module Validations::Sales::SaleInformationValidations include Validations::SharedValidations include CollectionTimeHelper include MoneyFormattingHelper def validate_practical_completion_date(record) return unless record.hodate.present? && date_valid?("hodate", record) return if record.saledate.blank? if record.hodate > record.saledate record.errors.add :hodate, I18n.t("validations.sales.sale_information.hodate.must_be_before_saledate") record.errors.add :saledate, I18n.t("validations.sales.sale_information.saledate.must_be_after_hodate") end if record.saledate - record.hodate >= 3.years && record.form.start_year_2024_or_later? record.errors.add :hodate, I18n.t("validations.sales.sale_information.hodate.must_be_less_than_3_years_from_saledate") record.errors.add :saledate, I18n.t("validations.sales.sale_information.saledate.must_be_less_than_3_years_from_hodate") end end def validate_exchange_date(record) return unless record.exdate && record.saledate if record.exdate > record.saledate record.errors.add :exdate, I18n.t("validations.sales.sale_information.exdate.must_be_before_saledate") record.errors.add :saledate, I18n.t("validations.sales.sale_information.saledate.must_be_after_exdate") end if record.saledate - record.exdate >= 1.year record.errors.add :exdate, I18n.t("validations.sales.sale_information.exdate.must_be_less_than_1_year_from_saledate") record.errors.add :saledate, I18n.t("validations.sales.sale_information.saledate.must_be_less_than_1_year_from_exdate") end end def validate_previous_property_unit_type(record) return unless record.fromprop && record.frombeds if record.frombeds != 1 && record.fromprop == 2 record.errors.add :frombeds, I18n.t("validations.sales.sale_information.frombeds.previous_property_type_bedsit") record.errors.add :fromprop, I18n.t("validations.sales.sale_information.fromprop.previous_property_type_bedsit") end end def validate_discounted_ownership_value(record) return unless record.saledate && record.form.start_year_2024_or_later? return unless record.value && record.deposit && record.ownershipsch return unless record.mortgage || record.mortgageused == 2 || record.mortgageused == 3 return unless record.discount || record.grant || record.type == 29 # When a percentage discount is used, a percentage tolerance is needed to account for rounding errors tolerance = record.discount ? record.value * 0.05 / 100 : 1 if over_tolerance?(record.mortgage_deposit_and_grant_total, record.value_with_discount, tolerance, strict: !record.discount.nil?) && record.discounted_ownership_sale? deposit_and_grant_sentence = record.grant.present? ? ", cash deposit (#{record.field_formatted_as_currency('deposit')}), and grant (#{record.field_formatted_as_currency('grant')})" : " and cash deposit (#{record.field_formatted_as_currency('deposit')})" discount_sentence = record.discount.present? ? " (#{record.field_formatted_as_currency('value')}) subtracted by the sum of the full purchase price (#{record.field_formatted_as_currency('value')}) multiplied by the percentage discount (#{record.discount}%)" : "" %i[mortgageused mortgage value deposit ownershipsch discount grant].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.discounted_ownership_value", mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "", deposit_and_grant_sentence:, mortgage_deposit_and_grant_total: record.field_formatted_as_currency("mortgage_deposit_and_grant_total"), discount_sentence:, value_with_discount: record.field_formatted_as_currency("value_with_discount")).html_safe end end end def validate_outright_sale_value_matches_mortgage_plus_deposit(record) return unless record.saledate && record.form.start_year_2024_or_later? return unless record.outright_sale? return unless record.mortgage_used? && record.mortgage return unless record.deposit && record.value if over_tolerance?(record.mortgage_and_deposit_total, record.value, 1) %i[mortgageused mortgage value deposit].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.outright_sale_value", mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "", deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value")).html_safe end record.errors.add :ownershipsch, :skip_bu_error, message: I18n.t("validations.sales.sale_information.ownershipsch.outright_sale_value", mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "", deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value")).html_safe end end def validate_basic_monthly_rent(record) return unless record.mrent && record.ownershipsch && record.type if record.shared_ownership_scheme? && !record.old_persons_shared_ownership? && record.mrent > 9999 record.errors.add :mrent, I18n.t("validations.sales.sale_information.mrent.monthly_rent_higher_than_expected") record.errors.add :type, I18n.t("validations.sales.sale_information.type.monthly_rent_higher_than_expected") end end def validate_grant_amount(record) return unless record.saledate && record.form.start_year_2024_or_later? return unless record.grant && (record.type == 8 || record.type == 21) unless record.grant.between?(9_000, 16_000) record.errors.add :grant, I18n.t("validations.sales.sale_information.grant.out_of_range") end end def validate_stairbought(record) return unless record.stairbought && record.type return unless record.saledate && record.form.start_year_2024_or_later? max_stairbought = case record.type when 30, 16, 28, 31, 32 90 when 2, 18 75 when 24 50 end if max_stairbought && record.stairbought > max_stairbought record.errors.add :stairbought, I18n.t("validations.sales.sale_information.stairbought.stairbought_over_max", max_stairbought:, type: record.form.get_question("type", record).answer_label(record)) record.errors.add :type, I18n.t("validations.sales.sale_information.type.stairbought_over_max", max_stairbought:, type: record.form.get_question("type", record).answer_label(record)) end end def validate_discount_and_value(record) return unless record.saledate && record.form.start_year_2024_or_later? return unless record.discount && record.value && record.la if record.london_property? && record.discount_value > 136_400 %i[discount value la postcode_full uprn].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.value_over_discounted_london_max", discount_value: record.field_formatted_as_currency("discount_value")) end elsif record.property_not_in_london? && record.discount_value > 102_400 %i[discount value la postcode_full uprn].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.value_over_discounted_max", discount_value: record.field_formatted_as_currency("discount_value")) end end end def validate_non_staircasing_mortgage(record) return unless record.saledate && record.form.start_year_2024_or_later? return unless record.value && record.deposit && record.equity return unless record.shared_ownership_scheme? && record.type && record.mortgageused && record.is_not_staircasing? if record.social_homebuy? check_non_staircasing_socialhomebuy_mortgage(record) else check_non_staircasing_non_socialhomebuy_mortgage(record) end end def validate_staircasing_mortgage(record) return unless record.saledate && record.form.start_year_2024_or_later? return unless record.value && record.deposit && record.stairbought return unless record.shared_ownership_scheme? && record.type && record.mortgageused && record.is_staircase? if record.social_homebuy? check_staircasing_socialhomebuy_mortgage(record) else check_staircasing_non_socialhomebuy_mortgage(record) end end def check_non_staircasing_socialhomebuy_mortgage(record) return unless record.cashdis if record.mortgage_used? return unless record.mortgage if over_tolerance?(record.mortgage_deposit_and_discount_total, record.expected_shared_ownership_deposit_value, 1) %i[mortgage value deposit cashdis equity].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.non_staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: record.field_formatted_as_currency("mortgage"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), equity: "#{record.equity}%", mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: record.field_formatted_as_currency("mortgage"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), equity: "#{record.equity}%", mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe end elsif record.mortgage_not_used? if over_tolerance?(record.deposit_and_discount_total, record.expected_shared_ownership_deposit_value, 1) %i[mortgageused value deposit cashdis equity].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.non_staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), equity: "#{record.equity}%").html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), equity: "#{record.equity}%").html_safe end end end def check_non_staircasing_non_socialhomebuy_mortgage(record) if record.mortgage_used? return unless record.mortgage if over_tolerance?(record.mortgage_and_deposit_total, record.expected_shared_ownership_deposit_value, 1) %i[mortgage value deposit equity].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.non_staircasing_mortgage.mortgage_used", mortgage: record.field_formatted_as_currency("mortgage"), deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value"), equity: "#{record.equity}%", mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_used", mortgage: record.field_formatted_as_currency("mortgage"), deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value"), equity: "#{record.equity}%", mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe end elsif record.mortgage_not_used? if over_tolerance?(record.deposit, record.expected_shared_ownership_deposit_value, 1) %i[mortgageused value deposit equity].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.non_staircasing_mortgage.mortgage_not_used", deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.non_staircasing_mortgage.mortgage_not_used", deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value"), expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe end end end def check_staircasing_socialhomebuy_mortgage(record) return unless record.cashdis if record.mortgage_used? return unless record.mortgage if over_tolerance?(record.mortgage_deposit_and_discount_total, record.stairbought_part_of_value, 1) %i[mortgage value deposit cashdis stairbought].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), mortgage: record.field_formatted_as_currency("mortgage"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), stairbought: "#{record.stairbought}%").html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), mortgage: record.field_formatted_as_currency("mortgage"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), stairbought: "#{record.stairbought}%").html_safe end elsif over_tolerance?(record.deposit_and_discount_total, record.stairbought_part_of_value, 1) %i[mortgageused value deposit cashdis stairbought].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), stairbought: "#{record.stairbought}%").html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), value: record.field_formatted_as_currency("value"), deposit: record.field_formatted_as_currency("deposit"), cashdis: record.field_formatted_as_currency("cashdis"), stairbought: "#{record.stairbought}%").html_safe end end def check_staircasing_non_socialhomebuy_mortgage(record) if record.mortgage_used? return unless record.mortgage if over_tolerance?(record.mortgage_and_deposit_total, record.stairbought_part_of_value, 1) %i[mortgage value deposit stairbought].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.staircasing_mortgage.mortgage_used", mortgage: record.field_formatted_as_currency("mortgage"), deposit: record.field_formatted_as_currency("deposit"), mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), value: record.field_formatted_as_currency("value"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_used", mortgage: record.field_formatted_as_currency("mortgage"), deposit: record.field_formatted_as_currency("deposit"), mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), value: record.field_formatted_as_currency("value"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe end elsif over_tolerance?(record.deposit, record.stairbought_part_of_value, 1) %i[mortgageused value deposit stairbought].each do |field| record.errors.add field, I18n.t("validations.sales.sale_information.#{field}.staircasing_mortgage.mortgage_not_used", deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe end record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_not_used", deposit: record.field_formatted_as_currency("deposit"), value: record.field_formatted_as_currency("value"), stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe end end def validate_mortgage_used_dont_know(record) return unless record.mortgage_use_unknown? if record.discounted_ownership_sale? record.errors.add :mortgageused, I18n.t("validations.invalid_option", question: "was a mortgage used for the purchase of this property?") end if record.outright_sale? && record.saledate && !record.form.start_year_2024_or_later? record.errors.add :mortgageused, I18n.t("validations.invalid_option", question: "was a mortgage used for the purchase of this property?") record.errors.add :saledate, I18n.t("validations.sales.sale_information.saledate.mortgage_used_year") end if record.shared_ownership_scheme? && record.is_not_staircasing? record.errors.add :mortgageused, I18n.t("validations.invalid_option", question: "was a mortgage used for the purchase of this property?") record.errors.add :staircase, I18n.t("validations.sales.sale_information.staircase.mortgage_used_value") end if record.stairowned && !record.stairowned_100? record.errors.add :stairowned, I18n.t("validations.sales.sale_information.stairowned.mortgageused_dont_know") record.errors.add :mortgageused, I18n.t("validations.sales.sale_information.mortgageused.mortgageused_dont_know") end end def over_tolerance?(expected, actual, tolerance, strict: false) if strict (expected - actual).abs > tolerance else (expected - actual).abs >= tolerance end end end