**Why**:
To provide an additional layer of security.
The TOTP spec (RFC 6238) recommends encrypting the keys.
http://tools.ietf.org/html/rfc6238
**How**:
Borrow the encryption code from the `attr_encrypted` gem and use it to
encrypt and decrypt the `otp_secret_key` attribute.
Allow users to add encryption by passing in `encrypted: true` to
`has_one_time_password`. This provides backwards-compatibility for
existing users of the gem.
See the README updates for more detailed instructions for both new
and existing users.
Andrés Riveros
Ryan McGeary
Dmitrii Golub
Moncef Belyamani
Paul Bowsher
Ross Kaffenberger