(record.errors["ownershipsch"]).to include(match I18n.t("validations.property.postcode.must_match_previous"))
+        expect(record.errors["ownershipsch"]).to include("Buyers’ last accommodation and discounted ownership postcodes must match")
+      end
+
+      it "when postcodes do not match an error is added for non joint purchase" do
+        record.postcode_full = "SW1A 1AA"
+        record.ppostcode_full = "SW1A 0AA"
+        record.jointpur = 2
+        property_validator.validate_postcodes_match_if_discounted_ownership(record)
+        expect(record.errors["postcode_full"]).to include("Buyer’s last accommodation and discounted ownership postcodes must match")
+        expect(record.errors["ppostcode_full"]).to include("Buyer’s last accommodation and discounted ownership postcodes must match")
+        expect(record.errors["ownershipsch"]).to include("Buyer’s last accommodation and discounted ownership postcodes must match")
       end
 
       it "does not add error for 2024 log" do

spec/models/validations/shared_validations_spec.rb

@@ -89,8 +89,9 @@ RSpec.describe Validations::SharedValidations do
 
     it "adds the correct validation text when a question has a min but not a max" do
       sales_log.savings = -10
+      sales_log.jointpur = 1
       shared_validator.validate_numeric_min_max(sales_log)
-      expect(sales_log.errors["savings"]).to include(match I18n.t("validations.numeric.above_min", field: "Buyer’s total savings before any deposit paid", min: "£0"))
+      expect(sales_log.errors["savings"]).to include(match I18n.t("validations.numeric.above_min", field: "Buyers’ total savings before any deposit paid", min: "£0"))
     end
 
     context "when validating percent" do
@@ -138,14 +139,16 @@ RSpec.describe Validations::SharedValidations do
     context "when validating a question with a step of 10" do
       it "adds an error if input is not a multiple of ten" do
         sales_log.savings = 30_005
+        sales_log.jointpur = 1
         shared_validator.validate_numeric_step(sales_log)
-        expect(sales_log.errors[:savings]).to include I18n.t("validations.numeric.nearest_ten", field: "Buyer’s total savings before any deposit paid")
+        expect(sales_log.errors[:savings]).to include I18n.t("validations.numeric.nearest_ten", field: "Buyers’ total savings before any deposit paid")
       end
 
       it "adds an error if the user attempts to input a number in exponent format" do
         sales_log.savings = "3e5"
+        sales_log.jointpur = 1
         shared_validator.validate_numeric_step(sales_log)
-        expect(sales_log.errors[:savings]).to include I18n.t("validations.numeric.nearest_ten", field: "Buyer’s total savings before any deposit paid")
+        expect(sales_log.errors[:savings]).to include I18n.t("validations.numeric.nearest_ten", field: "Buyers’ total savings before any deposit paid")
       end
 
       it "does not add an error if input is a multiple of ten" do

spec/requests/lettings_logs_controller_spec.rb

@@ -1309,7 +1309,7 @@ RSpec.describe LettingsLogsController, type: :request do
         expect(CGI.unescape_html(response.body)).to include("Not known")
       end
 
-      it "shows `you haven't answered this question` if the question wasn't answered" do
+      it "shows `you haven't answered this question` if the question wasn’t answered" do
         get "/lettings-logs/#{id}/income-and-benefits/check-answers"
         expect(CGI.unescape_html(response.body)).to include("You didn’t answer this question")
       end