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358 lines
25 KiB
358 lines
25 KiB
module Validations::Sales::SaleInformationValidations |
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include Validations::SharedValidations |
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include CollectionTimeHelper |
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include MoneyFormattingHelper |
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def validate_practical_completion_date(record) |
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return unless record.hodate.present? && date_valid?("hodate", record) |
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return if record.saledate.blank? |
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if record.hodate > record.saledate |
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record.errors.add :hodate, I18n.t("validations.sale_information.hodate.must_be_before_saledate") |
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record.errors.add :saledate, I18n.t("validations.sale_information.saledate.must_be_after_hodate") |
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end |
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if record.saledate - record.hodate >= 3.years && record.form.start_year_after_2024? |
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record.errors.add :hodate, I18n.t("validations.sale_information.hodate.must_be_less_than_3_years_from_saledate") |
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record.errors.add :saledate, I18n.t("validations.sale_information.saledate.must_be_less_than_3_years_from_hodate") |
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end |
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end |
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def validate_exchange_date(record) |
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return unless record.exdate && record.saledate |
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if record.exdate > record.saledate |
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record.errors.add :exdate, I18n.t("validations.sale_information.exdate.must_be_before_saledate") |
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record.errors.add :saledate, I18n.t("validations.sale_information.saledate.must_be_after_exdate") |
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end |
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if record.saledate - record.exdate >= 1.year |
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record.errors.add :exdate, I18n.t("validations.sale_information.exdate.must_be_less_than_1_year_from_saledate") |
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record.errors.add :saledate, I18n.t("validations.sale_information.saledate.must_be_less_than_1_year_from_exdate") |
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end |
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end |
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def validate_previous_property_unit_type(record) |
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return unless record.fromprop && record.frombeds |
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if record.frombeds != 1 && record.fromprop == 2 |
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record.errors.add :frombeds, I18n.t("validations.sale_information.previous_property_type.property_type_bedsit") |
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record.errors.add :fromprop, I18n.t("validations.sale_information.previous_property_type.property_type_bedsit") |
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end |
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end |
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def validate_discounted_ownership_value(record) |
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return unless record.saledate && record.form.start_year_after_2024? |
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return unless record.value && record.deposit && record.ownershipsch |
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return unless record.mortgage || record.mortgageused == 2 || record.mortgageused == 3 |
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return unless record.discount || record.grant || record.type == 29 |
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# When a percentage discount is used, a percentage tolerance is needed to account for rounding errors |
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tolerance = record.discount ? record.value * 0.05 / 100 : 1 |
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if over_tolerance?(record.mortgage_deposit_and_grant_total, record.value_with_discount, tolerance, strict: !record.discount.nil?) && record.discounted_ownership_sale? |
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deposit_and_grant_sentence = record.grant.present? ? ", cash deposit (#{record.field_formatted_as_currency('deposit')}), and grant (#{record.field_formatted_as_currency('grant')})" : " and cash deposit (#{record.field_formatted_as_currency('deposit')})" |
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discount_sentence = record.discount.present? ? " (#{record.field_formatted_as_currency('value')}) subtracted by the sum of the full purchase price (#{record.field_formatted_as_currency('value')}) multiplied by the percentage discount (#{record.discount}%)" : "" |
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%i[mortgageused mortgage value deposit ownershipsch discount grant].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.discounted_ownership_value", |
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mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "", |
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deposit_and_grant_sentence:, |
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mortgage_deposit_and_grant_total: record.field_formatted_as_currency("mortgage_deposit_and_grant_total"), |
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discount_sentence:, |
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value_with_discount: record.field_formatted_as_currency("value_with_discount")).html_safe |
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end |
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end |
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end |
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def validate_outright_sale_value_matches_mortgage_plus_deposit(record) |
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return unless record.saledate && record.form.start_year_after_2024? |
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return unless record.outright_sale? |
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return unless record.mortgage_used? && record.mortgage |
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return unless record.deposit && record.value |
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if over_tolerance?(record.mortgage_and_deposit_total, record.value, 1) |
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%i[mortgageused mortgage value deposit].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.outright_sale_value", |
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mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), |
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mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "", |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value")).html_safe |
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end |
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record.errors.add :ownershipsch, :skip_bu_error, message: I18n.t("validations.sale_information.outright_sale_value", |
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mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), |
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mortgage: record.mortgage&.positive? ? " (#{record.field_formatted_as_currency('mortgage')})" : "", |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value")).html_safe |
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end |
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end |
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def validate_basic_monthly_rent(record) |
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return unless record.mrent && record.ownershipsch && record.type |
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if record.shared_ownership_scheme? && !record.old_persons_shared_ownership? && record.mrent > 9999 |
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record.errors.add :mrent, I18n.t("validations.sale_information.monthly_rent.higher_than_expected") |
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record.errors.add :type, I18n.t("validations.sale_information.monthly_rent.higher_than_expected") |
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end |
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end |
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def validate_grant_amount(record) |
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return unless record.saledate && record.form.start_year_after_2024? |
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return unless record.grant && (record.type == 8 || record.type == 21) |
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unless record.grant.between?(9_000, 16_000) |
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record.errors.add :grant, I18n.t("validations.sale_information.grant.out_of_range") |
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end |
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end |
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def validate_stairbought(record) |
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return unless record.stairbought && record.type |
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return unless record.saledate && record.form.start_year_after_2024? |
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max_stairbought = case record.type |
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when 30, 16, 28, 31, 32 |
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90 |
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when 2, 18 |
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75 |
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when 24 |
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50 |
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end |
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if max_stairbought && record.stairbought > max_stairbought |
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record.errors.add :stairbought, I18n.t("validations.sale_information.stairbought.over_max", max_stairbought:, type: record.form.get_question("type", record).answer_label(record)) |
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record.errors.add :type, I18n.t("validations.sale_information.stairbought.over_max", max_stairbought:, type: record.form.get_question("type", record).answer_label(record)) |
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end |
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end |
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def validate_discount_and_value(record) |
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return unless record.saledate && record.form.start_year_after_2024? |
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return unless record.discount && record.value && record.la |
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if record.london_property? && record.discount_value > 136_400 |
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%i[discount value la postcode_full uprn].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.value.over_discounted_london_max", discount_value: record.field_formatted_as_currency("discount_value")) |
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end |
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elsif record.property_not_in_london? && record.discount_value > 102_400 |
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%i[discount value la postcode_full uprn].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.value.over_discounted_max", discount_value: record.field_formatted_as_currency("discount_value")) |
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end |
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end |
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end |
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def validate_non_staircasing_mortgage(record) |
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return unless record.saledate && record.form.start_year_after_2024? |
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return unless record.value && record.deposit && record.equity |
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return unless record.shared_ownership_scheme? && record.type && record.mortgageused && record.is_not_staircasing? |
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if record.social_homebuy? |
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check_non_staircasing_socialhomebuy_mortgage(record) |
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else |
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check_non_staircasing_non_socialhomebuy_mortgage(record) |
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end |
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end |
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def validate_staircasing_mortgage(record) |
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return unless record.saledate && record.form.start_year_after_2024? |
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return unless record.value && record.deposit && record.stairbought |
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return unless record.shared_ownership_scheme? && record.type && record.mortgageused && record.is_staircase? |
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if record.social_homebuy? |
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check_staircasing_socialhomebuy_mortgage(record) |
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else |
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check_staircasing_non_socialhomebuy_mortgage(record) |
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end |
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end |
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def check_non_staircasing_socialhomebuy_mortgage(record) |
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return unless record.cashdis |
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if record.mortgage_used? |
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return unless record.mortgage |
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if over_tolerance?(record.mortgage_deposit_and_discount_total, record.expected_shared_ownership_deposit_value, 1) |
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%i[mortgage value deposit cashdis equity].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_used_socialhomebuy", |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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equity: "#{record.equity}%", |
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mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_used_socialhomebuy", |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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equity: "#{record.equity}%", |
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mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe |
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end |
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elsif record.mortgage_not_used? |
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if over_tolerance?(record.deposit_and_discount_total, record.expected_shared_ownership_deposit_value, 1) |
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%i[mortgageused value deposit cashdis equity].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_not_used_socialhomebuy", |
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deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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equity: "#{record.equity}%").html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_not_used_socialhomebuy", |
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deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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equity: "#{record.equity}%").html_safe |
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end |
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end |
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end |
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def check_non_staircasing_non_socialhomebuy_mortgage(record) |
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if record.mortgage_used? |
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return unless record.mortgage |
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if over_tolerance?(record.mortgage_and_deposit_total, record.expected_shared_ownership_deposit_value, 1) |
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%i[mortgage value deposit equity].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_used", |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value"), |
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equity: "#{record.equity}%", |
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mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_used", |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value"), |
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equity: "#{record.equity}%", |
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mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe |
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end |
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elsif record.mortgage_not_used? |
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if over_tolerance?(record.deposit, record.expected_shared_ownership_deposit_value, 1) |
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%i[mortgageused value deposit equity].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_not_used", |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.non_staircasing_mortgage.mortgage_not_used", |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value"), |
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expected_shared_ownership_deposit_value: record.field_formatted_as_currency("expected_shared_ownership_deposit_value")).html_safe |
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end |
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end |
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end |
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def check_staircasing_socialhomebuy_mortgage(record) |
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return unless record.cashdis |
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if record.mortgage_used? |
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return unless record.mortgage |
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if over_tolerance?(record.mortgage_deposit_and_discount_total, record.stairbought_part_of_value, 1) |
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%i[mortgage value deposit cashdis stairbought].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.staircasing_mortgage.mortgage_used_socialhomebuy", |
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mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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stairbought: "#{record.stairbought}%").html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.staircasing_mortgage.mortgage_used_socialhomebuy", |
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mortgage_deposit_and_discount_total: record.field_formatted_as_currency("mortgage_deposit_and_discount_total"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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stairbought: "#{record.stairbought}%").html_safe |
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end |
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elsif over_tolerance?(record.deposit_and_discount_total, record.stairbought_part_of_value, 1) |
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%i[mortgageused value deposit cashdis stairbought].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.staircasing_mortgage.mortgage_not_used_socialhomebuy", |
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deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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stairbought: "#{record.stairbought}%").html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.staircasing_mortgage.mortgage_not_used_socialhomebuy", |
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deposit_and_discount_total: record.field_formatted_as_currency("deposit_and_discount_total"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value"), |
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value: record.field_formatted_as_currency("value"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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cashdis: record.field_formatted_as_currency("cashdis"), |
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stairbought: "#{record.stairbought}%").html_safe |
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end |
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end |
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def check_staircasing_non_socialhomebuy_mortgage(record) |
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if record.mortgage_used? |
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return unless record.mortgage |
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if over_tolerance?(record.mortgage_and_deposit_total, record.stairbought_part_of_value, 1) |
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%i[mortgage value deposit stairbought].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.staircasing_mortgage.mortgage_used", |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), |
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value: record.field_formatted_as_currency("value"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.staircasing_mortgage.mortgage_used", |
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mortgage: record.field_formatted_as_currency("mortgage"), |
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deposit: record.field_formatted_as_currency("deposit"), |
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mortgage_and_deposit_total: record.field_formatted_as_currency("mortgage_and_deposit_total"), |
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value: record.field_formatted_as_currency("value"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe |
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end |
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elsif over_tolerance?(record.deposit, record.stairbought_part_of_value, 1) |
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%i[mortgageused value deposit stairbought].each do |field| |
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record.errors.add field, I18n.t("validations.sale_information.staircasing_mortgage.mortgage_not_used", |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe |
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end |
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record.errors.add :type, :skip_bu_error, message: I18n.t("validations.sale_information.staircasing_mortgage.mortgage_not_used", |
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deposit: record.field_formatted_as_currency("deposit"), |
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value: record.field_formatted_as_currency("value"), |
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stairbought_part_of_value: record.field_formatted_as_currency("stairbought_part_of_value")).html_safe |
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end |
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end |
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def validate_mortgage_used_dont_know(record) |
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return unless record.mortgage_use_unknown? |
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if record.discounted_ownership_sale? |
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record.errors.add :mortgageused, I18n.t("validations.invalid_option", question: "was a mortgage used for the purchase of this property?") |
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end |
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if record.outright_sale? && record.saledate && !record.form.start_year_after_2024? |
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record.errors.add :mortgageused, I18n.t("validations.invalid_option", question: "was a mortgage used for the purchase of this property?") |
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record.errors.add :saledate, I18n.t("validations.financial.mortgage_used.year") |
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end |
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if record.shared_ownership_scheme? && record.is_not_staircasing? |
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record.errors.add :mortgageused, I18n.t("validations.invalid_option", question: "was a mortgage used for the purchase of this property?") |
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record.errors.add :staircase, I18n.t("validations.financial.mortgage_used.staircasing") |
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end |
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if record.stairowned && !record.stairowned_100? |
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record.errors.add :stairowned, I18n.t("validations.sale_information.stairowned.mortgageused_dont_know") |
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record.errors.add :mortgageused, I18n.t("validations.sale_information.stairowned.mortgageused_dont_know") |
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end |
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end |
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def over_tolerance?(expected, actual, tolerance, strict: false) |
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if strict |
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(expected - actual).abs > tolerance |
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else |
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(expected - actual).abs >= tolerance |
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end |
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end |
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end
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