en:
  forms:
    2025:
      sales:
        soft_validations:
          retirement_value_check:
            max:
              page_header: ""
              check_answer_label: "Retirement confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text: "Are you sure this person isn't retired?"
              title_text: "You told us this person is over 66 and not retired."
              informative_text: "The minimum expected retirement age in England is 66."
            min:
              page_header: ""
              check_answer_label: "Retirement confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text: "Are you sure this person is retired?"
              title_text: "You told us this person is aged %{age} years and retired."
              informative_text: "The minimum expected retirement age in England is 66."
          old_persons_shared_ownership_value_check:
            page_header: ""
            check_answer_label: "Shared ownership confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text:
              joint_purchase: "You told us the buyers are using the Older Persons Shared Ownership scheme."
              not_joint_purchase: "You told us the buyer is using the Older Persons Shared Ownership scheme."
            informative_text: "At least one buyer must be aged 65 years and over to use this scheme."
          income1_value_check:
            check_answer_label: "Buyer 1 income confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            ecstat:
              page_header: ""
              title_text: "You told us the income of buyer 1 is %{income}."
              informative_text: "This is %{more_or_less} than we would expect for someone in this working situation."
            discounted:
              page_header: ""
              title_text: "You told us the income of buyer 1 is %{income}. This seems high for this sale type. Are you sure this is correct?"

          income2_value_check:
            check_answer_label: "Buyer 2 income confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            ecstat:
              page_header: ""
              title_text: "You told us the income of buyer 2 is %{income}."
              informative_text: "This is %{more_or_less} than we would expect for someone in this working situation."
            discounted:
              page_header: ""
              title_text: "You told us the income of buyer 2 is %{income}. This seems high for this sale type. Are you sure this is correct?"

          combined_income_value_check:
            page_header: ""
            check_answer_label: "Combined income confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "You told us the combined income of this household is %{combined_income}. This seems high for this sale type.  Are you sure this is correct?"

          mortgage_value_check:
            page_header: ""
            check_answer_label: "Mortgage confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure that the mortgage is more than 5 times the income used for the mortgage application?"
            title_text: "You told us that the mortgage amount is %{mortgage}."
            informative_text: "This is more than 5 times the income, which is higher than we would expect."

          savings_value_check:
            page_header: ""
            check_answer_label: "Savings confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure the savings are higher than £100,000?"
            joint_purchase:
              title_text: "You told us the buyers’ savings were %{savings}."
              informative_text: "This is higher than we would expect."
            not_joint_purchase:
              title_text: "You told us the buyer’s savings were %{savings}."
              informative_text: "This is higher than we would expect."

          staircase_bought_value_check:
            page_header: ""
            check_answer_label: "Percentage bought confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "You told us that %{percentage}% was bought in this staircasing transaction."
            informative_text: "Most staircasing transactions are less than 50%"

          stairowned_value_check:
            joint_purchase:
              page_header: ""
              check_answer_label: "Percentage owned confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text:  "Are you sure?"
              title_text: "You told us that the buyers now own %{stairowned} of the property."
              informative_text: "The maximum percentage that can be owned under the Older Persons Shared Ownership scheme is 75%, unless the property was funded outside the Affordable Homes Programme. Make sure these answers are correct."
            not_joint_purchase:
              page_header: ""
              check_answer_label: "Percentage owned confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text:  "Are you sure?"
              title_text: "You told us that the buyer now owns %{stairowned} of the property."
              informative_text: "The maximum percentage that can be owned under the Older Persons Shared Ownership scheme is 75%, unless the property was funded outside the Affordable Homes Programme. Make sure these answers are correct."

          hodate_check:
            page_header: ""
            check_answer_label: "Practical completion or handover date check"
            check_answer_prompt: ""
            hint_text: ""
            question_text:  "Are you sure?"
            title_text: "You told us practical completion or handover date is more than 3 years before sale completion date."

          value_value_check:
            page_header: ""
            check_answer_label: "Purchase price confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text:  "Are you sure?"
            title_text: "You told us the purchase price is %{value}."
            informative_text: "This is %{higher_or_lower} than we would expect."

          shared_ownership_deposit_value_check:
            page_header: ""
            check_answer_label: "Shared ownership deposit confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "You told us that the %{mortgage_deposit_and_discount_error_fields} add up to %{mortgage_deposit_and_discount_total}."

          deposit_value_check:
            joint_purchase:
              page_header: ""
              check_answer_label: "Deposit confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text: "Are you sure that the deposit is this much higher than the buyer's savings?"
              title_text: "You told us the buyers’ deposit was %{deposit} and their savings were %{savings}."
              informative_text: "The deposit amount is higher than we would expect for the amount of savings they have."
            not_joint_purchase:
              page_header: ""
              check_answer_label: "Deposit confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text: "Are you sure that the deposit is this much higher than the buyer's savings?"
              title_text: "You told us the buyer’s deposit was %{deposit} and their savings were %{savings}."
              informative_text: "The deposit amount is higher than we would expect for the amount of savings they have."

          address_search_value_check:
            page_header: ""
            check_answer_label: ""
            check_answer_prompt: ""
            hint_text: ""
            question_text: ""
            title_text: "No address found."
            informative_text: "We could not find an address that matches your search. You can search again or continue to enter the address manually."

          wheel_value_check:
            page_header: ""
            check_answer_label: "Household member uses a wheelchair"
            check_answer_prompt: "Tell us if someone uses a wheelchair"
            hint_text: ""
            question_text: "You told us that someone in the household uses a wheelchair."
            title_text: "You told us that someone in the household uses a wheelchair."

          buyer_livein_value_check:
            buyer1:
              page_header: ""
              check_answer_label: "Buyer live in confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text: "Are you sure this is correct?"
              title_text: "You told us that buyer 1 will not live in the property."
              informative_text: "For %{ownership_scheme} types, the buyer usually lives in the property."
            buyer2:
              page_header: ""
              check_answer_label: "Buyer live in confirmation"
              check_answer_prompt: ""
              hint_text: ""
              question_text: "Are you sure this is correct?"
              title_text: "You told us that buyer 2 will not live in the property."
              informative_text: "For %{ownership_scheme} types, the buyer usually lives in the property."

          student_not_child_value_check:
            page_header: ""
            check_answer_label: "Student not a child confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this person is not a child?"
            title_text: "You told us this person is a student aged between 16 and 19."
            informative_text: "Are you sure this person is not a child?"

          partner_under_16_value_check:
            page_header: ""
            check_answer_label: "Partner under 16 confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "You told us this person is aged %{age} years and has 'Partner' relationship to buyer 1."
            informative_text: "Are you sure this is correct?"

          multiple_partners_value_check:
            page_header: ""
            check_answer_label: "Multiple partners confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "You told us there are more than 1 persons with 'Partner' relationship to buyer 1."
            informative_text: "Are you sure this is correct?"

          monthly_charges_value_check:
            page_header: ""
            check_answer_label: "Monthly charges confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "You told us that the monthly charges were %{mscharge}."
            informative_text: "This is higher than we would expect."

          extra_borrowing_value_check:
            page_header: ""
            check_answer_label: "Extra borrowing confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure there is no extra borrowing?"
            title_text: "You told us that the mortgage and deposit total is %{mortgage_and_deposit_total}."
            informative_text: "This is higher than the purchase price minus the discount."

          percentage_discount_value_check:
            page_header: ""
            check_answer_label: "Percentage discount confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "You told us that the percentage discount is %{discount}."
            informative_text: "This is higher than we would expect."

          grant_value_check:
            page_header: ""
            check_answer_label: "Grant value confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure? Grants are usually £9,000 - £16,000"
            title_text: "You told us that the grant amount is %{grant}."
            informative_text: "Loans, grants and subsidies are usually between £9,000 and £16,000."

          discounted_sale_value_check:
            page_header: ""
            check_answer_label: "Discounted sale value confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure this is correct?"
            title_text: "Mortgage, deposit, and grant total must equal %{value_with_discount}."
            informative_text: "Your given mortgage, deposit and grant total is %{mortgage_deposit_and_grant_total}."

          deposit_and_mortgage_value_check:
            page_header: ""
            check_answer_label: "Deposit and mortgage against discount confirmation"
            check_answer_prompt: ""
            hint_text: ""
            question_text: "Are you sure? Mortgage and deposit usually equal or are more than (value - discount)"
            title_text: "You told us the mortgage amount was %{mortgage}, the cash deposit was %{deposit} and the discount was %{discount}."
            informative_text: "We would expect the mortgage amount and the deposit added together to be the same as the purchase price minus the discount."