You can not select more than 25 topics
Topics must start with a letter or number, can include dashes ('-') and can be up to 35 characters long.
164 lines
8.1 KiB
164 lines
8.1 KiB
module Validations::Sales::FinancialValidations |
|
# Validations methods need to be called 'validate_<page_name>' to run on model save |
|
# or 'validate_' to run on submit as well |
|
|
|
def validate_income1(record) |
|
return unless record.income1 && record.la && record.shared_ownership_scheme? |
|
|
|
relevant_fields = %i[income1 ownershipsch uprn la postcode_full] |
|
if record.london_property? && !record.income1.between?(0, 90_000) |
|
relevant_fields.each { |field| record.errors.add field, :outside_london_income_range, message: I18n.t("validations.financial.income.outside_london_income_range") } |
|
elsif record.property_not_in_london? && !record.income1.between?(0, 80_000) |
|
relevant_fields.each { |field| record.errors.add field, :outside_non_london_income_range, message: I18n.t("validations.financial.income.outside_non_london_income_range") } |
|
end |
|
end |
|
|
|
def validate_income2(record) |
|
return unless record.income2 && record.la && record.shared_ownership_scheme? |
|
|
|
relevant_fields = %i[income2 ownershipsch uprn la postcode_full] |
|
if record.london_property? && !record.income2.between?(0, 90_000) |
|
relevant_fields.each { |field| record.errors.add field, :outside_london_income_range, message: I18n.t("validations.financial.income.outside_london_income_range") } |
|
elsif record.property_not_in_london? && !record.income2.between?(0, 80_000) |
|
relevant_fields.each { |field| record.errors.add field, :outside_non_london_income_range, message: I18n.t("validations.financial.income.outside_non_london_income_range") } |
|
end |
|
end |
|
|
|
def validate_combined_income(record) |
|
return unless record.income1 && record.income2 && record.la && record.shared_ownership_scheme? |
|
|
|
combined_income = record.income1 + record.income2 |
|
relevant_fields = %i[income1 income2 ownershipsch uprn la postcode_full] |
|
if record.london_property? && combined_income > 90_000 |
|
relevant_fields.each { |field| record.errors.add field, :over_combined_hard_max_for_london, message: I18n.t("validations.financial.income.combined_over_hard_max_for_london") } |
|
elsif record.property_not_in_london? && combined_income > 80_000 |
|
relevant_fields.each { |field| record.errors.add field, :over_combined_hard_max_for_outside_london, message: I18n.t("validations.financial.income.combined_over_hard_max_for_outside_london") } |
|
end |
|
end |
|
|
|
def validate_mortgage(record) |
|
record.errors.add :mortgage, :cannot_be_0, message: I18n.t("validations.financial.mortgage") if record.mortgage_used? && record.mortgage&.zero? |
|
end |
|
|
|
def validate_monthly_leasehold_charges(record) |
|
record.errors.add :mscharge, I18n.t("validations.financial.monthly_leasehold_charges.not_zero") if record.mscharge&.zero? |
|
end |
|
|
|
def validate_percentage_bought_not_greater_than_percentage_owned(record) |
|
return unless record.stairbought && record.stairowned |
|
|
|
if record.stairbought > record.stairowned |
|
record.errors.add :stairowned, I18n.t("validations.financial.staircasing.percentage_bought_must_be_greater_than_percentage_owned", buyer_now_owns: record.joint_purchase? ? "buyers now own" : "buyer now owns") |
|
end |
|
end |
|
|
|
def validate_percentage_bought_not_equal_percentage_owned(record) |
|
return unless record.stairbought && record.stairowned |
|
return unless record.saledate && record.form.start_year_after_2024? |
|
|
|
if record.stairbought == record.stairowned |
|
record.errors.add :stairbought, I18n.t("validations.financial.staircasing.percentage_bought_equal_percentage_owned", stairbought: sprintf("%g", record.stairbought), stairowned: sprintf("%g", record.stairowned)) |
|
record.errors.add :stairowned, I18n.t("validations.financial.staircasing.percentage_bought_equal_percentage_owned", stairbought: sprintf("%g", record.stairbought), stairowned: sprintf("%g", record.stairowned)) |
|
end |
|
end |
|
|
|
def validate_percentage_bought_at_least_threshold(record) |
|
return unless record.stairbought && record.type |
|
|
|
threshold = if [2, 16, 18, 24].include? record.type |
|
10 |
|
else |
|
1 |
|
end |
|
|
|
if threshold && record.stairbought < threshold |
|
record.errors.add :stairbought, I18n.t("validations.financial.staircasing.percentage_bought_must_be_at_least_threshold", threshold:) |
|
record.errors.add :type, I18n.t("validations.setup.type.percentage_bought_must_be_at_least_threshold", threshold:) |
|
end |
|
end |
|
|
|
def validate_child_income(record) |
|
return unless record.income2 && record.ecstat2 |
|
|
|
if record.income2.positive? && is_economic_status_child?(record.ecstat2) && record.form.start_date.year >= 2023 |
|
record.errors.add :ecstat2, I18n.t("validations.financial.income.child_has_income") |
|
record.errors.add :income2, I18n.t("validations.financial.income.child_has_income") |
|
end |
|
end |
|
|
|
def validate_equity_in_range_for_year_and_type(record) |
|
return unless record.type && record.equity && record.collection_start_year |
|
|
|
ranges = EQUITY_RANGES_BY_YEAR.fetch(record.collection_start_year, DEFAULT_EQUITY_RANGES) |
|
|
|
return unless (range = ranges[record.type]) |
|
|
|
if record.equity < range.min |
|
record.errors.add :type, I18n.t("validations.financial.equity.under_min", min_equity: range.min) |
|
record.errors.add :equity, :under_min, message: I18n.t("validations.financial.equity.under_min", min_equity: range.min) |
|
elsif record.equity > range.max |
|
record.errors.add :type, I18n.t("validations.financial.equity.over_max", max_equity: range.max) |
|
record.errors.add :equity, :over_max, message: I18n.t("validations.financial.equity.over_max", max_equity: range.max) |
|
end |
|
end |
|
|
|
def validate_shared_ownership_deposit(record) |
|
return unless record.saledate && record.form.start_year_after_2024? |
|
return unless record.mortgage || record.mortgageused == 2 || record.mortgageused == 3 |
|
return unless record.cashdis && record.deposit && record.value && record.equity |
|
|
|
mortgage_value = record.mortgage || 0 |
|
|
|
if mortgage_value + record.deposit + record.cashdis != record.value * record.equity / 100 |
|
%i[mortgage value deposit ownershipsch cashdis equity].each do |field| |
|
record.errors.add field, I18n.t("validations.financial.shared_ownership_deposit", |
|
mortgage_deposit_and_discount_error_fields: record.mortgage_deposit_and_discount_error_fields, |
|
mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), |
|
value_times_equity: record.field_formatted_as_currency("value_times_equity")) |
|
end |
|
end |
|
end |
|
|
|
def validate_equity_less_than_staircase_difference(record) |
|
return unless record.equity && record.stairbought && record.stairowned |
|
return unless record.saledate && record.form.start_year_after_2024? |
|
|
|
if record.equity > record.stairowned - record.stairbought |
|
formatted_equity = sprintf("%g", record.equity) |
|
record.errors.add :equity, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought, buyer_owns: record.joint_purchase? ? "buyers own" : "buyer owns") |
|
record.errors.add :stairowned, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought, buyer_owns: record.joint_purchase? ? "buyers own" : "buyer owns") |
|
record.errors.add :stairbought, I18n.t("validations.financial.equity.over_stairowned_minus_stairbought", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought, buyer_owns: record.joint_purchase? ? "buyers own" : "buyer owns") |
|
end |
|
end |
|
|
|
private |
|
|
|
def is_relationship_child?(relationship) |
|
relationship == "C" |
|
end |
|
|
|
def is_economic_status_child?(economic_status) |
|
economic_status == 9 |
|
end |
|
|
|
EQUITY_RANGES_BY_YEAR = { |
|
2022 => { |
|
2 => 25..75, |
|
30 => 10..75, |
|
18 => 25..75, |
|
16 => 10..75, |
|
24 => 25..75, |
|
31 => 0..75, |
|
}, |
|
}.freeze |
|
|
|
DEFAULT_EQUITY_RANGES = { |
|
2 => 25..75, |
|
30 => 10..75, |
|
18 => 25..75, |
|
16 => 10..75, |
|
24 => 25..75, |
|
31 => 0..75, |
|
32 => 0..75, |
|
}.freeze |
|
end
|
|
|