Submit social housing lettings and sales data (CORE)
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require "rails_helper"
RSpec.describe Validations::Sales::FinancialValidations do
subject(:financial_validator) { validator_class.new }
let(:validator_class) { Class.new { include Validations::Sales::FinancialValidations } }
describe "income validations for shared ownership" do
let(:record) { FactoryBot.create(:sales_log, ownershipsch: 1) }
context "when buying in a non london borough" do
before do
record.update!(la: "E08000035")
record.reload
end
it "adds errors if buyer 1 has income over 80,000" do
record.income1 = 85_000
financial_validator.validate_income1(record)
expect(record.errors["income1"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
expect(record.errors["ownershipsch"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
expect(record.errors["la"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
expect(record.errors["postcode_full"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
end
it "adds errors if buyer 2 has income over 80,000" do
record.income2 = 85_000
financial_validator.validate_income2(record)
expect(record.errors["income2"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
expect(record.errors["ownershipsch"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
expect(record.errors["la"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
expect(record.errors["postcode_full"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_outside_london"))
end
it "does not add errors if buyer 1 has income below 80_000" do
record.income1 = 75_000
financial_validator.validate_income1(record)
expect(record.errors).to be_empty
end
it "does not add errors if buyer 2 has income below 80_000" do
record.income2 = 75_000
financial_validator.validate_income2(record)
expect(record.errors).to be_empty
end
it "adds errors when combined income is over 80_000" do
record.income1 = 45_000
record.income2 = 40_000
financial_validator.validate_combined_income(record)
expect(record.errors["income1"]).to include(match I18n.t("validations.financial.income.combined_over_hard_max_for_outside_london"))
expect(record.errors["income2"]).to include(match I18n.t("validations.financial.income.combined_over_hard_max_for_outside_london"))
end
it "does not add errors when combined income is under 80_000" do
record.income1 = 35_000
record.income2 = 40_000
financial_validator.validate_combined_income(record)
expect(record.errors).to be_empty
end
end
context "when buying in a london borough" do
before do
record.update!(la: "E09000030")
record.reload
end
it "adds errors if buyer 1 has income over 90,000" do
record.income1 = 95_000
financial_validator.validate_income1(record)
expect(record.errors["income1"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
expect(record.errors["ownershipsch"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
expect(record.errors["la"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
expect(record.errors["postcode_full"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
end
it "adds errors if buyer 2 has income over 90,000" do
record.income2 = 95_000
financial_validator.validate_income2(record)
expect(record.errors["income2"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
expect(record.errors["ownershipsch"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
expect(record.errors["la"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
expect(record.errors["postcode_full"]).to include(match I18n.t("validations.financial.income.over_hard_max_for_london"))
end
it "does not add errors if buyer 1 has income below 90_000" do
record.income1 = 75_000
financial_validator.validate_income1(record)
expect(record.errors).to be_empty
end
it "does not add errors if buyer 2 has income below 90_000" do
record.income2 = 75_000
financial_validator.validate_income2(record)
expect(record.errors).to be_empty
end
it "adds errors when combined income is over 90_000" do
record.income1 = 55_000
record.income2 = 40_000
financial_validator.validate_combined_income(record)
expect(record.errors["income1"]).to include(match I18n.t("validations.financial.income.combined_over_hard_max_for_london"))
expect(record.errors["income2"]).to include(match I18n.t("validations.financial.income.combined_over_hard_max_for_london"))
end
it "does not add errors when combined income is under 90_000" do
record.income1 = 35_000
record.income2 = 40_000
financial_validator.validate_combined_income(record)
expect(record.errors).to be_empty
end
end
end
describe "#validate_cash_discount" do
let(:record) { FactoryBot.create(:sales_log) }
it "adds an error if the cash discount is below zero" do
record.cashdis = -1
financial_validator.validate_cash_discount(record)
expect(record.errors["cashdis"]).to include(match I18n.t("validations.financial.cash_discount_invalid"))
end
it "adds an error if the cash discount is one million or more" do
record.cashdis = 1_000_000
financial_validator.validate_cash_discount(record)
expect(record.errors["cashdis"]).to include(match I18n.t("validations.financial.cash_discount_invalid"))
end
it "does not add an error if the cash discount is in the expected range" do
record.cashdis = 10_000
financial_validator.validate_cash_discount(record)
expect(record.errors).to be_empty
end
end
describe "#validate_percentage_bought_not_greater_than_percentage_owned" do
let(:record) { FactoryBot.create(:sales_log) }
it "does not add an error if the percentage bought is less than the percentage owned" do
record.stairbought = 20
record.stairowned = 40
financial_validator.validate_percentage_bought_not_greater_than_percentage_owned(record)
expect(record.errors).to be_empty
end
it "does not add an error if the percentage bought is equal to the percentage owned" do
record.stairbought = 30
record.stairowned = 30
financial_validator.validate_percentage_bought_not_greater_than_percentage_owned(record)
expect(record.errors).to be_empty
end
it "adds an error to stairowned and not stairbought if the percentage bought is more than the percentage owned" do
record.stairbought = 50
record.stairowned = 40
financial_validator.validate_percentage_bought_not_greater_than_percentage_owned(record)
expect(record.errors["stairowned"]).to include(match I18n.t("validations.financial.staircasing.percentage_bought_must_be_greater_than_percentage_owned"))
end
end
describe "#validate_percentage_bought_at_least_threshold" do
let(:record) { FactoryBot.create(:sales_log) }
it "adds an error to stairbought and type if the percentage bought is less than the threshold (which is 1% by default, but higher for some shared ownership types)" do
record.stairbought = 9
[2, 16, 18, 24].each do |type|
record.type = type
financial_validator.validate_percentage_bought_at_least_threshold(record)
expect(record.errors["stairbought"]).to eq(["The minimum increase in equity while staircasing is 10%"])
expect(record.errors["type"]).to eq(["The minimum increase in equity while staircasing is 10% for this shared ownership type"])
record.errors.clear
end
record.stairbought = 0
[28, 30, 31, 32].each do |type|
record.type = type
financial_validator.validate_percentage_bought_at_least_threshold(record)
expect(record.errors["stairbought"]).to eq(["The minimum increase in equity while staircasing is 1%"])
expect(record.errors["type"]).to eq(["The minimum increase in equity while staircasing is 1% for this shared ownership type"])
record.errors.clear
end
end
it "doesn't add an error to stairbought and type if the percentage bought is less than the threshold (which is 1% by default, but higher for some shared ownership types)" do
record.stairbought = 10
[2, 16, 18, 24].each do |type|
record.type = type
financial_validator.validate_percentage_bought_at_least_threshold(record)
expect(record.errors).to be_empty
record.errors.clear
end
record.stairbought = 1
[28, 30, 31, 32].each do |type|
record.type = type
financial_validator.validate_percentage_bought_at_least_threshold(record)
expect(record.errors).to be_empty
record.errors.clear
end
end
end
describe "#validate_percentage_owned_not_too_much_if_older_person" do
let(:record) { FactoryBot.create(:sales_log) }
context "when log type is not older persons shared ownership" do
it "does not add an error when percentage owned after staircasing transaction exceeds 75%" do
record.type = 2
record.stairowned = 80
financial_validator.validate_percentage_owned_not_too_much_if_older_person(record)
expect(record.errors).to be_empty
end
end
context "when log type is older persons shared ownership" do
it "does not add an error when percentage owned after staircasing transaction is less than 75%" do
record.type = 24
record.stairowned = 50
financial_validator.validate_percentage_owned_not_too_much_if_older_person(record)
expect(record.errors).to be_empty
end
it "adds an error when percentage owned after staircasing transaction exceeds 75%" do
record.type = 24
record.stairowned = 90
financial_validator.validate_percentage_owned_not_too_much_if_older_person(record)
expect(record.errors["stairowned"]).to include(match I18n.t("validations.financial.staircasing.older_person_percentage_owned_maximum_75"))
expect(record.errors["type"]).to include(match I18n.t("validations.financial.staircasing.older_person_percentage_owned_maximum_75"))
end
end
end
describe "#validate_child_income" do
let(:record) { FactoryBot.create(:sales_log) }
context "when buyer 2 is not a child" do
before do
record.update!(ecstat2: rand(0..8))
record.reload
end
it "does not add an error if buyer 2 has an income" do
record.ecstat2 = rand(0..8)
record.income2 = 40_000
financial_validator.validate_child_income(record)
expect(record.errors).to be_empty
end
end
context "when buyer 2 is a child" do
it "does not add an error if buyer 2 has no income" do
record.ecstat2 = 9
record.income2 = 0
financial_validator.validate_child_income(record)
expect(record.errors).to be_empty
end
it "adds errors if buyer 2 has an income" do
record.ecstat2 = 9
record.income2 = 40_000
financial_validator.validate_child_income(record)
expect(record.errors["ecstat2"]).to include(match I18n.t("validations.financial.income.child_has_income"))
expect(record.errors["income2"]).to include(match I18n.t("validations.financial.income.child_has_income"))
end
end
end
describe "#validate_equity_in_range_for_year_and_type" do
let(:record) { FactoryBot.create(:sales_log, saledate: now) }
around do |example|
Timecop.freeze(now) do
example.run
end
Timecop.unfreeze
end
context "with a log in the 22/23 collection year" do
let(:now) { Time.zone.local(2023, 1, 1) }
it "adds an error for type 2, equity below min with the correct percentage" do
record.type = 2
record.equity = 1
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors["equity"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 25))
expect(record.errors["type"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 25))
end
it "adds an error for type 30, equity below min with the correct percentage" do
record.type = 30
record.equity = 1
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors["equity"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 10))
expect(record.errors["type"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 10))
end
it "does not add an error for equity in range with the correct percentage" do
record.type = 2
record.equity = 50
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors).to be_empty
end
it "adds an error for equity above max with the correct percentage" do
record.type = 2
record.equity = 90
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors["equity"]).to include(match I18n.t("validations.financial.equity.over_max", max_equity: 75))
expect(record.errors["type"]).to include(match I18n.t("validations.financial.equity.over_max", max_equity: 75))
end
end
context "with a log in 23/24 collection year" do
let(:now) { Time.zone.local(2024, 1, 1) }
it "adds an error for type 2, equity below min with the correct percentage" do
record.type = 2
record.equity = 1
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors["equity"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 10))
expect(record.errors["type"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 10))
end
it "adds an error for type 30, equity below min with the correct percentage" do
record.type = 30
record.equity = 1
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors["equity"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 25))
expect(record.errors["type"]).to include(match I18n.t("validations.financial.equity.under_min", min_equity: 25))
end
it "does not add an error for equity in range with the correct percentage" do
record.type = 2
record.equity = 50
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors).to be_empty
end
it "adds an error for equity above max with the correct percentage" do
record.type = 2
record.equity = 90
financial_validator.validate_equity_in_range_for_year_and_type(record)
expect(record.errors["equity"]).to include(match I18n.t("validations.financial.equity.over_max", max_equity: 75))
expect(record.errors["type"]).to include(match I18n.t("validations.financial.equity.over_max", max_equity: 75))
end
end
end
end