Change how text displayed after last CY deadline

app/views/home/_upcoming_deadlines.html.erb

@@ -2,7 +2,7 @@
 
 <% open_lettings_form = FormHandler.instance.in_crossover_period? ? FormHandler.instance.previous_lettings_form : FormHandler.instance.current_lettings_form %>
 <% formatted_deadline = open_lettings_form.submission_deadline.strftime("%A %-d %B %Y") %>
-<% if FormHandler.instance.in_crossover_period? %>
+<% if FormHandler.instance.in_crossover_period? && Time.zone.now <= open_lettings_form.start_date %>
   <p class="govuk-body govuk-body-m"><strong>End of year deadline - <%= formatted_deadline %>:</strong> Deadline to submit logs for tenancies starting between <%= open_lettings_form.start_date.to_formatted_s(:govuk_date) %> to <%= collection_end_date(open_lettings_form.start_date).to_formatted_s(:govuk_date) %></p>
 <% end %>
 
@@ -11,12 +11,12 @@
   <p class="govuk-body govuk-body-m"><strong><%= "#{current_quarter.quarter} - #{current_quarter.cutoff_date.strftime('%A %-d %B %Y')}" %>:</strong> Quarterly cut off date for tenancies and sales starting between <%= current_quarter.quarter_start_date.to_formatted_s(:govuk_date) %> and <%= current_quarter.quarter_end_date.to_formatted_s(:govuk_date) %>.</p>
 <% end %>
 
-<% unless FormHandler.instance.in_crossover_period? %>
+<% unless FormHandler.instance.in_crossover_period? && Time.zone.now <= open_lettings_form.start_date %>
 <p class="govuk-body govuk-body-m">Try to complete your logs for each quarter by the cut-off date.</p>
 <p class="govuk-body govuk-body-m">You can still create logs for a previous quarter after its cut-off date, as long as you complete them by the <strong>end-of-year deadline: <%= formatted_deadline %>.</strong></p>
 <% end %>
 
-<% if FormHandler.instance.in_crossover_period? %>
+<% if FormHandler.instance.in_crossover_period? && Time.zone.now <= open_lettings_form.start_date %>
 <% previous_lettings_form = FormHandler.instance.previous_lettings_form %>
 <p class="govuk-body govuk-body-m">Prioritise completing logs for the closing collection year. You must complete all <%= previous_lettings_form.start_date.year %> to <%= previous_lettings_form.submission_deadline.year %> logs by the end-of-year deadline. You can still create <%= open_lettings_form.start_date.year %> to <%= open_lettings_form.submission_deadline.year %> logs for this quarter after the quarterly cut-off date.</p>
 <% end %>