**Why**:
To provide an additional layer of security.
The TOTP spec (RFC 6238) recommends encrypting the keys.
http://tools.ietf.org/html/rfc6238
**How**:
Borrow the encryption code from the `attr_encrypted` gem and use it to
encrypt and decrypt the `otp_secret_key` attribute.
Allow users to add encryption by passing in `encrypted: true` to
`has_one_time_password`. This provides backwards-compatibility for
existing users of the gem.
See the README updates for more detailed instructions for both new
and existing users.
Moncef Belyamani
Paul Bowsher
Ross Kaffenberger