You can not select more than 25 topics
Topics must start with a letter or number, can include dashes ('-') and can be up to 35 characters long.
1409 lines
79 KiB
1409 lines
79 KiB
require "rails_helper" |
|
|
|
RSpec.describe Validations::Sales::SaleInformationValidations do |
|
subject(:sale_information_validator) { validator_class.new } |
|
|
|
let(:validator_class) { Class.new { include Validations::Sales::SaleInformationValidations } } |
|
|
|
describe "#validate_practical_completion_date" do |
|
context "when hodate blank" do |
|
let(:record) { build(:sales_log, hodate: nil) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "when saledate blank" do |
|
let(:record) { build(:sales_log, saledate: nil) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "when saledate and hodate blank" do |
|
let(:record) { build(:sales_log, hodate: nil, saledate: nil) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "when hodate invalid" do |
|
let(:record) { build(:sales_log, hodate: Date.new(0, 1, 1)) } |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors[:hodate]).to be_present |
|
end |
|
end |
|
|
|
context "when hodate less than 3 years before saledate" do |
|
let(:record) { build(:sales_log, hodate: Date.new(2021, 12, 2), saledate: Date.new(2024, 12, 1)) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "when hodate 3 or more years before saledate" do |
|
context "and form year is 2023 or earlier" do |
|
let(:record) { build(:sales_log, hodate: Date.new(2020, 12, 1), saledate: Date.new(2023, 12, 1)) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "and form year is 2024 or later" do |
|
let(:record) { build(:sales_log, hodate: Date.new(2021, 12, 1), saledate: Date.new(2024, 12, 1)) } |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors[:hodate]).to be_present |
|
end |
|
end |
|
end |
|
|
|
context "when hodate after saledate" do |
|
let(:record) { build(:sales_log, hodate: 1.month.ago, saledate: 2.months.ago) } |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors[:hodate]).to be_present |
|
end |
|
end |
|
|
|
context "when hodate == saledate" do |
|
let(:record) { build(:sales_log, hodate: Time.zone.parse("2023-07-01"), saledate: Time.zone.parse("2023-07-01")) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_practical_completion_date(record) |
|
|
|
expect(record.errors[:hodate]).not_to be_present |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_exchange_date" do |
|
context "when exdate blank" do |
|
let(:record) { build(:sales_log, exdate: nil) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_exchange_date(record) |
|
|
|
expect(record.errors[:exdate]).not_to be_present |
|
end |
|
end |
|
|
|
context "when saledate blank" do |
|
let(:record) { build(:sales_log, saledate: nil) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_exchange_date(record) |
|
|
|
expect(record.errors[:exdate]).not_to be_present |
|
end |
|
end |
|
|
|
context "when saledate and exdate blank" do |
|
let(:record) { build(:sales_log, exdate: nil, saledate: nil) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_exchange_date(record) |
|
|
|
expect(record.errors[:exdate]).not_to be_present |
|
end |
|
end |
|
|
|
context "when exdate before saledate" do |
|
let(:record) { build(:sales_log, exdate: 2.months.ago, saledate: 1.month.ago) } |
|
|
|
it "does not add the error" do |
|
sale_information_validator.validate_exchange_date(record) |
|
|
|
expect(record.errors[:exdate]).not_to be_present |
|
end |
|
end |
|
|
|
context "when exdate more than 1 year before saledate" do |
|
let(:record) { build(:sales_log, exdate: 2.years.ago, saledate: 1.month.ago) } |
|
|
|
it "adds error" do |
|
sale_information_validator.validate_exchange_date(record) |
|
|
|
expect(record.errors[:exdate]).to eq( |
|
["Contract exchange date must be less than 1 year before sale completion date."], |
|
) |
|
expect(record.errors[:saledate]).to eq( |
|
["Sale completion date must be less than 1 year after contract exchange date."], |
|
) |
|
end |
|
end |
|
|
|
context "when exdate after saledate" do |
|
let(:record) { build(:sales_log, exdate: 1.month.ago, saledate: 2.months.ago) } |
|
|
|
it "adds error" do |
|
sale_information_validator.validate_exchange_date(record) |
|
|
|
expect(record.errors[:exdate]).to eq( |
|
["Contract exchange date must be before sale completion date."], |
|
) |
|
expect(record.errors[:saledate]).to eq( |
|
["Sale completion date must be after contract exchange date."], |
|
) |
|
end |
|
end |
|
|
|
context "when exdate == saledate" do |
|
let(:record) { build(:sales_log, exdate: Time.zone.parse("2023-07-01"), saledate: Time.zone.parse("2023-07-01")) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_exchange_date(record) |
|
|
|
expect(record.errors[:exdate]).not_to be_present |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_previous_property_unit_type" do |
|
context "when number of bedrooms is <= 1" do |
|
let(:record) { FactoryBot.build(:sales_log, frombeds: 1, fromprop: 2) } |
|
|
|
it "does not add an error if it's a bedsit" do |
|
sale_information_validator.validate_previous_property_unit_type(record) |
|
|
|
expect(record.errors).to be_empty |
|
end |
|
end |
|
|
|
context "when number of bedrooms is > 1" do |
|
let(:record) { FactoryBot.build(:sales_log, frombeds: 2, fromprop: 2) } |
|
|
|
it "does add an error if it's a bedsit" do |
|
sale_information_validator.validate_previous_property_unit_type(record) |
|
expect(record.errors["fromprop"]).to include(I18n.t("validations.sales.sale_information.fromprop.previous_property_type_bedsit")) |
|
expect(record.errors["frombeds"]).to include(I18n.t("validations.sales.sale_information.frombeds.previous_property_type_bedsit")) |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_discounted_ownership_value" do |
|
let(:record) { FactoryBot.build(:sales_log, :saledate_today, mortgage: 10_000, deposit: 5_000, value: 30_000, ownershipsch: 2, type: 8) } |
|
|
|
context "when grant is routed to" do |
|
let(:record) { FactoryBot.build(:sales_log, :saledate_today, deposit: nil, ownershipsch: 2, type: 8) } |
|
|
|
context "and not provided" do |
|
before do |
|
record.grant = nil |
|
end |
|
|
|
it "returns false" do |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
|
|
context "and is provided" do |
|
it "adds an error if mortgage, deposit and grant at least 1 greater than discounted value" do |
|
record.mortgage = 30_000 |
|
record.deposit = 5_000 |
|
record.grant = 15_000 |
|
record.value = 49_999 |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £49,999.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["mortgage"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £49,999.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £49,999.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £49,999.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["ownershipsch"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £49,999.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["discount"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £49,999.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["grant"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £49,999.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
it "adds an error if mortgage, deposit and grant at least 1 less than discounted value" do |
|
record.mortgage = 30_000 |
|
record.deposit = 5_000 |
|
record.grant = 15_000 |
|
record.value = 50_001 |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £50,001.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["mortgage"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £50,001.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £50,001.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £50,001.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["ownershipsch"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £50,001.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["discount"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £50,001.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["grant"]).to include("The mortgage (£30,000.00), cash deposit (£5,000.00), and grant (£15,000.00) added together is £50,000.00.</br></br>The full purchase price is £50,001.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
it "does not add an error if mortgage, deposit and grant total equals discounted value" do |
|
record.mortgage = 30_000 |
|
record.deposit = 5_000 |
|
record.grant = 15_000 |
|
record.value = 50_000 |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when discount is routed to" do |
|
let(:record) { FactoryBot.build(:sales_log, :saledate_today, grant: nil, ownershipsch: 2, type: 9) } |
|
|
|
context "and not provided" do |
|
it "returns false" do |
|
record.value = 30_000 |
|
record.mortgage = 10_000 |
|
record.deposit = 5_000 |
|
record.discount = nil |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
|
|
context "and is provided" do |
|
it "does not add errors if mortgage and deposit total equals market value - discount" do |
|
record.value = 30_000 |
|
record.mortgage = 10_000 |
|
record.deposit = 5_000 |
|
record.discount = 50 |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
|
|
it "does not add errors if mortgage and deposit total is within a 0.05% x market value tolerance of market value - discount" do |
|
record.value = 123_000 |
|
record.mortgage = 66_112 |
|
record.deposit = 0 |
|
record.discount = 46.3 |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
|
|
it "adds errors if mortgage and deposit total is not within a 0.05% x market value tolerance of market value - discount" do |
|
record.value = 123_000 |
|
record.mortgage = 66_113 |
|
record.deposit = 0 |
|
record.discount = 46.3 |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) subtracted by the sum of the full purchase price (£123,000.00) multiplied by the percentage discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["mortgage"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) subtracted by the sum of the full purchase price (£123,000.00) multiplied by the percentage discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) subtracted by the sum of the full purchase price (£123,000.00) multiplied by the percentage discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) subtracted by the sum of the full purchase price (£123,000.00) multiplied by the percentage discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["ownershipsch"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) subtracted by the sum of the full purchase price (£123,000.00) multiplied by the percentage discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["discount"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) subtracted by the sum of the full purchase price (£123,000.00) multiplied by the percentage discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["grant"]).to include("The mortgage (£66,113.00) and cash deposit (£0.00) added together is £66,113.00.</br></br>The full purchase price (£123,000.00) subtracted by the sum of the full purchase price (£123,000.00) multiplied by the percentage discount (46.3%) is £66,051.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
it "does not add errors if mortgage and deposit total is exactly 0.05% x market value away from market value - discount" do |
|
record.value = 120_000 |
|
record.mortgage = 64_500 |
|
record.deposit = 0 |
|
record.discount = 46.3 |
|
|
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when neither discount nor grant is routed to" do |
|
let(:record) { FactoryBot.build(:sales_log, :saledate_today, mortgage: 10_000, value: 30_000, ownershipsch: 2, type: 29) } |
|
|
|
it "returns true if mortgage and deposit total does not equal market value" do |
|
record.deposit = 2_000 |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["mortgage"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["ownershipsch"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["discount"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["grant"]).to include("The mortgage (£10,000.00) and cash deposit (£2,000.00) added together is £12,000.00.</br></br>The full purchase price is £30,000.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
it "returns false if mortgage and deposit total equals market value" do |
|
record.deposit = 20_000 |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
|
|
context "when mortgage is routed to" do |
|
let(:record) { FactoryBot.build(:sales_log, :saledate_today, mortgageused: 1, deposit: 5_000, grant: 3_000, value: 20_000, discount: 10, ownershipsch: 2) } |
|
|
|
context "and not provided" do |
|
before do |
|
record.mortgage = nil |
|
end |
|
|
|
it "returns false" do |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
|
|
context "and is provided" do |
|
it "returns true if mortgage, grant and deposit total does not equal market value - discount" do |
|
record.mortgage = 10 |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to include("The mortgage (£10.00), cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,010.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["mortgage"]).to include("The mortgage (£10.00), cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,010.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage (£10.00), cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,010.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage (£10.00), cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,010.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["ownershipsch"]).to include("The mortgage (£10.00), cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,010.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["discount"]).to include("The mortgage (£10.00), cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,010.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["grant"]).to include("The mortgage (£10.00), cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,010.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
it "returns false if mortgage, grant and deposit total equals market value - discount" do |
|
record.mortgage = 10_000 |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when mortgage is not routed to" do |
|
let(:record) { FactoryBot.build(:sales_log, :saledate_today, mortgageused: 2, deposit: 5_000, grant: 3_000, value: 20_000, discount: 10, ownershipsch: 2) } |
|
|
|
it "returns true if grant and deposit total does not equal market value - discount" do |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
|
|
expect(record.errors["mortgageused"]).to include("The mortgage, cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,000.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["mortgage"]).to include("The mortgage, cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,000.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage, cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,000.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage, cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,000.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["ownershipsch"]).to include("The mortgage, cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,000.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["discount"]).to include("The mortgage, cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,000.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["grant"]).to include("The mortgage, cash deposit (£5,000.00), and grant (£3,000.00) added together is £8,000.00.</br></br>The full purchase price (£20,000.00) subtracted by the sum of the full purchase price (£20,000.00) multiplied by the percentage discount (10.0%) is £18,000.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
it "returns false if mortgage, grant and deposit total equals market value - discount" do |
|
record.grant = 13_000 |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
|
|
context "when ownership is not discounted" do |
|
let(:record) { FactoryBot.build(:sales_log, :saledate_today, mortgage: 10_000, deposit: 5_000, grant: 3_000, value: 20_000, discount: 10, ownershipsch: 1) } |
|
|
|
it "returns false" do |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
|
|
context "when it is a 2023 log" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, deposit: 5_000, grant: 3_000, value: 20_000, discount: 10, ownershipsch: 2, saledate: Time.zone.local(2023, 4, 1)) } |
|
|
|
it "returns false" do |
|
record.mortgage = 10 |
|
sale_information_validator.validate_discounted_ownership_value(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["ownershipsch"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["grant"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_outright_sale_value_matches_mortgage_plus_deposit" do |
|
context "with a 2024 outright sale log" do |
|
let(:record) { FactoryBot.build(:sales_log, value: 300_000, ownershipsch: 3, saledate: Time.zone.local(2024, 5, 1)) } |
|
|
|
context "when a mortgage is used" do |
|
before do |
|
record.mortgageused = 1 |
|
end |
|
|
|
context "and the mortgage plus deposit match the value" do |
|
before do |
|
record.mortgage = 200_000 |
|
record.deposit = 100_000 |
|
end |
|
|
|
it "does not add errors" do |
|
sale_information_validator.validate_outright_sale_value_matches_mortgage_plus_deposit(record) |
|
expect(record.errors).to be_empty |
|
end |
|
end |
|
|
|
context "and the mortgage plus deposit don't match the value" do |
|
before do |
|
record.mortgage = 100_000 |
|
record.deposit = 100_000 |
|
end |
|
|
|
it "adds errors" do |
|
sale_information_validator.validate_outright_sale_value_matches_mortgage_plus_deposit(record) |
|
expect(record.errors["mortgageused"]).to include("The mortgage (£100,000.00) and cash deposit (£100,000.00) when added together is £200,000.00.</br></br>The full purchase price is £300,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["mortgage"]).to include("The mortgage (£100,000.00) and cash deposit (£100,000.00) when added together is £200,000.00.</br></br>The full purchase price is £300,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage (£100,000.00) and cash deposit (£100,000.00) when added together is £200,000.00.</br></br>The full purchase price is £300,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage (£100,000.00) and cash deposit (£100,000.00) when added together is £200,000.00.</br></br>The full purchase price is £300,000.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["ownershipsch"]).to include("The mortgage (£100,000.00) and cash deposit (£100,000.00) when added together is £200,000.00.</br></br>The full purchase price is £300,000.00.</br></br>These two amounts should be the same.") |
|
end |
|
end |
|
|
|
context "and deposit is not provided" do |
|
before do |
|
record.mortgage = 100_000 |
|
record.deposit = nil |
|
end |
|
|
|
it "does not add errors" do |
|
sale_information_validator.validate_outright_sale_value_matches_mortgage_plus_deposit(record) |
|
expect(record.errors).to be_empty |
|
end |
|
end |
|
|
|
context "and mortgage is not provided" do |
|
before do |
|
record.mortgage = nil |
|
record.deposit = 100_000 |
|
end |
|
|
|
it "does not add errors" do |
|
sale_information_validator.validate_outright_sale_value_matches_mortgage_plus_deposit(record) |
|
expect(record.errors).to be_empty |
|
end |
|
end |
|
end |
|
end |
|
|
|
context "with a 2024 log that is not an outright sale" do |
|
let(:record) { FactoryBot.build(:sales_log, value: 300_000, ownershipsch: 2, saledate: Time.zone.local(2024, 5, 1)) } |
|
|
|
it "does not add errors" do |
|
record.mortgageused = 1 |
|
record.mortgage = 100_000 |
|
record.deposit = 100_000 |
|
sale_information_validator.validate_outright_sale_value_matches_mortgage_plus_deposit(record) |
|
expect(record.errors).to be_empty |
|
end |
|
end |
|
|
|
context "with a 2023 outright sale log" do |
|
let(:record) { FactoryBot.build(:sales_log, value: 300_000, ownershipsch: 3, saledate: Time.zone.local(2023, 5, 1)) } |
|
|
|
it "does not add errors" do |
|
record.mortgageused = 1 |
|
record.mortgage = 100_000 |
|
record.deposit = 100_000 |
|
sale_information_validator.validate_outright_sale_value_matches_mortgage_plus_deposit(record) |
|
expect(record.errors).to be_empty |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_basic_monthly_rent" do |
|
context "when within permitted bounds" do |
|
let(:record) { build(:sales_log, mrent: 9998, ownershipsch: 1, type: 2) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_basic_monthly_rent(record) |
|
|
|
expect(record.errors[:mrent]).not_to be_present |
|
expect(record.errors[:type]).not_to be_present |
|
end |
|
end |
|
|
|
context "when the rent is blank" do |
|
let(:record) { build(:sales_log, mrent: nil, ownershipsch: 1, type: 2) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_basic_monthly_rent(record) |
|
|
|
expect(record.errors[:mrent]).not_to be_present |
|
expect(record.errors[:type]).not_to be_present |
|
end |
|
end |
|
|
|
context "when the type is old persons shared ownership" do |
|
let(:record) { build(:sales_log, mrent: 100_000, ownershipsch: 1, type: 24) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_basic_monthly_rent(record) |
|
|
|
expect(record.errors[:mrent]).not_to be_present |
|
expect(record.errors[:type]).not_to be_present |
|
end |
|
end |
|
|
|
context "when the type is blank" do |
|
let(:record) { build(:sales_log, mrent: 100_000, ownershipsch: 1, type: nil) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_basic_monthly_rent(record) |
|
|
|
expect(record.errors[:mrent]).not_to be_present |
|
expect(record.errors[:type]).not_to be_present |
|
end |
|
end |
|
|
|
context "when higher than upper bound" do |
|
let(:record) { build(:sales_log, mrent: 100_000, ownershipsch: 1, type: 2) } |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_basic_monthly_rent(record) |
|
|
|
expect(record.errors[:mrent]).to include(I18n.t("validations.sales.sale_information.mrent.monthly_rent_higher_than_expected")) |
|
expect(record.errors[:type]).to include(I18n.t("validations.sales.sale_information.type.monthly_rent_higher_than_expected")) |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_grant_amount" do |
|
context "when within permitted bounds" do |
|
let(:record) { build(:sales_log, grant: 10_000, saledate: Time.zone.local(2024, 4, 5)) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_grant_amount(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "when over the max" do |
|
let(:record) { build(:sales_log, type: 8, grant: 17_000, saledate: Time.zone.local(2024, 4, 5)) } |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_grant_amount(record) |
|
|
|
expect(record.errors[:grant]).to include("Loan, grants or subsidies must be between £9,000 and £16,000.") |
|
end |
|
end |
|
|
|
context "when under the min" do |
|
let(:record) { build(:sales_log, type: 21, grant: 3, saledate: Time.zone.local(2024, 4, 5)) } |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_grant_amount(record) |
|
|
|
expect(record.errors[:grant]).to include("Loan, grants or subsidies must be between £9,000 and £16,000.") |
|
end |
|
end |
|
|
|
context "when grant is blank" do |
|
let(:record) { build(:sales_log, type: 21, grant: nil, saledate: Time.zone.local(2024, 4, 5)) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_grant_amount(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "when over the max and type is not RTA of social homebuy" do |
|
let(:record) { build(:sales_log, type: 9, grant: 17_000, saledate: Time.zone.local(2024, 4, 5)) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_grant_amount(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "when under the min and type is not RTA of social homebuy" do |
|
let(:record) { build(:sales_log, type: 9, grant: 17_000, saledate: Time.zone.local(2024, 4, 5)) } |
|
|
|
it "does not add error" do |
|
sale_information_validator.validate_grant_amount(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
|
|
context "with log before 2024/25 collection" do |
|
let(:record) { build(:sales_log, type: 8, grant: 3, saledate: Time.zone.local(2023, 4, 5)) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_grant_amount(record) |
|
|
|
expect(record.errors).not_to be_present |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_stairbought" do |
|
let(:saledate) { Time.zone.local(2024, 4, 4) } |
|
|
|
[ |
|
["Shared Ownership (new model lease)", 30, 90], |
|
["Home Ownership for people with Long-Term Disabilities (HOLD)", 16, 90], |
|
["Rent to Buy — Shared Ownership", 28, 90], |
|
["Right to Shared Ownership (RtSO)", 31, 90], |
|
["London Living Rent — Shared Ownership", 32, 90], |
|
["Shared Ownership (old model lease)", 2, 75], |
|
["Social HomeBuy — shared ownership purchase", 18, 75], |
|
["Older Persons Shared Ownership", 24, 50], |
|
].each do |label, type, max| |
|
context "when ownership type is #{label}" do |
|
let(:record) { build(:sales_log, ownershipsch: 1, type:, saledate:) } |
|
|
|
it "does not add an error if stairbought is under #{max}%" do |
|
record.stairbought = max - 1 |
|
sale_information_validator.validate_stairbought(record) |
|
|
|
expect(record.errors).to be_empty |
|
end |
|
|
|
it "does not add an error if stairbought is #{max}%" do |
|
record.stairbought = max |
|
sale_information_validator.validate_stairbought(record) |
|
|
|
expect(record.errors).to be_empty |
|
end |
|
|
|
it "does not add an error if stairbought is not given" do |
|
record.stairbought = nil |
|
sale_information_validator.validate_stairbought(record) |
|
|
|
expect(record.errors).to be_empty |
|
end |
|
|
|
it "adds an error if stairbought is over #{max}%" do |
|
record.stairbought = max + 2 |
|
sale_information_validator.validate_stairbought(record) |
|
|
|
expect(record.errors[:stairbought]).to include("The percentage bought in this staircasing transaction cannot be higher than #{max}% for #{label} sales.") |
|
expect(record.errors[:type]).to include("The percentage bought in this staircasing transaction cannot be higher than #{max}% for #{label} sales.") |
|
end |
|
end |
|
end |
|
context "when the collection year is before 2024" do |
|
let(:record) { build(:sales_log, ownershipsch: 1, type: 24, saledate:, stairbought: 90) } |
|
let(:saledate) { Time.zone.local(2023, 4, 4) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_stairbought(record) |
|
|
|
expect(record.errors).to be_empty |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_discount_and_value" do |
|
let(:record) { FactoryBot.build(:sales_log, value: 200_000, discount: 50, ownershipsch: 2, type: 9, saledate:) } |
|
let(:saledate) { Time.zone.local(2024, 4, 1) } |
|
|
|
context "with a log in the 24/25 collection year" do |
|
context "when in London" do |
|
before do |
|
record.la = "E09000001" |
|
end |
|
|
|
it "adds an error if value * discount is more than 136,400" do |
|
record.discount = 80 |
|
sale_information_validator.validate_discount_and_value(record) |
|
expect(record.errors["value"]).to include("The percentage discount multiplied by the purchase price is £160,000.00. This figure should not be more than £136,400 for properties in London.") |
|
expect(record.errors["discount"]).to include("The percentage discount multiplied by the purchase price is £160,000.00. This figure should not be more than £136,400 for properties in London.") |
|
expect(record.errors["la"]).to include("The percentage discount multiplied by the purchase price is £160,000.00. This figure should not be more than £136,400 for properties in London.") |
|
expect(record.errors["postcode_full"]).to include("The percentage discount multiplied by the purchase price is £160,000.00. This figure should not be more than £136,400 for properties in London.") |
|
expect(record.errors["uprn"]).to include("The percentage discount multiplied by the purchase price is £160,000.00. This figure should not be more than £136,400 for properties in London.") |
|
end |
|
|
|
it "does not add an error value * discount is less than 136,400" do |
|
sale_information_validator.validate_discount_and_value(record) |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["la"]).to be_empty |
|
expect(record.errors["postcode_full"]).to be_empty |
|
expect(record.errors["uprn"]).to be_empty |
|
end |
|
end |
|
|
|
context "when in outside of London" do |
|
before do |
|
record.la = "E06000015" |
|
end |
|
|
|
it "adds an error if value * discount is more than 136,400" do |
|
record.discount = 52 |
|
sale_information_validator.validate_discount_and_value(record) |
|
expect(record.errors["value"]).to include("The percentage discount multiplied by the purchase price is £104,000.00. This figure should not be more than £102,400 for properties outside of London.") |
|
expect(record.errors["discount"]).to include("The percentage discount multiplied by the purchase price is £104,000.00. This figure should not be more than £102,400 for properties outside of London.") |
|
expect(record.errors["la"]).to include("The percentage discount multiplied by the purchase price is £104,000.00. This figure should not be more than £102,400 for properties outside of London.") |
|
expect(record.errors["postcode_full"]).to include("The percentage discount multiplied by the purchase price is £104,000.00. This figure should not be more than £102,400 for properties outside of London.") |
|
expect(record.errors["uprn"]).to include("The percentage discount multiplied by the purchase price is £104,000.00. This figure should not be more than £102,400 for properties outside of London.") |
|
end |
|
|
|
it "does not add an error value * discount is less than 136,400" do |
|
sale_information_validator.validate_discount_and_value(record) |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["la"]).to be_empty |
|
expect(record.errors["postcode_full"]).to be_empty |
|
expect(record.errors["uprn"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when it is a 2023 log" do |
|
let(:record) { FactoryBot.build(:sales_log, value: 200_000, discount: 80, ownershipsch: 2, type: 9, saledate: Time.zone.local(2023, 4, 1), la: "E06000015") } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_discount_and_value(record) |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["discount"]).to be_empty |
|
expect(record.errors["la"]).to be_empty |
|
expect(record.errors["postcode_full"]).to be_empty |
|
expect(record.errors["uprn"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_non_staircasing_mortgage" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, mortgage: 10_000, deposit: 5_000, value: 30_000, equity: 28, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
context "with a log in the 24/25 collection year" do |
|
let(:saledate) { Time.zone.local(2024, 4, 4) } |
|
|
|
context "when MORTGAGE + DEPOSIT does not equal VALUE * EQUITY/100 " do |
|
context "and it is not a staircase transaction" do |
|
before do |
|
record.staircase = 2 |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to include("The mortgage (£10,000.00) and cash deposit (£5,000.00) added together is £15,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage (£10,000.00) and cash deposit (£5,000.00) added together is £15,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage (£10,000.00) and cash deposit (£5,000.00) added together is £15,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["equity"]).to include("The mortgage (£10,000.00) and cash deposit (£5,000.00) added together is £15,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["type"]).to include("The mortgage (£10,000.00) and cash deposit (£5,000.00) added together is £15,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["cashdis"]).not_to include("The mortgage (£10,000.00) and cash deposit (£5,000.00) added together is £15,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
context "and it is a social homebuy" do |
|
before do |
|
record.type = 18 |
|
record.cashdis = "200" |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to include("The mortgage amount (£10,000.00), cash deposit (£5,000.00), and cash discount (£200.00) added together is £15,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The mortgage amount (£10,000.00), cash deposit (£5,000.00), and cash discount (£200.00) added together is £15,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The mortgage amount (£10,000.00), cash deposit (£5,000.00), and cash discount (£200.00) added together is £15,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["equity"]).to include("The mortgage amount (£10,000.00), cash deposit (£5,000.00), and cash discount (£200.00) added together is £15,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["cashdis"]).to include("The mortgage amount (£10,000.00), cash deposit (£5,000.00), and cash discount (£200.00) added together is £15,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["type"]).to include("The mortgage amount (£10,000.00), cash deposit (£5,000.00), and cash discount (£200.00) added together is £15,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage equity stake purchased (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
end |
|
end |
|
|
|
context "and it is not a shared ownership transaction" do |
|
before do |
|
record.ownershipsch = 2 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "and it is a staircase transaction" do |
|
before do |
|
record.staircase = 1 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when MORTGAGE + DEPOSIT equals VALUE * EQUITY/100" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, mortgage: 10_000, staircase: 2, deposit: 5_000, value: 30_000, equity: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
|
|
context "when MORTGAGE + DEPOSIT is within 1£ tolerance of VALUE * EQUITY/100" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, mortgage: 10_000, staircase: 2, deposit: 50_000, value: 120_001, equity: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
|
|
context "when mortgage is not used" do |
|
before do |
|
record.mortgageused = 2 |
|
end |
|
|
|
context "when DEPOSIT does not equal VALUE * EQUITY/100 " do |
|
context "and it is not a staircase transaction" do |
|
before do |
|
record.staircase = 2 |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to include("The cash deposit is £5,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The cash deposit is £5,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The cash deposit is £5,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["equity"]).to include("The cash deposit is £5,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["type"]).to include("The cash deposit is £5,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["cashdis"]).not_to include("The cash deposit is £5,000.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought is £8,400.00.</br></br>These two amounts should be the same.") |
|
end |
|
|
|
context "and it is a social homebuy" do |
|
before do |
|
record.type = 18 |
|
record.cashdis = "200" |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to include("The cash deposit (£5,000.00) and cash discount (£200.00) added together is £5,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["value"]).to include("The cash deposit (£5,000.00) and cash discount (£200.00) added together is £5,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["deposit"]).to include("The cash deposit (£5,000.00) and cash discount (£200.00) added together is £5,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["equity"]).to include("The cash deposit (£5,000.00) and cash discount (£200.00) added together is £5,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["cashdis"]).to include("The cash deposit (£5,000.00) and cash discount (£200.00) added together is £5,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
expect(record.errors["type"]).to include("The cash deposit (£5,000.00) and cash discount (£200.00) added together is £5,200.00.</br></br>The full purchase price (£30,000.00) multiplied by the percentage bought (28.0%) is £8,400.00.</br></br>These two amounts should be the same.") |
|
end |
|
end |
|
|
|
context "and it is not a shared ownership transaction" do |
|
before do |
|
record.ownershipsch = 2 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "and it is a staircase transaction" do |
|
before do |
|
record.staircase = 1 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when DEPOSIT equals VALUE * EQUITY/100" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 2, staircase: 2, deposit: 15_000, value: 30_000, equity: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
|
|
context "when DEPOSIT is within 1£ tolerance of VALUE * EQUITY/100" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 2, staircase: 2, deposit: 15_000, value: 30_001, equity: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
end |
|
|
|
context "when it is a 2023 log" do |
|
let(:saledate) { Time.zone.local(2023, 4, 1) } |
|
let(:record) { FactoryBot.build(:sales_log, mortgage: 10_000, staircase: 2, deposit: 5_000, value: 30_000, equity: 28, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["equity"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_staircasing_mortgage" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, mortgage: 10_000, deposit: 5_000, value: 30_000, stairbought: 28, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
context "with a log in the 24/25 collection year" do |
|
let(:saledate) { Time.zone.local(2024, 4, 4) } |
|
|
|
context "when MORTGAGE + DEPOSIT does not equal STAIRBOUGHT/100 * VALUE" do |
|
context "and it is a staircase transaction" do |
|
before do |
|
record.staircase = 1 |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to include(I18n.t("validations.sales.sale_information.mortgage.staircasing_mortgage.mortgage_used", mortgage: "£10,000.00", deposit: "£5,000.00", mortgage_and_deposit_total: "£15,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["value"]).to include(I18n.t("validations.sales.sale_information.value.staircasing_mortgage.mortgage_used", mortgage: "£10,000.00", deposit: "£5,000.00", mortgage_and_deposit_total: "£15,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["deposit"]).to include(I18n.t("validations.sales.sale_information.deposit.staircasing_mortgage.mortgage_used", mortgage: "£10,000.00", deposit: "£5,000.00", mortgage_and_deposit_total: "£15,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["stairbought"]).to include(I18n.t("validations.sales.sale_information.stairbought.staircasing_mortgage.mortgage_used", mortgage: "£10,000.00", deposit: "£5,000.00", mortgage_and_deposit_total: "£15,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["type"]).to include(I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_used", mortgage: "£10,000.00", deposit: "£5,000.00", mortgage_and_deposit_total: "£15,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
end |
|
|
|
context "and it is a social homebuy" do |
|
before do |
|
record.type = 18 |
|
record.cashdis = "200" |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to include(I18n.t("validations.sales.sale_information.mortgage.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: "£10,000.00", deposit: "£5,000.00", cashdis: "£200.00", mortgage_deposit_and_discount_total: "£15,200.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00", stairbought: "28.0%")) |
|
expect(record.errors["value"]).to include(I18n.t("validations.sales.sale_information.value.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: "£10,000.00", deposit: "£5,000.00", cashdis: "£200.00", mortgage_deposit_and_discount_total: "£15,200.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00", stairbought: "28.0%")) |
|
expect(record.errors["deposit"]).to include(I18n.t("validations.sales.sale_information.deposit.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: "£10,000.00", deposit: "£5,000.00", cashdis: "£200.00", mortgage_deposit_and_discount_total: "£15,200.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00", stairbought: "28.0%")) |
|
expect(record.errors["stairbought"]).to include(I18n.t("validations.sales.sale_information.stairbought.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: "£10,000.00", deposit: "£5,000.00", cashdis: "£200.00", mortgage_deposit_and_discount_total: "£15,200.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00", stairbought: "28.0%")) |
|
expect(record.errors["cashdis"]).to include(I18n.t("validations.sales.sale_information.cashdis.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: "£10,000.00", deposit: "£5,000.00", cashdis: "£200.00", mortgage_deposit_and_discount_total: "£15,200.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00", stairbought: "28.0%")) |
|
expect(record.errors["type"]).to include(I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_used_socialhomebuy", mortgage: "£10,000.00", deposit: "£5,000.00", cashdis: "£200.00", mortgage_deposit_and_discount_total: "£15,200.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00", stairbought: "28.0%")) |
|
end |
|
end |
|
|
|
context "and it is not a shared ownership transaction" do |
|
before do |
|
record.ownershipsch = 2 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "and it is not a staircase transaction" do |
|
before do |
|
record.staircase = 2 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when MORTGAGE + DEPOSIT equals STAIRBOUGHT/100 * VALUE" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, mortgage: 10_000, staircase: 1, deposit: 5_000, value: 30_000, stairbought: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
|
|
context "when MORTGAGE + DEPOSIT is within 1£ tolerance of STAIRBOUGHT/100 * VALUE" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 1, mortgage: 10_000, staircase: 1, deposit: 5_000, value: 30_001, stairbought: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when it is a 2023 log" do |
|
let(:saledate) { Time.zone.local(2023, 4, 1) } |
|
let(:record) { FactoryBot.build(:sales_log, mortgage: 10_000, staircase: 1, deposit: 5_000, value: 30_000, stairbought: 28, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgage"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
|
|
context "when mortgage is not used" do |
|
context "with a log in the 24/25 collection year" do |
|
let(:saledate) { Time.zone.local(2024, 4, 4) } |
|
|
|
before do |
|
record.mortgageused = 2 |
|
end |
|
|
|
context "when DEPOSIT does not equal STAIRBOUGHT/100 * VALUE" do |
|
context "and it is a staircase transaction" do |
|
before do |
|
record.staircase = 1 |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to include(I18n.t("validations.sales.sale_information.mortgageused.staircasing_mortgage.mortgage_not_used", deposit: "£5,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["value"]).to include(I18n.t("validations.sales.sale_information.value.staircasing_mortgage.mortgage_not_used", deposit: "£5,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["deposit"]).to include(I18n.t("validations.sales.sale_information.deposit.staircasing_mortgage.mortgage_not_used", deposit: "£5,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["stairbought"]).to include(I18n.t("validations.sales.sale_information.stairbought.staircasing_mortgage.mortgage_not_used", deposit: "£5,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["type"]).to include(I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_not_used", deposit: "£5,000.00", value: "£30,000.00", stairbought_part_of_value: "£8,400.00")) |
|
end |
|
|
|
context "and it is a social homebuy" do |
|
before do |
|
record.type = 18 |
|
record.cashdis = "200" |
|
end |
|
|
|
it "adds an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to include(I18n.t("validations.sales.sale_information.mortgageused.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit: "£5,000.00", cashdis: "£200.00", deposit_and_discount_total: "£5,200.00", value: "£30,000.00", stairbought: "28.0%", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["value"]).to include(I18n.t("validations.sales.sale_information.value.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit: "£5,000.00", cashdis: "£200.00", deposit_and_discount_total: "£5,200.00", value: "£30,000.00", stairbought: "28.0%", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["deposit"]).to include(I18n.t("validations.sales.sale_information.deposit.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit: "£5,000.00", cashdis: "£200.00", deposit_and_discount_total: "£5,200.00", value: "£30,000.00", stairbought: "28.0%", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["stairbought"]).to include(I18n.t("validations.sales.sale_information.stairbought.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit: "£5,000.00", cashdis: "£200.00", deposit_and_discount_total: "£5,200.00", value: "£30,000.00", stairbought: "28.0%", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["cashdis"]).to include(I18n.t("validations.sales.sale_information.cashdis.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit: "£5,000.00", cashdis: "£200.00", deposit_and_discount_total: "£5,200.00", value: "£30,000.00", stairbought: "28.0%", stairbought_part_of_value: "£8,400.00")) |
|
expect(record.errors["type"]).to include(I18n.t("validations.sales.sale_information.type.staircasing_mortgage.mortgage_not_used_socialhomebuy", deposit: "£5,000.00", cashdis: "£200.00", deposit_and_discount_total: "£5,200.00", value: "£30,000.00", stairbought: "28.0%", stairbought_part_of_value: "£8,400.00")) |
|
end |
|
end |
|
|
|
context "and it is not a shared ownership transaction" do |
|
before do |
|
record.ownershipsch = 2 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_non_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "and it is not a staircase transaction" do |
|
before do |
|
record.staircase = 2 |
|
end |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when DEPOSIT equals STAIRBOUGHT/100 * VALUE" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 2, staircase: 1, deposit: 15_000, value: 30_000, stairbought: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
|
|
context "when DEPOSIT is within 1£ tolerance of STAIRBOUGHT/100 * VALUE" do |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 2, staircase: 1, deposit: 15_000, value: 30_001, stairbought: 50, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "when it is a 2023 log" do |
|
let(:saledate) { Time.zone.local(2023, 4, 1) } |
|
let(:record) { FactoryBot.build(:sales_log, mortgageused: 2, staircase: 1, deposit: 5_000, value: 30_000, stairbought: 28, ownershipsch: 1, type: 30, saledate:) } |
|
|
|
it "does not add an error" do |
|
sale_information_validator.validate_staircasing_mortgage(record) |
|
expect(record.errors["mortgageused"]).to be_empty |
|
expect(record.errors["value"]).to be_empty |
|
expect(record.errors["deposit"]).to be_empty |
|
expect(record.errors["stairbought"]).to be_empty |
|
expect(record.errors["cashdis"]).to be_empty |
|
expect(record.errors["type"]).to be_empty |
|
end |
|
end |
|
end |
|
end |
|
|
|
describe "#validate_mortgage_used_dont_know" do |
|
let(:staircase) { nil } |
|
let(:stairowned) { nil } |
|
let(:saledate) { nil } |
|
let(:sales_log) { build(:sales_log, ownershipsch:, mortgageused:, staircase:, stairowned:, saledate:) } |
|
|
|
before do |
|
sale_information_validator.validate_mortgage_used_dont_know(sales_log) |
|
end |
|
|
|
context "when mortgageused is don't know" do |
|
let(:mortgageused) { 3 } |
|
|
|
context "and it is a discounted ownership sale" do |
|
let(:ownershipsch) { 2 } |
|
|
|
it "adds an error" do |
|
expect(sales_log.errors[:mortgageused]).to include "Enter a valid value for was a mortgage used for the purchase of this property?" |
|
end |
|
end |
|
|
|
context "and it is an outright sale" do |
|
let(:ownershipsch) { 3 } |
|
|
|
context "with a saledate before 24/25" do |
|
let(:saledate) { Time.zone.local(2023, 9, 9) } |
|
|
|
it "adds errors" do |
|
expect(sales_log.errors[:mortgageused]).to include "Enter a valid value for was a mortgage used for the purchase of this property?" |
|
expect(sales_log.errors[:saledate]).to include "You must answer either ‘yes’ or ‘no’ to the question ‘was a mortgage used’ for the selected year." |
|
end |
|
end |
|
|
|
context "with a saledate from 24/25 or after" do |
|
let(:saledate) { Time.zone.today } |
|
|
|
it "does not add any errors" do |
|
expect(sales_log.errors).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "and it is a shared ownership scheme sale" do |
|
let(:ownershipsch) { 1 } |
|
|
|
context "and a staircasing transaction" do |
|
let(:staircase) { 1 } |
|
|
|
context "and stairowned is nil" do |
|
let(:stairowned) { nil } |
|
|
|
it "does not add an error" do |
|
expect(sales_log.errors).to be_empty |
|
end |
|
end |
|
|
|
context "and stairowned is less than 100" do |
|
let(:stairowned) { 50 } |
|
|
|
it "adds errors" do |
|
expect(sales_log.errors[:mortgageused]).to include "The percentage owned has to be 100% if the mortgage used is 'Don’t know'" |
|
expect(sales_log.errors[:stairowned]).to include "The percentage owned has to be 100% if the mortgage used is 'Don’t know'" |
|
end |
|
end |
|
|
|
context "and stairowned is 100" do |
|
let(:stairowned) { 100 } |
|
|
|
it "does not add an error" do |
|
expect(sales_log.errors).to be_empty |
|
end |
|
end |
|
end |
|
|
|
context "and not a staircasing transaction" do |
|
let(:staircase) { 2 } |
|
|
|
it "adds errors" do |
|
expect(sales_log.errors[:mortgageused]).to include "Enter a valid value for was a mortgage used for the purchase of this property?" |
|
expect(sales_log.errors[:staircase]).to include "You must answer either ‘yes’ or ‘no’ to the question ‘was a mortgage used’ for staircasing transactions." |
|
end |
|
end |
|
end |
|
end |
|
|
|
context "when mortgageused is not don't know" do |
|
let(:mortgageused) { 1 } |
|
|
|
context "and it is a discounted ownership sale" do |
|
let(:ownershipsch) { 2 } |
|
|
|
it "does not add an error" do |
|
expect(sales_log.errors).to be_empty |
|
end |
|
end |
|
end |
|
end |
|
end
|
|
|