Submit social housing lettings and sales data (CORE)
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module Validations::Sales::FinancialValidations
# Validations methods need to be called 'validate_<page_name>' to run on model save
# or 'validate_' to run on submit as well
def validate_income1(record)
return unless record.income1 && record.la && record.shared_ownership_scheme?
relevant_fields = %i[income1 ownershipsch uprn la postcode_full uprn_selection]
if record.london_property? && !record.income1.between?(0, 90_000)
relevant_fields.each { |field| record.errors.add field, :outside_london_income_range, message: I18n.t("validations.sales.financial.#{field}.outside_london_income_range") }
elsif record.property_not_in_london? && !record.income1.between?(0, 80_000)
relevant_fields.each { |field| record.errors.add field, :outside_non_london_income_range, message: I18n.t("validations.sales.financial.#{field}.outside_non_london_income_range") }
end
end
def validate_income2(record)
return unless record.income2 && record.la && record.shared_ownership_scheme?
relevant_fields = %i[income2 ownershipsch uprn la postcode_full uprn_selection]
if record.london_property? && !record.income2.between?(0, 90_000)
relevant_fields.each { |field| record.errors.add field, :outside_london_income_range, message: I18n.t("validations.sales.financial.#{field}.outside_london_income_range") }
elsif record.property_not_in_london? && !record.income2.between?(0, 80_000)
relevant_fields.each { |field| record.errors.add field, :outside_non_london_income_range, message: I18n.t("validations.sales.financial.#{field}.outside_non_london_income_range") }
end
end
def validate_combined_income(record)
return unless record.income1 && record.income2 && record.la && record.shared_ownership_scheme?
combined_income = record.income1 + record.income2
relevant_fields = %i[income1 income2 ownershipsch uprn la postcode_full]
if record.london_property? && combined_income > 90_000
relevant_fields.each { |field| record.errors.add field, :over_combined_hard_max_for_london, message: I18n.t("validations.sales.financial.#{field}.combined_over_hard_max_for_london") }
elsif record.property_not_in_london? && combined_income > 80_000
relevant_fields.each { |field| record.errors.add field, :over_combined_hard_max_for_outside_london, message: I18n.t("validations.sales.financial.#{field}.combined_over_hard_max_for_outside_london") }
end
end
def validate_mortgage(record)
record.errors.add :mortgage, :cannot_be_0, message: I18n.t("validations.sales.financial.mortgage.mortgage_zero") if record.mortgage_used? && record.mortgage&.zero?
end
def validate_monthly_leasehold_charges(record)
record.errors.add :mscharge, I18n.t("validations.sales.financial.mscharge.monthly_leasehold_charges.not_zero") if record.mscharge&.zero?
end
def validate_percentage_bought_not_greater_than_percentage_owned(record)
return unless record.stairbought && record.stairowned
if record.stairbought > record.stairowned
joint_purchase_id = record.joint_purchase? ? "joint_purchase" : "not_joint_purchase"
record.errors.add :stairowned, I18n.t("validations.sales.financial.stairowned.percentage_bought_must_be_greater_than_percentage_owned.#{joint_purchase_id}")
end
end
def validate_percentage_bought_not_equal_percentage_owned(record)
return unless record.stairbought && record.stairowned
return unless record.saledate && record.form.start_year_2024_or_later?
if record.stairbought == record.stairowned
record.errors.add :stairbought, I18n.t("validations.sales.financial.stairbought.percentage_bought_equal_percentage_owned", stairbought: sprintf("%g", record.stairbought), stairowned: sprintf("%g", record.stairowned))
record.errors.add :stairowned, I18n.t("validations.sales.financial.stairowned.percentage_bought_equal_percentage_owned", stairbought: sprintf("%g", record.stairbought), stairowned: sprintf("%g", record.stairowned))
end
end
def validate_percentage_bought_at_least_threshold(record)
return unless record.stairbought && record.type
threshold = if [2, 16, 18, 24].include? record.type
10
else
1
end
if threshold && record.stairbought < threshold
shared_ownership_type = record.form.get_question("type", record).label_from_value(record.type).downcase
record.errors.add :stairbought, I18n.t("validations.sales.financial.stairbought.percentage_bought_must_be_at_least_threshold", threshold:, shared_ownership_type:)
record.errors.add :type, I18n.t("validations.sales.financial.type.percentage_bought_must_be_at_least_threshold", threshold:, shared_ownership_type:)
end
end
def validate_child_income(record)
return unless record.income2 && record.ecstat2
if record.income2.positive? && is_economic_status_child?(record.ecstat2) && record.form.start_date.year >= 2023
record.errors.add :ecstat2, I18n.t("validations.sales.financial.ecstat2.child_has_income")
record.errors.add :income2, I18n.t("validations.sales.financial.income2.child_has_income")
end
end
def validate_equity_in_range_for_year_and_type(record)
return unless record.type && record.equity && record.collection_start_year
ranges = EQUITY_RANGES_BY_YEAR.fetch(record.collection_start_year, DEFAULT_EQUITY_RANGES)
return unless (range = ranges[record.type])
if record.equity < range.min
record.errors.add :type, I18n.t("validations.sales.financial.type.equity_under_min", min_equity: range.min)
record.errors.add :equity, :under_min, message: I18n.t("validations.sales.financial.equity.equity_under_min", min_equity: range.min)
elsif !record.is_resale? && record.equity > range.max
record.errors.add :type, I18n.t("validations.sales.financial.type.equity_over_max", max_equity: range.max)
record.errors.add :equity, :over_max, message: I18n.t("validations.sales.financial.equity.equity_over_max", max_equity: range.max)
record.errors.add :resale, I18n.t("validations.sales.financial.resale.equity_over_max", max_equity: range.max)
end
end
def validate_equity_less_than_staircase_difference(record)
return unless record.equity && record.stairbought && record.stairowned
return unless record.saledate && record.form.start_year_2024_or_later?
if record.equity > record.stairowned - record.stairbought
formatted_equity = sprintf("%g", record.equity)
joint_purchase_id = record.joint_purchase? ? "joint_purchase" : "not_joint_purchase"
record.errors.add :equity, I18n.t("validations.sales.financial.equity.equity_over_stairowned_minus_stairbought.#{joint_purchase_id}", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought)
record.errors.add :stairowned, I18n.t("validations.sales.financial.stairowned.equity_over_stairowned_minus_stairbought.#{joint_purchase_id}", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought)
record.errors.add :stairbought, I18n.t("validations.sales.financial.stairbought.equity_over_stairowned_minus_stairbought.#{joint_purchase_id}", equity: formatted_equity, staircase_difference: record.stairowned - record.stairbought)
end
end
private
def is_relationship_child?(relationship)
relationship == "C"
end
def is_economic_status_child?(economic_status)
economic_status == 9
end
EQUITY_RANGES_BY_YEAR = {
2022 => {
2 => 25..75,
30 => 10..75,
18 => 25..75,
16 => 10..75,
24 => 25..75,
31 => 0..75,
},
}.freeze
DEFAULT_EQUITY_RANGES = {
2 => 25..75,
30 => 10..75,
18 => 25..75,
16 => 10..75,
24 => 25..75,
31 => 0..75,
32 => 0..75,
}.freeze
end